Access fast and simple loans with Qonto and October

Need to finance your growth? Or could you do with a little buffer to get through tougher times? We've got you covered. Qonto is partnering with October, the #1 lending platform in France and in continental Europe, to offer tailored financing solutions for freelancers and SMEs in France and Italy, and soon in other European countries.

Choose between classic loans or a State Guaranteed Loan, up to €30,000. What's more, Qonto doesn't simply offer you the ability to apply for loans - we've also made it simple, straightforward and fast.

Forget about paperwork or personal guarantees. All you have to do is share a few details about your company and your project. We'll take care of the rest for you, thanks to the integration between October and Qonto.

Now that getting a loan can be done from Qonto, you can centralize all your finance management. Once you get your loan, the repayment is automatically deducted from your Qonto account, so you don't have to move money back and forth between accounts.

To simplify matters and get an answer even faster, we cross-referenced October's main eligibility criteria with our customer base, proactively letting eligible customers know that they can apply for a loan with October. Once October has performed their assessment on the application itself, it's quick and easy to access the loan.

If your company meets the following criteria, you might be eligible to get a loan:

If you don't meet these criteria and are still looking for a financing option, have you considered factoring? Through our partnership with Edebex, we can provide you an alternative that will take some pressure off your cashflow. Learn more about it on our dedicated page.

Now that you can manage your loan directly from Qonto, you can centralise all your finances in one single account.

If you used to have another account, we can help you move it to Qonto. Take advantage of our exclusive, free bank switch service for entrepreneurs. Our team will support you throughout the process and ensure that all of your information is securely transferred and that no standing payments will be missed. Start your seamless, fast and safe bank switch process now.