Europe’s no. 1 online business account

  1. Open a business bank account with a French IBAN in 10 minutes.

  2. Customer support 24/7.
  3. Physical and virtual Mastercards.
  4. SEPA instant and international transfers.
  5. Unlimited transaction history and real-time notifications.
Try it free for 30 days with no obligations.
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The business account trusted by 500,000+ SMEs and freelancers

Payment methods that get the job done

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SEPA transfers

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International transfers

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Check deposit

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Payment terminals

Financing to fuel your business

  1. Get instant funds to finance your invoice payments with Qonto’s own Pay later solution.
  2. Find longer-term, larger sum financing offers through our network of specialist partners.
  3. Enjoy a fast-tracked process: no red tape, no paperwork, no waiting weeks for an answer.

On hand to help

  1. We offer expert support 24/7, by chat, phone, or email.

  2. +10,000 customers have given us 5 stars on Trustpilot.

  3. Our customer satisfaction is among the highest in the banking sector.

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Much more than a business account

Invoice management

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Expense management

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Flexible investments

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Whatever your size, sector, or stage of growth




Company Creators

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Creating your own business?

How to open a business account

No need for an appointment. Open your company’s business account online and get your IBAN in around 10 minutes.

Enter your details

Fill out some information on your company and its partners.

We verify your identity

Upload a valid ID online and we’ll perform the necessary checks.

And that’s it - your account’s set up

With your IBAN created, you can order cards and enjoy everything your business account has to offer. For a stress-free switch to Qonto, take advantage of our exclusive account transfer service.

You’re in safe hands

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Safely stored data

Storage and protection of your data under GDPR and SSL-encryption.

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Secure transactions

Thanks to 3D-Secure and double authentication.

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Deposit protection

Deposits covered up to €100,000 by the FGDR.

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Licensed institution

Qonto is a payment institution, supervised and regulated by the ACPR.

More practical information on opening a business checking account

Is opening a company bank account compulsory?

What documents will I need to open my business account?

What documents will you need to open a bank account with Qonto?

What is the Kbis?

Which bank should I choose for my Small or Medium Business account?

When should I open a business account for my SME or VSE?

What is the capital deposit?

Is there a Qonto business account adapted for my Small- or Medium-sized Enterprise needs?