Embed banking, unlock revenue
Build, launch & scale your platform with our embedded financial services. You focus on growth - we handle the rest.
Supercharge your platform with embedded services
Transform your platform into a financial powerhouse. Seamlessly integrate our APIs to unlock new revenue streams while delivering exactly what your customers need.
Launch at speed
Go live in weeks with production-ready APIs. Get instant access to accounts, payments & cards, with dedicated implementation support.
Profit-only model
Skip the fees & start earning immediately. Pay nothing & generate revenue on every account, transaction & financial service your customers use.
Zero operational effort
We handle the complexity, so you don't have to. Clear documentation & client support for smooth integration. Banking compliance built-in.
Tailored solutions to power your platform
Accounting
Make accounting make sense: offer your customers peace of mind with integrated payments.
Legaltech
Be with your customer every step of the way in their company creation adventure. And make sure they get the most intuitive payment options.
Adapted to multiple industries
Offer more value with our flexible API suite integrated into your platform. Choose the payment & financial building blocks your customers need.
Our core API platform
Payments
- Trusted beneficiary management
- Transfers: SEPA, bulk, domestic & international (30+ currencies)
- Physical & virtual cards with Apple Pay & Google Pay
- Spend management suite (expense reports, approval workflows...)
Account management
- Fast-track account opening for existing companies
- Multi-organization account hierarchy
- Team management & permissions
- Sub-accounts with dedicated IBANs
Security
- OAuth2.0 authentication
- Real-time webhook notifications
- Development & production environments
- API key management
Financial tools
- Client invoice creation & management
- Supplier invoice processing
- Transaction matching
- Monthly statements
- Custom labeling system
Developers
- OpenAPI documentation
- Sandbox testing environment
- Webhook configuration
- Integration support
- Developer portal
Your path to success
Plug
Get instant access to our sandbox environment and test everything you need. Whether you're streamlining onboarding or revolutionizing payments.
Launch
Turn your vision into reality with enterprise-grade APIs. Our team guides your integration and supports you with your first customers.
Scale
Ready to expand? We deal with compliance, security and operational excellence. So you can focus on crafting the perfect user experience to drive revenue.
Plug
Get instant access to our sandbox environment and test everything you need. Whether you're streamlining onboarding or revolutionizing payments.
Launch
Turn your vision into reality with enterprise-grade APIs. Our team guides your integration and supports you with your first customers.
Scale
Ready to expand? We deal with compliance, security and operational excellence. So you can focus on crafting the perfect user experience to drive revenue.
Plug
Get instant access to our sandbox environment and test everything you need. Whether you're streamlining onboarding or revolutionizing payments.
Launch
Turn your vision into reality with enterprise-grade APIs. Our team guides your integration and supports you with your first customers.
Scale
Ready to expand? We deal with compliance, security and operational excellence. So you can focus on crafting the perfect user experience to drive revenue.
From first steps to first customers
We’ve got you covered
Best-in-class support at every stage. Implementation is smooth with a dedicated integration expert, developer Slack channel & developer portal.
We’ve got you covered
Focus on growing your platform - we’ll take care of the rest. We have: 500,00+ customers, 70+ NPS, 4.6/5 customer satisfaction rating. We answer our customers in five languages in three minutes on average.
Frequently asked questions
What is embedded banking and how does it work with Qonto's API?
How long does it take to integrate Qonto's financial services?
Is Qonto's API available across all European markets?
What security standards does Qonto's API follow?
How does revenue sharing work with Qonto's embedded services?
Ready to drive your business growth?
Start building the best banking & financial experience today with Qonto Embed. Impress your customers & start driving revenue in a matter of weeks.