Get flexible financing for your company

Bring your projects to life or support your cash flow with our loan offers, provided in partnership with October. Enjoy simple and fast financing solutions, without having to battle through red tape.

Take advantage of Qonto’s loan offers

Benefit from the expertise of October, a leading European lending platform.

Choose from a classic loan or State guaranteed loan (PGE); our service adapts to your needs.

Getting a loan has never been easier: forget bureaucracy and wasted time.

Finance offers adapted to your needs

Whether you are looking to boost your cash flow or invest in growing your business, we have the right offer for you.

State guaranteed loan

Loans of up to €30,000

12-month grace period

Classic loan

Loans of up to €30,000

Loan period of 2 years

Financing that is fast, simple and 100% digital

Say goodbye to red tape

No more endless piles of personal guarantees and documents. We analyze your past transactions automatically when assessing your application.

Apply in a few minutes, and receive money within 4 days

Get an initial response instantly. Once your application has received final approval, your money is deposited into your account within 4 days.

Manage your loan entirely on Qonto

Centralize your finances: complete your application from your Qonto app and receive the funds directly in your account.

Get an initial response instantly

01

Complete your application in under 10 minutes

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Get an initial response instantly

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Receive your money within 4 days

We support you in all your projects

Applying for a loan with October and Qonto was extremely simple and fast. In a click, my information was sent to October, who were able to send me an offer immediately.

Pierre-Antoine Errard

Founder of Solarian

How can you benefit from our loan offers?

Qonto customers for at least 12 months;

Annual turnover greater than or equal to €100,000 on the Qonto account;

Headquarters based in mainland France;

A commercial company or real estate company (SCI) structure;

No insolvency proceedings for any of the company shareholders within the last 5 years.

See conditions

Need to boost your cash flow? Try factoring!

Increase your cash flow by selling your pending invoices. Through our partnership with Edebex, we are able to offer a flexible and accessible solution. And all without having to provide a deposit or security.

Not yet a Qonto customer?

Qonto is the 100% online and all-in-one business account that simplifies your finances.

Warning: Do not borrow beyond your repayment capacity.