Metal X Card: a premium debit card that means business
A metal X Card pushes your payment limits higher and your options wider, even abroad. Enjoy the premium experience and leave your business fully charged.
![Black Hero XCard](https://qonto.com/blog/images/asset/9610/image/cd978f827dc67168b7de09abe156c2db.png)
![Black Topic Highlight Advanced XCard](https://qonto.com/blog/images/asset/7435/image/b1c7bda6621d00c92978b3fd23653090.png)
The metal X Card: the card that gives you extra
- Spend up to €200,000 per month.
- No fees when you spend in foreign currencies.
- A 17-gram, metal Mastercard with unique design.
- Premium insurance, for greater peace of mind.
- Concierge service and VIP lounge access included.
A premium experience you can touch
![7c4463ab 08f1 4214 9562 4bc8953cb0e0 dark cards x card conciergerie](https://qonto.com/blog/images/asset/7747/image/2edc1ad552b60e6934cd9572e68d42ad.png)
Enjoy concierge service
Your X Card includes a concierge service that gives you free assistance with your travel arrangements (information, reservations, quotes etc.).
![57d69055 9a12 416c a192 754d6e23e4e3 dark cards x card lounge](https://qonto.com/blog/images/asset/7746/image/fe5251cd8254ea8e7fceb3ac5cb14973.png)
Live the lounge life
Access over 1,100 airport lounges across the world, whichever airline or ticket class you fly with. First entry is free. After that, you’ll get entry for a discounted price of just €30.
![29a18e1b f33e 41aa bdf0 c9cb01277931 dark cards x card insurance](https://qonto.com/blog/images/asset/7748/image/ccffc8b4858b60736b0a2beefae769d1.png)
Legal assistance
Business Mastercards that adapt to your needs
Price
Free
€8 excl. VAT
Card payment limits
per calendar month
€20,000
€40,000
Cash withdrawal limits
per calendar month
€1,000
€2,000
Cash withdrawals included
Then €2 excl. VAT per withdrawal
0
5
Foreign exchange commission on non-Euro card payments
per transaction
2%
1%
Material
Recycled plastic
Recycled plastic
Customizations
-
Choice of colors and styles
Concierge service and lounge access
Enjoy access to a personal assistant who can answer your questions 7 days a week as well as entry to more than 1,100 airport lounges worldwide.
-
-
Insurance
All our Qonto cards, both physical and virtual, provide you with insurance and assistance. Levels of coverage vary depending on the card you select (One, Plus or X).
Fraudulent Payments
Advanced coverage
Compatible with Apple Pay/Google Pay
Price
Free
€8 excl. VAT
€20 excl. VAT
Card payment limits
€20,000
€40,000
€200,000
Cash withdrawal limits
€1,000
€2,000
€3,000
Cash withdrawals included
0
5
Unlimited
Foreign exchange commission on non-Euro card payments
2%
1%
Free
Material
Recycled plastic
Recycled plastic
Metal
Customizations
-
Choice of colors and styles
Coming soon
Enjoy access to a personal assistant who can answer your questions 7 days a week as well as entry to more than 1,100 airport lounges worldwide.
-
-
All our Qonto cards, both physical and virtual, provide you with insurance and assistance. Levels of coverage vary depending on the card you select (One, Plus or X).
Fraudulent Payments
Advanced coverage
Premium coverage
Compatible with Apple Pay/Google Pay
Premium protection for all your needs
Protect your business from the unexpected with the increased coverage offered by your metal X Card.
Travel protection
Purchase protection
Fraud protection
Why they chose Qonto
A premium card. And so much more.
- Automate your account reconciliation by connecting Qonto to your accounting tool.
- Scan all your receipts and proofs of purchase; they’ll have the same legal value as the original paper versions.
- Forget manual entry of your expense report data thanks to automatic VAT detection.
- Keep control of your spend, in real time. By yourself or as a team.
![Black Ui Topic Highlight Phone Transactions XCard](https://qonto.com/blog/images/asset/7884/image/990524b822f3c2251feb8f70575071e0.png)