Financing made easy with Qonto

Bring your projects to life thanks to Qonto’s recommended financing partners. Enjoy a faster application process with fewer steps and less red tape. Receive financing funds directly into your Qonto account.

*Our partners currently offer financing solutions to companies registered in France.
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A fast-tracked process with less red tape

  1. Make applying for financing easy. Give our credit partner secure access to your account so you can skip application steps and save time on manual data entry. Then our partner will process your application directly.
  2. Receive funds straight to your Qonto account. When you apply through our Financing section, you grant our partner secure access to your IBAN so they can send funds seamlessly once approved.

Digital financing with a human touch

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Handpicked

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We’ve chosen our financing partners because they’re customer-centric, transparent, digital-first and hands-on. Just like us.
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Digital-first

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Apply for financing while saving on paperwork: simply start and follow your application process online.
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Personal

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You’re not ‘just a number:’ our partners seek to understand your challenges and are happy to answer your questions.
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Business-friendly

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Our partner offers are designed to help SMEs increase their chances of obtaining funds - disrupting the lending status quo.

Best-in-business financing partners

We only select financing partners who fully understand the needs and challenges of SMEs.

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Defacto

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100% flexible and instant credit lines you can access in a few clicks
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Karmen

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Immediate funds to grow your digital business without giving up equity
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Silvr

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Easy to access funding for online businesses, e-commerce entrepreneurs or scaling SaaS companies
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More coming soon...

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Support for the present or fuel for the future

Whatever you need your financing for, we’re here to help you find it.

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Protect your day-to-day

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Support your daily operations, cover your running costs and safeguard your cash flow.
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Grow your business

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Expand to new markets, scale up your operations and invest in your ambitions.
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Pay unexpected costs

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Get relief when unforeseen costs arise and shield yourself from nasty surprises.
Discover our financing offers

Not a Qonto customer yet?

Qonto is your 100% online, all-in-one business account that energizes your everyday finance management.

FAQs about business financing

Am I eligible for Qonto’s partners’ offers?

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What are the 3 main kinds of financing?

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How can you get financing for a newly created company?

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Why seek a loan for business financing?

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