Open your business account online
The all-in-one account you can open in 10 minutes
Mastercards, instant SEPA transfers, direct debits and much, much more...
Invoicing. Bookkeeping. Expenses. All in one place.
30-day free trial. No commitments.

An online business account with all the essentials
An account with a French, Italian, Spanish or German IBAN.
Order customizable business Mastercards.
Send and receive instant transfers within the SEPA zone.
An unlimited transaction history.
Switching business account is fast and easy
4 hours a month saved on bookkeeping
So long receipt hunting, goodbye manual exports. Prepare your accounting in a flash.
Optimize your spend management solo or as a team
Control your budget, delegate to team members and manage your expenses in real-time.
Boost your productivity with our tools
Connect Qonto to over 80 integrations for even more efficiency: accounting tools, payroll, CRM, cash flow… Say hello to automation.
The finance solution that powers up your business

Loans to finance your projects
Get loans with our partner October. Simple, fast and guaranteed financing solutions. Oh, and without paperwork.

Grow your cash surplus
Got money sleeping in your account? Help that money grow with our remunerated accounts and manage it all via Qonto.

Deposit and increase your capital
Get your company’s initial capital deposit or capital increase finished faster, 100% online.
Whatever your size, we're the right fit.
New business founders
New business founders
Open an account and deposit share capital. All at once. All online.
Launch your businessAssociations
Associations
Manage donations, membership fees and expenses. With a few taps of your finger.
Get started