Free business account for freelancers

You can now open a freelancer account with Qonto for free. You'll get the virtual payment card for free too.

  • A 100% online business account from €0
  • Tools to simplify your bookkeeping and administration.
  • Your receipts and invoices digitized and stored online. No paperwork.

Out with your old account. In with the new.

  1. Enjoy up to 2.5% annual rate* remuneration on your Qonto accounts 
  2. Mastercards and any other payment methods you need
  3. Check your transaction history in real time
  4. No hidden fees, no surprise transfer commission
Black Logo Customer Service
Experts are on hand, 7 days a week - on chat, email, or phone

You're in good hands

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Fair

No hidden fees. No surprise charges or transfer commission. Just total transparency.

WEB Iconography Black Flexibility

Flexible

We adapt to you and your changing needs with plans that grow and scale with you.
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Available

We’re around 5 days a week to answer your questions, whenever they come up.

Bookkeeping on autopilot

Centralize your invoices

No more missing receipts

It’s all connected

WEB  Sakura Hero TopicHighlight Bento Invoice Connect
WEB  UI Hero TopicHighlight Bento Invoicing Client Track Transactions

All your invoicing in one place.

  1. Save time and collect payments from clients faster
  2. Create and share your invoices in just a few clicks
  3. Follow your payments close up

Leave your card at home with mobile payments

If you like to go cardless, it’s easy to connect your Qonto card to Apple Pay or Google Pay™ for safe and speedy payments on the move.

An account made for freelancers

black and white Photo Testimonial Francois Vasnier
WEB Testimonial 16x9 # Jean Charles Guichard Freelance

Pay as you grow

Starter

Free, forever

€0


  • 1 account with Dutch IBAN
  • 1 virtual card (physical cards for a fee)
  • 5 free transfers per month

Basic

From

€7

/month (excl. VAT)

  • 1 account with a Dutch IBAN
  • 1 physical Mastercard and 2 virtual cards
  • 30 free transfers per month

1-month free trial

Smart

From

€15

/month (excl. VAT)

  • 1 account and 1 sub-account with Dutch IBANs
  • 2 physical Mastercards and 50 virtual cards
  • 100 free transfers per month

1-month free trial

Premium

From

€25

/month (excl. VAT)

  • Up to 5 accounts with Dutch IBAN
  • 2 physical Mastercards + 50 virtual cards + 50 Instant cards
  • 200 free transfers per month

1-month free trial

Ready to try Qonto?

Sign up in a few minutes

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*Not a banking or investment product. 5% annual rate for the first 2 months for new clients, then the rates will vary according to the subscribed plan. Minimum of 5 eligible payment transactions per month required. Remuneration is capped and subject to T&C.