Financing made easy with Qonto

Bring your projects to life thanks to Qonto’s recommended financing partners. Enjoy a faster application process with fewer steps and less red tape. Receive financing funds directly on your Qonto account.

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*Our partners currently offer financing solutions to companies registered in France.

Trusted by over 350,000 businesses

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A fast-tracked process with less red tape

Make applying for financing easy. Give our credit partner secure access to your account so you can skip application steps and save time on manual data entry. Then our partner will process your application directly.

Receive funds straight to your Qonto account. When you apply through our Financing section, you grant our partner secure access to your IBAN so they can send funds seamlessly once approved.

Digital financing with a human touch

Handpicked

Digital-first

Personal

Business-friendly

Best-in-business financing partners

We only select financing partners who fully understand the needs and challenges of SMEs.

Defacto

100% flexible and instant credit lines you can access in a few clicks

Karmen

Immediate funds to grow your digital business without giving up equity

October

Fast and streamlined financing for every key moment of your company's growth

Silvr

Easy to access funding for online businesses, e-commerce entrepreneurs or scaling SaaS companies

More coming soon...

Support for the present or fuel for the future

Whatever you need your financing for, we’re here to help you find it.

Protect your day-to-day

Support your daily operations, cover your running costs and safeguard your cash flow.

Grow your business

Expand to new markets, scale up your operations and invest in your ambitions.

Pay unexpected costs

Get relief when unforeseen costs arise and shield yourself from nasty surprises.

Not a Qonto customer yet?

Qonto is your 100% online, all-in-one business account that energizes your everyday finance management.

FAQs about business financing

Am I eligible for Qonto’s partners’ offers?

What are the 3 main kinds of financing?

How can you get financing for a newly created company?

Why seek a loan for business financing?