Smart and reliable payment methods

Get all the payment methods you need everyday to grow your business.

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Get access to all the best payment methods

Mastercard cards for you and all your team

Apple Pay and Google Pay for simple and fast payments

Send and receive transfers in France and globally

Get access to check deposits, direct debits, payment terminals and much more

Keep your expenses under full control

All our cards can be instantly reset or customized to suit every need. But you always stay in control

Physical cards

Cards meet every need, from online spending to in-store purchases, all over the world.

Virtual cards

Instant digital cards keep your subscriptions and online payments safe at all time.

Custom cards for everyone, whichever option you choose

Cumulate cards and set their limits in real time.


A simple, efficient, no-frills.card: Withdraw up to €1,000 and make payments up to €20,000 per month, fully insured.


Double your limits and the warranty coverage with the Plus card. Enjoy cash withdrawals up to €2,000 and payments up to €40,000 each month.

X (metal)

Forget scary stories about foreign currency payment fees. With the X card, you have everything in hand to live the full experience wherever you go and with no extra fees.

The best of Mastercard Business

Contactless payments are now possible up to €50

Protected by 3D-Secure technology (3DS2): make online payments safe again

Customize your PIN code, so you never forget your PIN code again

Lock and unlock your card instantly: you need just one click to block it and secure your account

Instant cards for your one-off expenses

An employee needs to buy office supplies or is going on a business trip? Empower them by allocating a specific budget thanks to Instant cards. Employees gain independence. You stay in control.

Travel with peace of mind

Go anywhere with your travel insurance sorted using our premium cards.

Up to 400 transfers in one click

For supplier payments

Paying your suppliers' invoices has never been so easy and fast. Also, thanks to Qonto x Pennylane integration, it's just a click away.

You don't even have to drop a file.

For payroll

Payday? Happy days! Export the payroll list in the right format from your HR software and upload it into your Qonto account.

Plus, by connecting your Qonto account with PayFit, you have almost nothing to do.

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Send and receive money transfers

Instantly across Europe

Send and receive money transfers instantly within the SEPA network. Some of your clients also use Qonto? Great news: transfers between Qonto accounts are free, unlimited and without any delay.

And anywhere else, globally

Open up to the world: Send and receive international money transfers (SWIFT) in up to 30 foreign currencies.

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Automate your expenses by planning direct debits

Choose SEPA direct debit: taxes, contributions or current spending.

Manage your payments easily by allowing your creditors to debit your account.

Accept checks

Need to cash a check with Qonto? It's easy: fill out all required information on your app and send us the check at the contact address provided.

Our partners for payment solutions

Enjoy Apple Pay and Google Pay

Pay for your business expenses using your everyday Apple and Android devices.

Make fast, easy and secure payments in a tap or a click

Order your Qonto card and add it to the Apple Wallet or Google Pay™ to start making mobile payments.

Automate your finances

We develop offers and payment solutions with key partners to complement your Qonto account, so it can continue to satisfy all your business needs.

Other products you may like

Faster accounting

Organize your accounting process seamlessly by connecting Qonto to your accounting tool and automate data collection.

Team expenses made easy

Save time on expense reports. Order Mastercard credit cards for your team members and keep track of their expenses in real-time.

Multiple accounts

Open up to 5 current accounts with dedicated IBANs to manage your cash flow.