Create your company online with Qonto

Yes, starting a BV online is perfectly possible today. You no longer need to physically visit multiple agencies or deal with piles of paperwork. The entire process can be completed digitally—from identification to signing the incorporation deed.

With Qonto, you can start your BV online and also your BV+Holding in collaboration with a dedicated notary partner.

This means you can:

1. Submit your information entirely digitally
2. Receive guidance in drafting the statutes
3. Sign the notarial deed online
4. Be automatically registered with the Chamber of Commerce

The notary remains legally required when starting a BV, but thanks to this digital collaboration, the process is fast, secure, and efficient.

Many entrepreneurs choose to combine starting their BV with opening a business account. This way, your structure and financial foundation are set up correctly from the start.

In short: yes, you can start a BV online—and with Qonto, you can easily arrange this together with our notary partner, without unnecessary delays or hassle.

Starting a BV usually becomes interesting as your business grows. Typical moments when entrepreneurs make the switch include:

1. You are making consistent profits
2. Your income becomes less predictable or riskier
3. You work with larger contracts or liability risks
4. You want to invest or attract investors

Starting a BV at the right time prevents the need for restructuring later. That's why more and more entrepreneurs choose to start their BV online and get it right from the beginning. It's also possible to evolve from a sole proprietorship as soon as your business generates more revenue.

Not every entrepreneur needs a holding company. A holding structure is particularly interesting if you are making profits, want to limit risks, or have plans to grow, invest, or sell.

In a holding, your holding-BV is above your operating company. Profits remain safe in the holding and are not directly exposed to operational risks. Those who want to plan smartly often choose to set up a holding once the company is running stably or growing rapidly.

Still unsure? It's often wise to first start your BV without a holding and restructure later. However, the latter involves additional costs.

No. A BV cannot be started without a notary. A notary is legally required to officially record the incorporation deed.

The good news: physically visiting is often no longer necessary. When starting a BV online with Qonto, the entire process is digital, including identification and signing. This saves time and costs.

Starting a BV is just the beginning. Don't forget these essentials:

1. Open a business account
2. Manage your accounting and VAT returns
3. Set up contracts and insurance
4. Pay yourself correctly as a director
5. Plan for growth and cash flow
   
   

A good start prevents issues later. By organizing everything well from day one, you maximize the potential of your BV.

Yes, you can start a BV in the Netherlands even if you don't have Dutch nationality. It is not required to be a Dutch citizen to start a BV or go through an online BV incorporation process.

However, you must meet certain identification and registration requirements. In some cases, additional documents are needed, for example, if you live outside the EU. You also need to consider tax rules in your country of residence and any international treaties.

Thanks to digital processes, it is now possible to start a BV online just like you can open an account from abroad. Keep in mind that you may need a Dutch business address and that notarial incorporation remains mandatory.

In short: nationality is not a barrier to starting a BV in the Netherlands—proper preparation and the right structure are essential. You only need one of the valid documents.

There is no fixed minimum amount, but in practice, a BV often becomes interesting with an annual profit starting from approximately €80,000 to €100,000.

From that point, the:

1.  corporate tax
2. combination of director's salary and dividends can offer tax advantages compared to a sole proprietorship.

For lower profits, a BV is mainly interesting if risk protection is more important than tax optimization.

No, the one-time registration fee of €85.15 at the Chamber of Commerce (KvK) is not included in our offer. Notary Van Campen / Liem (VCL) handles the registration of your company with the KvK.

Once the registration is completed, you will receive an email directly from the KvK requesting payment of the registration fee within 14 days. This payment is made directly to the KvK; neither we nor the notary collect these fees.