0.8%. That’s it.
Accept card payments in-store and on the go, reduce your per‑transaction fees, and get paid the next business day into your Qonto account.
Payment solutions tailored to your business
Food retail
Accept cards at 0.8% and track every transaction automatically in Qonto. Keep lines moving, and see every sale alongside your cash flow in real time.
Service providers
Take card payments in seconds, then get paid the next business day. Every transaction syncs automatically to your Qonto account. No separate payout account to reconcile.
Mobile merchants
Accept payments wherever you work—in-store with terminals or on the go with Tap to Pay. Everything is centralized in your Qonto account.
Two powerful solutions for modern retail
Accept contactless and chip & PIN payments. Funds land in your Qonto account the next business day.
- Automatic reconciliation in your Qonto account
- Accept major cards, plus Apple Pay and Google Pay
- Get paid the next business day
Turn your phone into a terminal for contactless payments, even above €50. Ideal for pop-ups, markets, and on-the-floor sales.
- No extra hardware needed
- Contactless payments
- Start taking payments in minutes
Estimate your savings with Qonto
See how much you could save on payment processing fees by switching to Qonto. Everything you need to accept payments and manage your finances, in one place.
Less time chasing statements. Less manual reconciliation at month‑end.
No extra tool to log in to. No end‑of‑month export and matching.
Estimate only. Based on your inputs and a typical card mix (95% EU consumer cards at 0.8%, 5% business/non‑EU cards at 2.6%). Actual mix may vary. Savings are projected over 12 months. Your inputs are used to calculate the estimate in your browser. We do not store the amounts you enter.
Everything you need to accept payments in-store
Instant reconciliation
Payments land directly on Qonto. No exports. No end-of-month matching.
Unified dashboard
Track payments, invoices, expenses, and cash flow in one place.
Real-time visibility
Know what’s coming in, left and outstanding. Don't wait for reports.
One login, one app.
Manage payments, cash flow, invoicing, and financing in Qonto.
Transparent pricing. No fixed fees.
Transparent pricing. No fixed fees.
Pay 0.8% per transaction on EU consumer cards. Business and non‑EU cards: 2.6%. No fixed fees, and no monthly rental fees for terminals (Qonto plan fees apply).
Your phone is now your terminal
Your phone is now your terminal
Accept contactless payments with Tap to Pay. Same per‑transaction pricing as terminals, with no device to rent and no fixed fees.
Choose the one that fits better your needs
Perfect for
Pricing (excl. VAT)
First 5 transactions after activation are free of charge
First 5 transactions after activation are free of charge
Next business day settlement
Automatic reconciliation on Qonto
Payment methods accepted
Cards accepted
Hardware required
Battery
Customer receipts
Setup
Delivery times may vary by region and depend on local carriers
Weight
Trusted by retailers
Ready to cut your in-store card fees?
Start accepting payments at 0.8% and get paid the next business day into your Qonto account.
