Our mission: reinventing business banking

We make banking easy for SMEs and freelancers

About Qonto
Qonto's funders background-circular-shape-2 background-circular-shape-2

"We use design and technology to give entrepreneurs the banking experience they deserve."

Alexandre Prot and Steve Anavi
Co-Founders @Qonto

The idea of Qonto was born out of frustration: As Alex and Steve were building their first company (Smok.io - bought in 2015) together, they were very frustrated with their own banking experience. It was not only time-consuming and complex but also didn't include modern tools to suit progressive companies. The two founders decided to tackle these frustrations and to create the service they would have loved to use as entrepreneurs.

Our ambition is very clear: building the best business banking service by using technology and design, with a fair and transparent pricing!
We think that SMEs have been neglected for too long and that traditional institutions have failed to propose a banking experience adapted to the needs of entrepreneurs. Business banking should be efficient, attractive and affordable. Our mission is to dust off the old banking experience!

Coffee break at Qonto
Teamwork at Qonto
Demonstration of Qonto’s application
Work at Qonto
Qonto's payment cards

Reinventing business banking experience

Qonto's payment cards

Who said business banking can't be fun? From account opening to everyday use, we want our users' experience to be the best.

Manage your finances online

Making company finance management easy

Manage your finances online

Better than a business bank account, Qonto offers tools and integrations that make finance management and accounting simple.

Manage your accounts online

Improving entrepreneurs' lives

Manage your accounts online

Our pricing is clear and transparent and our customer support is hyper reactive. Our mission: making our clients' day-to-day banking easy.

Our values



We aspire to provide the best possible service on the market and make our users' lives easier. We tackle big problems and want to have a great impact in the long run.



We can only create magic by working together. Qonto's success is due to its team effort – not only to individuals. We share, communicate, listen and learn from each other.



We pursue excellence at the personal and company level. We are developing an environment that enables everyone to challenge themselves, to grow and to get better every day.



As a banking service, we strictly comply with safety regulations and take security and confidentiality very seriously. We are open, trustworthy and transparent with one another and towards our clients.

Our founders and investors

Steve Anavi President

Steve Anavi


Steve looks after product, design and operations.

Prior to Qonto, Steve co-founded Smok.io (acquired by a Fortune 500) with Alex, led operations at Groupon and formerly worked at Deloitte Consulting. He holds an MSc from the Swiss Federal Institute of Technology (EPFL) and an MBA from INSEAD.

Alexandre Prot CEO

Alexandre Prot


Alex focuses on marketing/growth, finance and the regulatory part of the business.

Prior to Qonto, Alex co-founded Smok.io (acquired by a Fortune 500) with Steve, managed Wimdu France (Rocket Internet) and started his career at McKinsey & Co and Goldman Sachs. He holds an MSc from HEC Paris and an MBA from INSEAD.

A few figures about Qonto

250+ talents

And we're hiring more

July 2017

We launched Qonto

€136m raised

with VCs and business angels


companies using Qonto

1st B2B neobank

to get a Payment Institution licence


coffees drank at the office

They talk about us