Simplify finance and accounting management
A unique account to manage your business finances and optimize your accounting
An account that means business
- Get a local IBAN and send instant SEPA transfers in just a few clicks
- Mastercard cards, plus any payment methods you need on a daily basis
- Unlimited transaction history, updated in real time
- No hidden fees, no transfer commissions
You're in good hands
Your funds are secure
Regulated by the ACPR
100% online
The Total Economic Impact™ of Qonto
Small businesses are seeing big benefits with Qonto. Read more in this 2025 commissioned study conducted by Forrester Consulting.
€
51,000
in benefits over three years
Including operational, invoicing, expense management & accounting efficiencies.
%
faster daily finance admin
That's over 7 hours of a financial lead's time saved each month.
<6
months
for the net benefits to match the initial investment
Letting you win back time & cost.
Bookkeeping on autopilot
Centralized invoices
Receipt scanning
Tools
Linked accounts
Centralize your invoices
Import your supplier invoices to Qonto for greater visibility. Never miss another payment deadline.
No more missing receipts
Scan your paper receipts and store them online. Pre-select the right VAT rates to save time on bookkeeping.
Stay in your accountant’s good books
Give your accountant “read-only” access or export your transactions and receipts in real-time to your accounting tool.
Put an end to app-switching
Safely sync your bank accounts and payment services and pilot all your finances without leaving Qonto.
Save time on expense reports
Autonomous teams
Order Mastercard cards for your team members and stop having to deal with expense refunds.
Stay in control of your expenses
Set transaction limits for each of your cards. You can keep track of all related expenses in real time.
Start managing your cash flow
- Monitor your inflows and outflows to stay ahead of potential shortfalls.
- Generate financial forecasts based on Qonto data in just one click.
Group all your invoices, subscriptions, and withdrawals in a single dashboard.
Set up custom categories to sort your transactions with precision.
Pay and get paid with Qonto
Efficient invoicing
Create, share and track your customer invoices in just a few clicks. Get paid, fast.
Process supplier invoices effortlessly
Automatically import invoices from over 10,000 connected sources, view payment deadlines at a glance,and streamline your supplier payments thanks to pre-filled transfer forms.
Easily switch your business account
- To switch your business account with no stress, try the first-ever bank mobility service for professionals.
- Enjoy dedicated support at every step of the process, for a simple and fast transition.
Trusted by 500,000 companies
Trusted by 500,000 companies
Pay as you grow
Essential
Starting from
€49
/month (excl. VAT)
Simplified banking for teams, with built-in spend management, bookkeeping and cash flow tools.
1-month free trial
Business
Starting from
€99
/month (excl. VAT)
An integrated finance management solution that adapts to your workflows, with exclusive support.
1-month free trial
Enterprise
Starting from
€199
/month (excl. VAT)
The ultimate finance workspace for teams, with the highest limits and exclusive support.
1-month free trial
Add-ons
Customize your plan with Add-ons
Get the most from advanced features and enjoy a business account tailored to your business needs.
Ready to try Qonto?
Sign up in a few minutes
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Your account is open
Sign up in a few minutes
We just have to verify your identity
Your account is open
Sign up in a few minutes
We just have to verify your identity
Your account is open
Take a 30-day free trial