All your business finances. In one app.

Keep your business account and all your finance needs safely organized under one roof. Manage money quickly, easily & efficiently. Whether you’re alone or leading a team. 

From €9/month excl. VAT. Try it free for 30 days with no obligations.
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Business Account & Cards

From local IBANs to transfers, direct debits and cards: all you need to pay and get paid.

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Invoice Management

Centralize invoices, payable & receivable. Enjoy fluid supplier and client payments. 

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Expense & Spend Management

Set customizable limits to make delegating team spending fast, safe and accountable.

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& Reporting

Automate receipt collection, auto-label transactions. Sync with your accounting tools.

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All your finance modules in one app

We have a range of price plans to match your needs, so you can start small and scale up.

Business Account & Cards


Business account

Business IBANs to pay and get paid



Physical & virtual. Apple Pay & Google Pay.



Instant SEPA, transfers & direct debits



Wire money in 25 currencies



With iZettle or SumUp payment terminals



Loan solutions from our partners’ hub



Savings solutions from our partners’ hub


Capital increase

Initial share capital or capital increase


Bank switch

Fast & easy. Whenever you're ready

Invoice Management


Simplify your professional quoting process with in-app management

Supplier Invoices

Import and automate to pay your suppliers on time


Create and send client invoices, track payments and set alerts


Sync tools to auto-match receipts to transactions

Expense & Spend Management


Separate budgets per expense, card or user

Roles & Access

Admin, Manager, Employee & Accountant roles

Agile permissions

Customize permissions for each role and user

Expense control

Set specific limits on cards and transfers

Travel expenses

Mileage budgeting and reimbursement

Bulk transfers

Initiate hundreds of transfers at once

Approval flow

Enable card and transfers requests


Sync tools to auto-match receipts

Expense Reports

Centralize, control & track all team expenses

Bookkeeping & Reporting

Receipt management

Digitize paper receipts and upload on the go to the app

Automated bookkeeping

Auto VAT entry, auto data/supplier input, custom labels

Accountant access & exports

Accountant view to easily share your financial data

Customizable dashboard

Quick-view balance, cash-flow history and financial reporting

Fast API connectivity

Everything from API to data retrieval and payment execution

Bookkeeping integrations

Sync to all your favorite accounting tools and platforms

Loved & trusted. 400,000 times and counting

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Your questions answered within minutes.

When it comes to customer service, the reviews and ratings of our 400,000+ clients do the talking for us. We answer our customers in 5 languages, 7 days a week.

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Your account is secure and safe.

Qonto is a licensed Payment Institution so your funds are fully safeguarded by law. Your account and operations are protected by 3D-Secure and Strong Customer Authentification technologies.

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Sign up in minutes. Join the movement.

Qonto’s goal is to protect what’s most precious to entrepreneurs: their time, energy and focus. We are creating the future of business banking and finance, and we’d love you to join us.