Our mission: to create the finance solution all businesses love

We make banking easy for SMEs and freelancers


"We use design and technology to give entrepreneurs the banking experience they deserve."

Alexandre Prot and Steve Anavi
Co-Founders @Qonto

The idea of Qonto was born out of frustration. As Alex and Steve were building their first company together (Smok.io - bought in 2015), they became ever more frustrated with their own banking experience. Not only was it time-consuming and complex, it also lacked modern tools to suit progressive companies. The two founders decided to tackle these frustrations and to create the service they would have loved to use as entrepreneurs.

Our ambition is very clear: building the best business banking service by using technology and design, with fair and transparent pricing!
We think that SMEs have been neglected for too long and that traditional institutions have failed to propose a banking experience adapted to the needs of entrepreneurs. Business banking should be efficient, attractive and affordable. Our mission is to dust off the old banking experience!

Reinventing business banking experience

Who said business banking can't be fun? From account opening to everyday use, we want our users' experience to be the best.

Making company finance management easy

Better than a business bank account, Qonto offers tools and integrations that make finance management and accounting simple.

Improving entrepreneurs' lives

Our pricing is clear and transparent and our customer support is swift and reactive. Our mission: to make our clients' day-to-day banking easy.

Our values


We aspire to provide the best possible service on the market and make our users' lives easier. We tackle big problems and want to have a great impact in the long run.


We can only create magic by working together. Qonto's success is due to its team ethos and not just individual brilliance. We share, communicate, listen and learn from each other.


We pursue excellence on a personal and a company level. We are nurturing an environment that enables everyone to challenge themselves, to grow and to get better every day.


We always comply with safety regulations and take security and confidentiality very seriously. We are open, trustworthy and transparent with one another and towards our clients.

Our founders and investors

Steve Anavi

  • Steve looks after product, design and operations.

  • Prior to Qonto, Steve co-founded Smok.io (acquired by a Fortune 500) with Alex, led operations at Groupon and formerly worked at Deloitte Consulting. He holds an MSc from the Swiss Federal Institute of Technology (EPFL) and an MBA from INSEAD.

Alexandre Prot

  • Alex focuses on marketing/growth, finance and the regulatory part of the business.

  • Prior to Qonto, Alex co-founded Smok.io (acquired by a Fortune 500) with Steve, managed Wimdu France (Rocket Internet) and started his career at McKinsey & Co and Goldman Sachs. He holds an MSc from HEC Paris and an MBA from INSEAD.

A few figures about Qonto

July 2017

We launched Qonto

500+ talents

And we're hiring more

220,000 +

Companies using Qonto

€622m raised

With VCs and business angels

1st B2B account for finance management

to get a Payment Institution licence

French Tech Next 40

We are part of the 2021 promotion