Get flexible financing for your company
Bring your projects to life or support your cash flow with our loan offers, provided in partnership with October. Enjoy simple and fast financing solutions, without having to battle through red tape.
Take advantage of Qonto’s loan offers
Benefit from the expertise of October, a leading European lending platform.
Choose from a classic loan or State guaranteed loan (PGE); our service adapts to your needs.
Getting a loan has never been easier: forget bureaucracy and wasted time.
Finance offers adapted to your needs
Whether you are looking to boost your cash flow or invest in growing your business, we have the right offer for you.
State guaranteed loan
Loans of up to €30,000
12-month grace period
Classic loan
Loans of up to €30,000
Loan period of 2 years
Financing that is fast, simple and 100% digital
Say goodbye to red tape
No more endless piles of personal guarantees and documents. We analyze your past transactions automatically when assessing your application.
Apply in a few minutes, and receive money within 4 days
Get an initial response instantly. Once your application has received final approval, your money is deposited into your account within 4 days.
Manage your loan entirely on Qonto
Centralize your finances: complete your application from your Qonto app and receive the funds directly in your account.
Get an initial response instantly
All you need is some information on your company, a computer and a few minutes of your time! October’s teams are available for support at any moment via chat, e-mail or phone
01
Complete your application in under 10 minutes
Simply submit some information about your company and let us take care of the admin.
02
Get an initial response instantly
We won’t keep you in suspense; you will know if your loan is approved immediately.
03
Receive your money within 4 days
Has your loan received final approval? No need to keep you waiting; you receive your funds in just 4 days.
We support you in all your projects
Applying for a loan with October and Qonto was extremely simple and fast. In a click, my information was sent to October, who were able to send me an offer immediately.
Pierre-Antoine Errard
Founder of Solarian
How can you benefit from our loan offers?
Qonto customers for at least 12 months;
Annual turnover greater than or equal to €100,000 on the Qonto account;
Headquarters based in mainland France;
A commercial company or real estate company (SCI) structure;
No insolvency proceedings for any of the company shareholders within the last 5 years.
Need to boost your cash flow? Try factoring!
Increase your cash flow by selling your pending invoices. Through our partnership with Edebex, we are able to offer a flexible and accessible solution. And all without having to provide a deposit or security.
Not yet a Qonto customer?
Qonto is the 100% online and all-in-one business account that simplifies your finances.
Warning: Do not borrow beyond your repayment capacity.