Smart and reliable payment methods

Get all the payment methods you need everyday to grow your business.

Open an account

30-day free trial - No commitments

Get access to all the best payment methods for your company

Mastercard cards for you and all your team

Apple Pay and Google Pay for simple and fast payments

Send and receive transfers in France and globally

Get access to check deposits, direct debits, payment terminals and much more

Open an account

Keep your expenses under full control

All our cards can be instantly reset or customized to suit every need. But you always stay in control

Physical cards

Cards meet every need, from online spending to in-store purchases, all over the world.

Virtual cards

Instant digital cards keep your subscriptions and online payments safe at all time.

Custom cards for everyone, whichever option you choose

Cumulate cards and set their limits in real time.

One

A simple, efficient, no-frills.card: Withdraw up to €1,000 and make payments up to €20,000 per month, fully insured.

Discover the One card

Plus

Double your limits and the warranty coverage with the Plus card.
Enjoy cash withdrawals up to €2,000 and payments up to €40,000 each month.

Discover the Plus card

X (metal)

Forget scary stories about foreign currency payment fees.
With the X card, you have everything in hand to live the full experience wherever you go and with no extra fees.

Discover the X card

Use Apple Pay and Google Pay with your Qonto cards for fast in-store and online payments.

Find out more

The best of Mastercard Business

Go contactless

Contactless payments are now possible up to €50

Protected by 3D-Secure technology (3DS2)

Make online payments safe again

Customize your PIN code

So you never forget your PIN code again

Lock and unlock your card instantly

Your card just disappeared? You need just one click to block it and secure your account

Open an account

Flash cards for your one-off expenses

An employee needs to buy office supplies or is going on a business trip? Empower them by allocating a specific budget thanks to Flash cards. Employees gain independence. You stay in control.

Compare prices

Travel with peace of mind

Go anywhere, with your travel insurance sorted.

Compare insurance coverage

Send and receive money transfers

All across Europe

Receive and send money transfers in the SEPA network.
Some of your clients also use Qonto? Good news! Transfers between Qonto accounts are free, unlimited and without any delay.

And anywhere else, globally

Open up to the world!

Receive and send international money transfers (SWIFT) in 18 foreign currencies.

Open an account

Up to 400 transfers in one click

For supplier payment

Paying your suppliers' invoices has never been so easy and fast. Also, thanks to Qonto x Pennylane integration, it's just a click away. You don't even have to drop a file.

For payroll

Payday? Happy days! Export the payroll list in the right format from your HR software and upload it into your Qonto account.

Plus, by connecting your Qonto account with PayFit, you have almost nothing to do.

Compare pricing offers

Automate your expenses by planning direct debits

Choose SEPA direct debit: taxes, contributions or current spending.
Manage your payments easily by allowing your creditors to debit your account.

Compare plans

Accept checks

How to cash a check with Qonto?

It is so easy! Fill out all required information on your app and send us the check at the contact address provided.

Open an account

Our partners for payment solutions

Do you take credit cards?

Qonto x Zettle
Qonto partners with Zettle so you can benefit from a smart mobile payment terminal for only €19 (excl. VAT) and a commission of 1.75% per transaction.