What is probative value certification?

When you attach your digital receipts and invoices to your Qonto account, we certify and store them. Thanks to probative value certification, the digital version of these receipts and invoices have the same legal value as the original. In the event of an audit, you can justify your expense by providing the relevant authorities, the digital version of the document that has been certified by Qonto. While many banking institutions allow you to attach a picture of your receipts, not all of them actually certify them. Keep your eyes wide open when looking for your new business account and make sure the provider you choose handles this crucial step for you. Qonto is backed by a service provider to create an automatic electronic signature and digital stamp for each receipt or invoice attached to Qonto. You'll also be able to get the exact date and time of the certification. Once submitted and certified, your receipts and invoices are stored indefinitely and securely, in line with European eIDAS regulation. In the event of an audit, all you have to do is to export your receipts.

Can I really throw away my receipts?

Probative value certification means the receipts scanned have the same value as the paper receipts. To make sure that the documents uploaded to Qonto are certified, you will need to ensure that the digital copy of the document is 100% identical to the original: - The document copy should be readable and unmodified - The colors of the document should be the same as on the original document - The document copy should not be cropped or cut If the documents submitted do not comply with our recommendations, only the original paper version of the receipt will be valid in the event of an audit. To learn about your company's policy regarding probated receipts, we advise you to discuss it with your accountant.

Painless bookkeeping

Now there’s a new way to prepare your bookkeeping. Goodbye, mountains of paperwork. No more endless email reminders for receipts.

Open an account

Talk with our team

1-month free trial

4.8

Loved & trusted by SMEs on G2

Get your bookkeeping ready in no time

Save time by uploading scans of your receipts in just a few clicks
Automate your supplier invoice processing and data entry
Connect Qonto to your accounting tool and accelerate your account reconciliation

Open an account

See how it works

Experts are on hand, 7 days a week - on chat, email, or phone

The Total Economic Impact™ of Qonto

Small businesses are seeing big benefits with Qonto. Read more in this 2025 commissioned study conducted by Forrester Consulting.

Download the study

h/month

saved by syncing data transfers to your chosen accounting tool

€

6,000/year

in pre-accounting efficiencies

more efficient pre-accounting for your financial lead

WEB UI Cards Bento Accounts Payable Addon Collapsed

The only business account that makes your bookkeeping easy

Handy

Qonto is made to simplify your life every day, with features designed to be easy to use

Reliable

Forget about errors or missing attachments, your bookkeeping is reliable and complete

Connected

Qonto fits into your existing processes and connects to all your tools

Let us handle your receipts

Open an account

Receipt scanning

Automatic processing

OCR technology

Bin your paper receipts

Scan your receipts: they’re certified and hold the same legal weight as their paper counterparts.

Automatic supplier invoice processing

Import your supplier invoices to Qonto from your computer, mailbox, or over 11,000 connected sources where they’ll be automatically linked to the right transaction.

Automatic VAT detection

No more manual VAT entry - it’s detected automatically. Save time on your bookkeeping.

Your time is precious

Open an account

WEB Blueberry Cards Bento Headline Receipt Scan

Add VAT and labels, once and once only

Rather than spending time classifying your transactions, just add the information once per supplier, for all related transactions.

WEB Blueberry Cards Bento Headline Alarm Clock

Save energy. Qonto tracks down your missing receipts.

Qonto automatically follows up on missing receipts. So you can use your time more efficiently.

WEB Blueberry Cards Bento Headline Integrations Automation

Automate the sending of receipts thanks to Qonto

For the technical whizzkids among you, create automations thanks to Zapier and Integromat: your receipts will be sent directly to Qonto.

New

Cash flow management: secure your financial future

Analysis-ready charts, real-time alerts, and automatic transaction categorization help you navigate your cash flow with clarity. All the insights you need to make strategic decisions for your business - when it matters most.

Discover

Wow your accountant: Qonto is connected to 80 accounting tools

With such a wide range of available tools, your accountant will find what they need! With Integrations and Partnerships, make it easy as pie to get data and avoid having to import and export accounting files.

Discover the integrations