If your work requires you to travel often, it’s well worth considering a premium card. It’s the perfect travel companion.
Even higher spend and withdrawal limits
Opting for a premium bank card for your business account allows you to spend and withdraw up to three to four times more than you would be able to with a traditional bank card.
Note that these limits vary from bank to bank. For example, our premium card allows you to spend up to €60,000 and withdraw up to €3,000 cash per 30 calendar days.
For this reason alone you should consider doing a side-by-side comparison of card offers by banks to choose the right fit for your company’s needs.
Fewer foreign transaction fees
Depending on which bank you get your premium card from, you usually benefit from lower transaction rates for purchases and withdrawals made outside of France.
Some online banks, like Orange Bank or Fortuneo, have completely done away with foreign transaction fees.
We want to make sure your card works hard for you, so we’ve taken this a step further. On top of having no transaction fees for purchases and withdrawals made abroad, our cards will also not charge you commission. You get a real exchange rate, no matter where you use your card.
Top-notch travel insurance
A premium bank card like the Visa Premier or the Gold Mastercard gives you coverage in the event your business trip encounters some unexpected trouble. They also reimburse you more than regular bank cards would.
To this effect, our premium X Card protects you up to:
✓ €1,500 for late flights, trains or lost luggage;
✓ €4,000 for lost or stolen luggage.
On top of the previously mentioned coverage, your premium card also provides you with special emergency assistance. For example, our premium card takes care of:
✓ Repatriation to France in the event of an accident or severe illness;
✓ Up to €450,000 of medical costs abroad;
✓ Up to €15,000 in legal fees in the event of foreign legal proceedings.
Special offers from card partners
Premium bank card owners also benefit from special offers by their bank’s commercial partners. This could be anything from a reduced rate on a rental car, to a dinner reservation at a restaurant.
Some online banks have opted for a cashback system as an alternative. This method allows you to claim a reimbursement of a percentage of your monthly purchases that you made with your card.