The business account that gets jobs done.

Business banking, made better: an online account that helps you pay, get paid, invoice, bookkeep, manage expenses, find financing & oversee cash flow.
From €9/month excl. VAT. Try it free for 30 days.
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7-day-a-week customer service

Business Account & Cards

An online account that means business


Easy day-to-day banking: local IBAN, free Mastercards, instant & international transfers, financing solutions. All included in your plan.

Invoice Management

Pay and get paid faster


Centralize all your invoices and quotes. Automate how you collect payments and process supplier invoices in 25+ foreign currencies.

Expense & Spend Management

Keep control over team expenses


Control spend before you even start spending. Get full visibility over budgets & team expenses, along with automated receipt reminders.

Bookkeeping & Cash Flow

No-fuss end-of-month accounting


Get real-time cash flow insights and finish monthly accounting faster with auto receipt matching, accountant access & 40+ integrations.

Loved & trusted by +500,000 businesses.

An app you'll love using. Come take a tour.

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Customer obsessed, every day

Rated & recommended

Secure & regulated

Whatever your business size, sector, or stage of growth

Company creators
Mint Photo UI Offers Company Creators K01 K05
Open an account in minutes & get the paperwork you need within hours.
Set your business up quickly
Purple Photo UI Offers Freelancer
Let our account help do your finance admin, so you’ve got more time for what matters to you.
Learn more
Peach Photo UI Offers Small
Centralize your invoicing to pay & get paid faster; track your cash flow in real time.
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Mustard Photo UI Offers Medium
Get 20/20 vision and total control over all your business finances & team spend.
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White Photo UI Offers Association K06 K07
Manage donations, membership fees, and expenses, all in a few clicks.
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“Qonto makes day-to-day business development easy by providing us with very fast responses, almost instantly via chat.”

Homepage Testimonial Minimalist Logo Curecall

Mohammed El Bojaddaini


co-founder of Curecall.

“Qonto helps us grow sustainably. With its simplified, optimized processes, we gain valuable time for our business every day.”

Homepage Testimonial Minimalist Logo Lotta Ludwigson

Charlotte Piller


Co-founder of Lotta Ludwigson.

“With Qonto, we can create accounts for each team and assign them a budget. This way, we keep track of all expenses and save time.”

Logo Testimonial Quote Morrison shoes

Álvaro Patón


CFO of Morrison Shoes.

“With Qonto, I can add my employees to the account, and my accountant is autonomous. This way, I save time and can focus on my business operations.”

Homepage Testimonial Minimalist Logo Arianna Cavina

Arianna Cavina


Founder @AF Srl

Payment cards for all business needs

Open an account in 10 minutes

We want to protect what’s precious to you as an entrepreneur: your time, energy, and focus. Let Qonto get your finance admin done faster, right from the very first click.