Smart and reliable payment methods
Get the everyday payment methods you need to grow your business.
Get access to all the best payment methods
- Mastercards for you and all your team
- Apple Pay and Google Pay for simple and fast payments
- Send and receive transfers.
- Access direct debits, payment terminals and much more
Keep your expenses under full control
All our cards can be instantly reset or customized to suit every need. But you always stay in control.
Physical cards
Cards to meet every need, from online spending to in-store purchases, all over the world.
Virtual cards
Instant digital cards keep your subscriptions and online payments safe at all times.
Custom cards for everyone, whichever option you choose
Cumulate cards and set their limits in real time.
One
A simple, efficient, no-frills card: withdraw up to €1,000 and make payments up to €20,000 per month, fully insured.
Plus
Double your limits and warranty coverage with the Plus Card. Cash withdrawals up to €2,000 and digital payments up to €40,000 each month.
X (metal)
Forget horror stories about foreign currency payment fees. The X Card gives you the full experience, wherever you go and with no extra fees.
The best of Mastercard Business
- Contactless payments possible up to €50
- Protected by 3D-Secure technology (3DS2) to keep your online payments safe
- Customize your PIN code, so you never forget it again
- Lock and unlock your card instantly: you need just one click to block it and secure your account
Instant cards for your one-off expenses
Got an employee who needs to buy office supplies or is going on a business trip? Empower them by allocating a specific budget thanks to Instant cards. Employees gain independence; you stay in control.
Travel with peace of mind
Up to 400 transfers in 1 click
For supplier payments
Paying your suppliers' invoices has never been so easy and fast. Also, thanks to the Qonto x Pennylane integration, it's just a click away. You don't even have to drop a file.
For payroll
Payday? Happy days! Export the payroll list in the right format from your HR software and upload it into your Qonto account. Plus, connecting your Qonto account with PayFit gets the job done in a flash.
For supplier payments
Paying your suppliers' invoices has never been so easy and fast. Also, thanks to the Qonto x Pennylane integration, it's just a click away. You don't even have to drop a file.
For payroll
Payday? Happy days! Export the payroll list in the right format from your HR software and upload it into your Qonto account. Plus, connecting your Qonto account with PayFit gets the job done in a flash.
Send and receive money transfers
Instantly across Europe
Send and receive money transfers instantly within the SEPA network. Do you have clients who also use Qonto? Great news: transfers between Qonto accounts are free, unlimited and instantaneous.
And anywhere else, globally
Open up to the world: send and receive international transfers to over 130 countries and in 30 currencies. Powered by Wise.
Instantly across Europe
Send and receive money transfers instantly within the SEPA network. Do you have clients who also use Qonto? Great news: transfers between Qonto accounts are free, unlimited and instantaneous.
And anywhere else, globally
Open up to the world: send and receive international transfers to over 130 countries and in 30 currencies. Powered by Wise.
Set up SEPA direct debits
- Say goodbye to delayed payments to suppliers.
- Reclaim your time spent preparing manual payments.
- Centralize all your payments in a single interface.
We accept checks
(France only) Need to cash a check with Qonto? It's easy: just fill out the required information on your app and send us the check at the contact address provided.
Get paid fast, anywhere you go
Mobile Payment Terminal
Accept card payments from your clients and receive the money in your Qonto account within 24 business hours.
Tap to Pay
Use Tap to Pay to accept contactless payments on your iPhone or Android smartphone.
Payment Links
Accelerate client payments using invoices with embedded payment links.
Financing to fuel your business
- Get instant funds to finance your invoice payments with Qonto’s own Pay later solution.
- Find longer-term, larger sum financing offers through our network of specialist partners.
- Enjoy a fast-tracked process: no red tape, no paperwork, no waiting weeks for an answer.
Enjoy Apple Pay and Google Pay
- Pay for your business expenses using your Apple and Android devices.
- Make fast, easy and secure payments in a tap or a click
- Order your Qonto card and add it to the Apple Wallet or Google Pay™ to start making mobile payments.
Automate your finances
We develop offers and payment solutions with key partners to complement your Qonto account, so it can continue to satisfy all your business needs.
Other products you may like
Faster accounting
Organize your accounting process seamlessly by connecting Qonto to your accounting tool to automate data collection.
Team expenses made easy
Save time on expense reports. Order Business Mastercards for your team members and keep track of their expenses in real time.
Multiple accounts
Open up to 5 current accounts with dedicated IBANs to help you manage your cash flow.
