Drive your business, pilot your finances

  1. Pay & get paid quicker with instant SEPA transfers.
  2. Send & receive funds in 24 currencies between 130+ countries.
  3. Centralize customer & supplier invoices & track payments.
  4. Priority 7-day-a-week customer support. There when you need it, as soon as you need it.

Try it free for 30 days.
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Loved & trusted. 500,000 times and counting.

The perfect addition for SMEs at all stages of growth

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Real-time visibility

Make sound financial decisions with up-to-the-minute transaction updates. On desktop or on the go.

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Reliable reporting

Go digital & avoid errors. Always-accurate snapshots of your business’ financial health. 

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Seamless integrations

Boost existing workflows with financial tools that slot in alongside the ones you already use.

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Priority support

Get expert, human customer support. On hand when you need it, 7 days a week (24/7 in France).

Smart tools to drive your business

Keep control over spending

Your spending at a glance. Set budgets & configure payment limits for your team, in line with their needs & yours.

  1. Smart company cards with personalized spending rules.
  2. Up-to-the-minute budget overviews.
  3. Custom card settings and spend approval flows.

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Do business across borders

Pay & get paid faster, in Europe and beyond. Get your money where it needs to go - wherever your partners are based.

  1. International transfers to 130+ countries, powered by Wise.
  2. Instant SEPA transfers of up to €30,000 & direct debits.
  3. Your choice from a range of smart & reliable payment cards, with options for commission-free foreign purchases.

Automate time-consuming tasks

Ditch the manual work. Delegate to Qonto & win back time for your finance team to focus on their strategic role.

  1. Certified expense receipts that hold the same legal weight as their paper counterparts.
  2. Accelerate reconciliation. VAT & payment information detection.
  3. Auto reminders for missing receipts: save 5 hours a month.
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Track client & supplier invoices

Our built-in invoicing feature helps you get paid faster. And our financial tools save you time on supplier invoices.

  1. Quotes & one-off or recurring invoices issued in 29 currencies.
  2. Simplified invoice collection & scheduled supplier payments.
  3. Real-time monitoring of payment dates & progress.

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Get your books balanced quicker

Easy & secure data exports. Centralize all your external bank & payment service transactions & sync to your accountant’s preferred tool.

  1. 40+ integrations & EBICS interface with your ERP.
  2. Custom data exports in the right format for your accounting tool.
  3. Real-time monitoring of payment dates, inflows & outflows.

40+ integrations that slot seamlessly into your existing workflow

Coming soon: there’s more just around the corner

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E-invoicing

Get ahead of mandatory e-invoicing. Create, send & receive invoices in electronic format, ready for the reform.

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HR software integration

Boost productivity & accuracy when you invite your team to work with you on Qonto. Delegate & keep control.

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Approval workflows

Create custom, multi-layer workflows to save time & enhance your control over spending.

Ready to pilot your business to success?

The leading online business account for paying and getting paid quickly and easily.
With integrations tailored to SMEs, and smart tools for total control and visibility over financial data.