All your business finances. In one app.
Business Account & Cards
Expense & Spend Management
Bookkeeping & Reporting
All your finance modules in one app
We have a range of price plans to match your needs, so you can start small and scale up.
Business IBANs to pay and get paid
Physical & virtual. Apple Pay & Google Pay.
Instant SEPA, transfers & direct debits
Wire money in 18 currencies
With iZettle or SumUp payment terminals
Loan solutions from our partners’ hub
Savings solutions from our partners’ hub
Initial share capital or capital increase
Fast & easy. Whenever you're ready
Import and automate to pay your suppliers on time
Create and send client invoices, track payments and set alerts
Sync tools to auto-match receipts to transactions
Separate budgets per expense, card or user
Roles & Access
Admin, Manager, Employee & Accountant roles
Customize permissions for each role and user
Set specific limits on cards and transfers
Mileage budgeting and reimbursement
Initiate hundreds of transfers at once
Enable card and transfers requests
Sync tools to auto-match receipts
Digitize paper receipts and upload on the go to the app
Auto VAT entry, auto data/supplier input, custom labels
Accountant access & exports
Accountant view to easily share your financial data
Quick-view balance, cash-flow history and financial reporting
Fast API connectivity
Everything from API to data retrieval and payment execution
Sync to all your favorite accounting tools and platforms
Loved & trusted. 350,000 times and counting
Your questions answered within minutes.
When it comes to customer service, the reviews and ratings of our 350,000+ clients do the talking for us. We answer our customers in 5 languages, 7 days a week.Learn more
Your account is secure and safe.
Qonto is a licensed Payment Institution so your funds are fully safeguarded by law. Your account and operations are protected by 3D-Secure and Strong Customer Authentification technologies.Learn more