Pre-accounting: automate and share.

Pre-accounting is everything that happens before your accountant steps in: collecting bank statements, invoices, expense reports, and receipts, then organizing them all in one place. With Qonto, all your data is centralized automatically, and AI generates your accounting entries—so your accountant gets everything pre-structured and ready to go, with zero manual data entry.

No. Qonto takes care of the time-consuming work—collecting, categorizing, and matching transactions—so your accountant can focus on high-value work like strategic advice, tax optimization, and closing your books. You decide how to work together: grant direct access to your Qonto account, so they can access the Accountant Hub, or export your data straight to their software through seamless integrations with Pennylane, Sage, Cegid, and more.

Yes. Qonto is approved by the government, so you can send and receive electronic invoices directly from your account—no third-party tools required. From 1 September 2026, all VAT-registered businesses need to be ready to receive electronic invoices. SMEs and micro-businesses will need to send them starting 1 September 2027. With Qonto, you'll be ready for both.

Qonto automatically matches every invoice to the right bank transaction. If something looks off, you can validate or adjust it with one click. You can also set up your own categorization rules to keep everything running smoothly. Nothing goes out without proper approval, from you, your internal Accounting team, or from your Certified Accountant.

On average, our customers save 10 hours every month on accounting preparation. Over a year, that adds up to around €6,000 saved. This comes from automated invoice matching and AI-generated accounting entries—85% of which need zero manual work.