Benefit from the expertise of October, a leading European lending platform.
Getting a loan has never been easier: forget bureaucracy and wasted time.
No more endless piles of personal guarantees and documents. We analyze your past transactions automatically when assessing your application.
Get an initial response instantly. Once your application has received final approval, your money is deposited into your account within 4 days.
Centralize your finances: complete your application from your Qonto app and receive the funds directly in your account.
Qonto customers for at least 12 months;
Annual turnover greater than or equal to €100,000 on the Qonto account;
Headquarters based in mainland France;
A commercial company or real estate company (SCI) structure;
No insolvency proceedings for any of the company shareholders within the last 5 years.
Increase your cash flow by selling your pending invoices. Through our partnership with Edebex, we are able to offer a flexible and accessible solution. And all without having to provide a deposit or security.