
Metal X Card: a premium debit card that means business
A metal X Card pushes your payment limits higher and your options wider, even abroad. Enjoy the premium experience and leave your business fully charged.
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The metal X Card: the card that gives you extra
- Spend up to €200,000 per month.
- No fees when you spend in foreign currencies.
- A 17-gram, metal Mastercard with unique design.
- Premium insurance, for greater peace of mind.
- Concierge service and VIP lounge access included.
A premium experience you can touch

Enjoy concierge service
Your X Card includes a concierge service that gives you free assistance with your travel arrangements (information, reservations, quotes etc.).

Live the lounge life
Access over 1,100 airport lounges across the world, whichever airline or ticket class you fly with. First entry is free. After that, you’ll get entry for a discounted price of just €28.

Legal assistance
Whether you need guidance on how to raise funds, write a contract or even resolve a dispute - get expert legal advice through our partnership with Caarl.
Business Mastercards that adapt to your needs
Price
Card payment limits
per calendar month
Cash withdrawal limits
per calendar month
Cash withdrawals included
Then €2 excl. VAT per withdrawal
Foreign exchange commission on non-Euro card payments
per transaction
Concierge service & Lounge access
Enjoy access to a personal assistant who can answer your questions 7 days a week as well as entry to more than 1,100 airport lounges worldwide.
Insurance
All our Qonto cards, both physical and virtual, provide you with insurance and assistance. Levels of coverage vary depending on the card you select (One, Plus or X).
Compatible with Apple Pay/Google Pay
Premium protection for all your needs
Protect your business from the unexpected with the increased coverage offered by your metal X Card.
Travel protection
Purchase protection
Fraud protection
Why they chose Qonto
A premium card. And so much more.
- Automate your account reconciliation by connecting Qonto to your accounting tool.
- Scan all your receipts and proofs of purchase; they’ll have the same legal value as the original paper versions.
- Forget manual entry of your expense report data thanks to automatic VAT detection.
- Keep control of your spend, in real time. By yourself or as a team.

Ready for the metal X-perience?
Do you want what the metal X Card can give you ? Open your account in 10 minutes. Order your cards in a flash.