Free business account for freelancers
- A 100% online business account from €0
- Tools to simplify your bookkeeping and administration.
- Your receipts and invoices digitized and stored online. No paperwork.
Out with your old account. In with the new.
- Enjoy up to 2.5% annual rate* remuneration on your Qonto accounts
- Mastercards and any other payment methods you need
- Check your transaction history in real time
- No hidden fees, no surprise transfer commission
You're in good hands
Fair
No hidden fees. No surprise charges or transfer commission. Just total transparency.
Flexible
Available
We’re around 5 days a week to answer your questions, whenever they come up.
Bookkeeping on autopilot
Centralize your invoices
Automatically import your supplier invoices to Qonto from over 11,000 connected sources for greater visibility. Never miss another payment deadline.
No more missing receipts
Scan your paper receipts and store them online. Pre-select the right VAT rates to save time on bookkeeping.
It’s all connected
Every receipt, VAT rate and transaction is synchronized to your accounting tool in real-time.

Centralize your invoices
Automatically import your supplier invoices to Qonto from over 11,000 connected sources for greater visibility. Never miss another payment deadline.
No more missing receipts
Scan your paper receipts and store them online. Pre-select the right VAT rates to save time on bookkeeping.
It’s all connected
Every receipt, VAT rate and transaction is synchronized to your accounting tool in real-time.


All your invoicing in one place.
- Save time and collect payments from clients faster
- Create and share your invoices in just a few clicks
- Follow your payments close up
Leave your card at home with mobile payments
If you like to go cardless, it’s easy to connect your Qonto card to Apple Pay or Google Pay™ for safe and speedy payments on the move.
An account made for freelancers
An account made for freelancers


Pay as you grow
Starter
Free, forever
€0
- 1 account with Dutch IBAN
- 1 virtual card (physical cards for a fee)
- 5 free transfers per month
Basic
From
€7
/month (excl. VAT)
- 1 account with a Dutch IBAN
- 1 physical Mastercard and 2 virtual cards
- 30 free transfers per month
1-month free trial
Smart
From
€15
/month (excl. VAT)
- 1 account and 1 sub-account with Dutch IBANs
- 2 physical Mastercards and 50 virtual cards
- 100 free transfers per month
1-month free trial
Premium
From
€25
/month (excl. VAT)
- Up to 5 accounts with Dutch IBAN
- 2 physical Mastercards + 50 virtual cards + 50 Instant cards
- 200 free transfers per month
1-month free trial
Ready to try Qonto?
Sign up in a few minutes
We just have to verify your identity
Your account is open
Sign up in a few minutes
We just have to verify your identity
Your account is open
Sign up in a few minutes
We just have to verify your identity
Your account is open
*Not a banking or investment product. 5% annual rate for the first 2 months for new clients, then the rates will vary according to the subscribed plan. Minimum of 5 eligible payment transactions per month required. Remuneration is capped and subject to T&C.

