Smart and reliable payment methods

Get all payment methods you need everyday to grow your business.

30 days free trial - Commitment-free

Rule your expenses everyday

All our cards can be instantly reset or customized to suit every needs but you are always in control.

Physical cards

Cards suit every needs, from online spendings to instore purchases all over the world.

Virtual cards

Instant and digital cards keep your subscriptions and online payments safe at all time.

Custom cards for everyone, whatever the plan you choose

Cumulate and set the limits of your cards in real-time.


A simple card:
efficient with no-frills.
Withdraw up to €1,000 and make payment to a maximum of €20,000 being well covered.


Double your limits and the warranty coverage with the Plus card.
Benefit from cash withdrawal up to €2,000 and payments limited to €40,000 each month.

X (metal)

Forget what you know about foreign currency payment fees.
With the X card, you have everything in your hands (except extra charges) to live the full experience with no boundaries.

Use Apple Pay with your Qonto cards for online and in-store payments.

Apple Pay is a simple, fast, and secure way to pay.

Find out more

The best of Mastercard Business

Go contact-less

Contact-less payments are now up to €50

Benefit from 3D-Secure technology (3DS2)

Make online payments safe again

Customize your PIN code

So you never forget your PIN code again

Lock and unlock your card instantly

Your card just disappeared? You need just one click to lock it and secure your account

Travel with peace of mind!

Go everywhere, with a travel insurance by your side.

Send and receive money transfers

All across Europe

Receive and send money transfers in the SEPA network.
Some of your clients also use Qonto? Good news! Transfers between Qonto accounts are free, unlimited and without any delay.

And anywhere else, globally

Open up to the world!

Receive and send international money transfers (SWIFT) in 18 foreign currencies.

Open an account

Up to 400 transfers in one click

Save precious time dropping a simple .CSV or .XML file into Qonto.
All you have to do is double-check the bulk transfer before paying everyone in one click.

For supplier payment

Paying your suppliers' invoices has never been so easy and fast. Also, thanks to Qonto x Pennylane integration, it's just a click away. You don't even have to drop a file.
Find out more

For payroll

Payday, happy day! Export the payroll list in the right format from your HR software and upload it into your Qonto account.

Plus, by connecting your Qonto account with PayFit, you have almost nothing to do. Find out more

Automate your expenses by planning direct debits

Choose SEPA direct debit

Taxes, contributions or current spendings.
Manage your payments easily by allowing your creditors to debit your account.

Accept checks

Benefit from checks deposit for all your clients with no other payment method.

How to cash a check with Qonto?
It is so easy! Fill out all required information on your app and send us the check at the contact address provided.

Our partners for payment solutions

Do you take credit cards?

Qonto x Zettle
Qonto partners with Zettle so you can benefit from a smart mobile payment terminal for only €19 VAT excl. and a commission of 1.75% per transaction.

Use Apple Pay with Qonto

Pay for your business expenses using your everyday Apple device.

Apple Pay allows you to make fast, easy, and secure payments from your iPhone or your Apple Watch.

Order your Qonto card and add it to the Apple Wallet app to start making payments with Apple Pay.

Automate your finances

Discover Connect

We developped offers and payment solutions with key partners to complement your Qonto account so it is entirely made to meet your business needs.