Bring your projects to life or support your cash flow with our loan offers, provided in partnership with October. Enjoy simple and fast financing solutions, without having to battle through red tape.
Benefit from the expertise of October, a leading European lending platform.
Choose from a classic loan or State guaranteed loan (PGE); our service adapts to your needs.
Getting a loan has never been easier: forget bureaucracy and wasted time.
Whether you are looking to boost your cash flow or invest in growing your business, we have the right offer for you.
Loans of up to €30,000
12-month grace period
Loans of up to €30,000
Loan period of 2 years
No more endless piles of personal guarantees and documents. We analyze your past transactions automatically when assessing your application.
Get an initial response instantly. Once your application has received final approval, your money is deposited into your account within 4 days.
Centralize your finances: complete your application from your Qonto app and receive the funds directly in your account.
All you need is some information on your company, a computer and a few minutes of your time! October’s teams are available for support at any moment via chat, e-mail or phone
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Simply submit some information about your company and let us take care of the admin.
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We won’t keep you in suspense; you will know if your loan is approved immediately.
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Has your loan received final approval? No need to keep you waiting; you receive your funds in just 4 days.
Qonto customers for at least 12 months;
Annual turnover greater than or equal to €100,000 on the Qonto account;
Headquarters based in mainland France;
A commercial company or real estate company (SCI) structure;
No insolvency proceedings for any of the company shareholders within the last 5 years.
Increase your cash flow by selling your pending invoices. Through our partnership with Edebex, we are able to offer a flexible and accessible solution. And all without having to provide a deposit or security.
Qonto is the 100% online and all-in-one business account that simplifies your finances.
Warning: Do not borrow beyond your repayment capacity.