All your business finances. In one app.

Keep your business account and all your finance needs safely organized under one roof. Manage money quickly, easily & efficiently. Whether you’re alone or leading a team.

Discover our offers

From €9/month excl. VAT. Try it free for 30 days with no obligations.

Business Account & Cards

Invoice Management

Expense & Spend Management

Bookkeeping  & Reporting

UI ParallaxModule1 Desktop&Mobile Invoice PNGx3

Whatever your size, sector or stage of growth

Company Creators

Open an account and deposit your initial share capital. All at once. All online.

Self-employed

For freelancers and sole proprietors. Because when you fly solo, efficiency matters.

Micro-enterprises

With your books in good order, you can focus on growing your business.

SMEs

Delegate finance tasks to your team while keeping full visibility and control.

Associations

Manage donations, membership fees and expenses. All with a few taps of your finger.

Get started

Discover our cards

All your finance modules in one app

We have a range of price plans to match your needs, so you can start small and scale up.

Business Account & Cards Invoice Management Expense & Spend Management Bookkeeping & Reporting

ACCOUNT

Business account

Business IBANs to pay and get paid

PAYMENTS

Cards

Physical & virtual. Apple Pay & Google Pay.

PAYMENTS

SEPA

Instant SEPA, transfers & direct debits

PAYMENTS

SWIFT

Wire money in 25 currencies

PAYMENTS

POS

With iZettle or SumUp payment terminals

FINANCE

Financing

Loan solutions from our partners’ hub

FINANCE

Savings

Savings solutions from our partners’ hub

CORPORATE

Capital increase

Initial share capital or capital increase

HANDY

Bank switch

Fast & easy. Whenever you're ready

Open an account

Business Account & Cards

Open an account

ACCOUNT

Business account

Business IBANs to pay and get paid

PAYMENTS

Cards

Physical & virtual. Apple Pay & Google Pay.

PAYMENTS

SEPA

Instant SEPA, transfers & direct debits

PAYMENTS

SWIFT

Wire money in 25 currencies

PAYMENTS

POS

With iZettle or SumUp payment terminals

FINANCE

Financing

Loan solutions from our partners’ hub

FINANCE

Savings

Savings solutions from our partners’ hub

CORPORATE

Capital increase

Initial share capital or capital increase

HANDY

Bank switch

Fast & easy. Whenever you're ready

Quotes

Simplify your professional quoting process with in-app management

Supplier Invoices

Import and automate to pay your suppliers on time

Invoicing

Create and send client invoices, track payments and set alerts

Integrations

Sync tools to auto-match receipts to transactions

Centralize your invoicing

Invoice Management

Centralize your invoicing

Quotes

Simplify your professional quoting process with in-app management

Supplier Invoices

Import and automate to pay your suppliers on time

Invoicing

Create and send client invoices, track payments and set alerts

Integrations

Sync tools to auto-match receipts to transactions

Sub-accounts

Separate budgets per expense, card or user

Roles & Access

Admin, Manager, Employee & Accountant roles

Agile permissions

Customize permissions for each role and user

Expense control

Set specific limits on cards and transfers

Travel expenses

Mileage budgeting and reimbursement

Bulk transfers

Initiate hundreds of transfers at once

Approval flow

Enable card and transfers requests

Integrations

Sync tools to auto-match receipts

Expense Reports

Centralize, control & track all team expenses

Improve your spend management

Expense & Spend Management

Improve your spend management

Sub-accounts

Separate budgets per expense, card or user

Roles & Access

Admin, Manager, Employee & Accountant roles

Agile permissions

Customize permissions for each role and user

Expense control

Set specific limits on cards and transfers

Travel expenses

Mileage budgeting and reimbursement

Bulk transfers

Initiate hundreds of transfers at once

Approval flow

Enable card and transfers requests

Integrations

Sync tools to auto-match receipts

Expense Reports

Centralize, control & track all team expenses

Receipt management

Digitize paper receipts and upload on the go to the app

Automated bookkeeping

Auto VAT entry, auto data/supplier input, custom labels

Accountant access & exports

Accountant view to easily share your financial data

Customizable dashboard

Quick-view balance, cash-flow history and financial reporting

Fast API connectivity

Everything from API to data retrieval and payment execution

Bookkeeping integrations

Sync to all your favorite accounting tools and platforms

Simplify your accounting

Bookkeeping & Reporting

Simplify your accounting

Receipt management

Digitize paper receipts and upload on the go to the app

Automated bookkeeping

Auto VAT entry, auto data/supplier input, custom labels

Accountant access & exports

Accountant view to easily share your financial data

Customizable dashboard

Quick-view balance, cash-flow history and financial reporting

Fast API connectivity

Everything from API to data retrieval and payment execution

Bookkeeping integrations

Sync to all your favorite accounting tools and platforms

Loved & trusted. 400,000 times and counting

Your questions answered within minutes.

When it comes to customer service, the reviews and ratings of our 400,000+ clients do the talking for us. We answer our customers in 5 languages, 7 days a week.

Learn more

black and white Photo Reassurance Cards Trust Security

Your account is secure and safe.

Qonto is a licensed Payment Institution so your funds are fully safeguarded by law. Your account and operations are protected by 3D-Secure and Strong Customer Authentification technologies.

Learn more

Sign up in minutes. Join the movement.

Qonto’s goal is to protect what’s most precious to entrepreneurs: their time, energy and focus. We are creating the future of business banking and finance, and we’d love you to join us.

Open an account

Book a demo