Open your business account online

The all-in-one account you can open in 10 minutes
Mastercards, instant SEPA transfers, direct debits and much, much more...
Invoicing. Bookkeeping. Expenses. All in one place.
30-day free trial. No commitments.
We’re rated highly for a reason

4.8 on App Store

4.7 on Play Store

4.6 on Trustpilot

An online business account with all the essentials

An account with a French, Italian, Spanish or German IBAN.

Order customizable business Mastercards.

Send and receive instant transfers within the SEPA zone.

An unlimited transaction history.

A business account you can open with minimum fuss


Opening an account is easily done. 100% online via your mobile phone or computer.


Our no-commitment, no-fee subscriptions adapt as your company grows.


Business accounts with no hidden costs. No sneaky fees. No ‘monthly maintenance’ extras.

Always there

Our teams are available 7 days a week to answer your questions and help you.

Payment methods that get the job done.

Mastercard business cards

Compatible with Apple Pay and Google Pay, choose the cards you need: physical, virtual or temporary.
Compare cards

Instant SEPA transfers and direct debits

Send and receive transfers instantly within the SEPA zone. And with SWIFT, pay and get paid in up to 30 currencies.
Discover transfers

Zettle payment terminals

Your customers pay by card? Get mobile payment terminals for €9/month excl. tax and 1.65% commission.
See payment methods

Check deposits

Do you take payment by check? Save yourself the journey and just send them to us in the post.
Learn more about payments

Instant bank comparator

Compare what traditional banks offer to the solutions of digital providers.
Switching business account is fast and easy

4 hours a month saved on bookkeeping

Optimize your spend management solo or as a team

Boost your productivity with our tools

The finance solution that powers up your business

Loans to finance your projects

Get loans with our partner October. Simple, fast and guaranteed financing solutions. Oh, and without paperwork.
Discover financing

Grow your cash surplus

Got money sleeping in your account? Help that money grow with our remunerated accounts and manage it all via Qonto.
Discover savings

Deposit and increase your capital

Get your company’s initial capital deposit or capital increase finished faster, 100% online.
Deposit your capital

Whatever your size, we're the right fit.


SMEs and Startups

New business founders


Trusted by 350,000 companies

How do I open a business account with Qonto?

There's no need for an appointment.Open an online business checking account and get an IBAN in 10 minutes.

Enter your basic details

Fill out some information on your company and its partners.


Let us check your ID

Upload your ID online and we’ll make sure it’s all in order.


Your bank account's open

You now have an IBAN. You can start ordering cards. Get ready to save yourself time and money without paying any hidden fees. Need to transfer your existing business account? We’re more than happy to help!

More practical information on opening a business checking account

Is opening a company bank account compulsory?

What documents will I need to open my business account?

What documents will you need to open a bank account with Qonto?

What is the Kbis?

Which bank should I choose for my Small or Medium Business account?

When should I open a business account for my SME or VSE?

What is the capital deposit?

Is there a Qonto business account adapted for my Small- or Medium-sized Enterprise needs?