The all-in-one business account to manage your finances and accounting on a daily basis
Get your capital deposit certificate within 72h (on average) to finalize the registration of your company
From cash flow optimization to transfers, make payroll management a seamless experience.
Enjoy fast and secure payments, both online and in-store
Smart and reliable payment methods
Get all payment methods you need everyday to grow your business.
30 days free trial - Commitment-free
All our cards can be instantly reset or customized to suit every needs but you are always in control.
Cards suit every needs, from online spendings to instore purchases all over the world.
Instant and digital cards keep your subscriptions and online payments safe at all time.
Cumulate and set the limits of your cards in real-time.
A simple card: efficient with no-frills. Withdraw up to €1,000 and make payment to a maximum of €20,000 being well covered.
Double your limits and the warranty coverage with the Plus card. Benefit from cash withdrawal up to €2,000 and payments limited to €40,000 each month.
Forget what you know about foreign currency payment fees. With the X card, you have everything in your hands (except extra charges) to live the full experience with no boundaries.
Use Apple Pay with your Qonto cards for online and in-store payments.
Apple Pay is a simple, fast, and secure way to pay.
Contact-less payments are now up to €50
Make online payments safe again
So you never forget your PIN code again
Your card just disappeared? You need just one click to lock it and secure your account
Receive and send money transfers in the SEPA network. Some of your clients also use Qonto? Good news! Transfers between Qonto accounts are free, unlimited and without any delay.
Open up to the world!
Receive and send international money transfers (SWIFT) in 18 foreign currencies.
Paying your suppliers' invoices has never been so easy and fast. Also, thanks to Qonto x Pennylane integration, it's just a click away. You don't even have to drop a file. Find out more
Payday, happy day! Export the payroll list in the right format from your HR software and upload it into your Qonto account.Plus, by connecting your Qonto account with PayFit, you have almost nothing to do. Find out more
Taxes, contributions or current spendings.Manage your payments easily by allowing your creditors to debit your account.
Benefit from checks deposit for all your clients with no other payment method. How to cash a check with Qonto? It is so easy! Fill out all required information on your app and send us the check at the contact address provided.
Qonto x Zettle Qonto partners with Zettle so you can benefit from a smart mobile payment terminal for only €19 VAT excl. and a commission of 1.75% per transaction.
Pay for your business expenses using your everyday Apple device.
Apple Pay allows you to make fast, easy, and secure payments from your iPhone or your Apple Watch.
Order your Qonto card and add it to the Apple Wallet app to start making payments with Apple Pay.
We developped offers and payment solutions with key partners to complement your Qonto account so it is entirely made to meet your business needs.
Organize your accounting process seamlessly by connecting Qonto to your accounting tool and automate data collection.
Save time on expense reports! Order Mastercard credit cards for your team members and keep track of their expenses in real-time.
Open up to 5 current accounts with dedicated IBAN to manage your cash flow.