Focus on your business, we take care of the admin

Take the pain out of bookkeeping! Wave goodbye to mountains of paperwork and endless email reminders. There's now a new way of accounting.

30-day free trial - No commitments

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The only business account that makes your bookkeeping easy

Handy

Qonto is made to simplify your life every day, with features designed to be easy to use

Reliable

Forget about errors or missing attachments, your bookkeeping is reliable and complete

Connected

Qonto fits into your existing processes and connects to all your tools

Let us take care of your receipts

You can finally throw away your paper receipts

Don't wait until the end of the month and a mountain of paperwork. Take a photo of your receipts any time to match them with your transactions; we'll certify and store them in full compliance.

Forward us your digital receipt, we match it with the right transaction automatically

Received an attachment via email? Add it directly from your inbox in just a few seconds.

Don't enter VAT manually. Automate it!

To avoid entering VAT manually and to save you more time, our algorithm detects the information automatically.

Your time is precious

Spend it analyzing rather than reconciling to save up to 2 hours per week

Add VAT and labels, once and once only

Rather than spending time classifying your transactions, just add the information once per supplier, for all related transactions.

No more need to chase up your employees

Someone forgot to submit their receipts? We'll play the bad cop for you by sending them an automatic message.

Automate the sending of receipts thanks to Qonto

For the technical whizzkids among you, create automations thanks to Zapier and Integromat: your receipts will be sent directly to Qonto.

Qonto, the all-in-one current account to manage all your finances

A complete business account

Benefit from a digital and transparent business account with an unlimited and real-time transaction history.

All the payment methods you need

Cards, transfers, direct debits, mobile payments with Apple Pay and Google Pay... and much more!

Simplified team expenses

Forget about expense reports! Order Mastercards for your teams and stay in control of their expenses in real time.

Frequently Asked Questions

What is probative value certification?

When you attach your digital receipts and invoices to your Qonto account, we certify and store them. Thanks to probative value certification, the digital version of these receipts and invoices have the same legal value as the original.

In the event of an audit, you can justify your expense by providing the relevant authorities, the digital version of the document that has been certified by Qonto.

While many banking institutions allow you to attach a picture of your receipts, not all of them actually certify them.

Keep your eyes wide open when looking for your new business account and make sure the provider you choose handles this crucial step for you.

Qonto is backed by a service provider to create an automatic electronic signature and digital stamp for each receipt or invoice attached to Qonto. You'll also be able to get the exact date and time of the certification.

Once submitted and certified, your receipts and invoices are stored indefinitely and securely, in line with European eIDAS regulation. In the event of an audit, all you have to do is to export your receipts.

Can I really throw away my receipts?

Probative value certification means the receipts scanned have the same value as the paper receipts. To make sure that the documents uploaded to Qonto are certified, you will need to ensure that the digital copy of the document is 100% identical to the original:

- The document copy should be readable and unmodified

- The colors of the document should be the same as on the original document

- The document copy should not be cropped or cut

If the documents submitted do not comply with our recommendations, only the original paper version of the receipt will be valid in the event of an audit. To learn about your company's policy regarding probated receipts, we advise you to discuss it with your accountant.