What are payment links and how do they work?

Payment links create a secure checkout page where clients can pay using their preferred method. They can be added to invoices or created as standalone requests without an invoice, giving you flexibility for different payment scenarios. Our partner research shows invoices with payment links are paid up to 5x faster.

What payment methods can my clients use and what are the fees?

Standalone links can be created directly from your dashboard without generating a full invoice. They're perfect for deposits, retainers, or quick payments when a formal invoice isn't necessary. You can still add specific products, descriptions, and customize the payment experience.

How do standalone payment links differ from invoice payment links?

Standalone links can be created directly from your dashboard without generating a full invoice. They're perfect for deposits, retainers, or quick payments when a formal invoice isn't necessary. You can still add specific products, descriptions, and customize the payment experience.

Can I offer multiple payment methods and why should I?

Yes, and it's highly recommended. This gives clients the flexibility to pay using their preferred method, reducing friction in the payment process.

How secure are payment links and are they compliant with regulations?

All payment links use bank-grade encryption and are fully compliant with PSD2 and Strong Customer Authentication requirements. This ensures secure transactions for both you and your clients, with protection against fraud and unauthorized payments.

Get paid remotely, immediately, via payment links

Transform your accounts receivable opportunities by enabling professional payment options on your invoices.

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Let your clients pay seamlessly, in just a couple clicks

With an invoice

Without an invoice

Create an invoice in your Qonto account

Generate professional invoices directly in your Qonto dashboard with automatic tax calculation and branding.

Add a payment link with a single click

Include a secure payment link that lets clients pay immediately using their preferred payment method.

Send the payment link to your client(s)

Email your invoice with integrated payment options for a seamless experience that speeds up payment by 5x.

Create a payment link in seconds

Include specific products with detailed descriptions and personalize your payment request for the utmost clarity.

Add products and customize details

Include specific products or services with detailed descriptions. Personalize your requests to simplify payment operations for your clients.

Offer multiple payment methods

Let clients choose between card payments, Apple Pay, and bank transfers for maximum convenience and faster payment.

Copy links and send them anywhere

Email

Send professional invoices with built-in payment links directly to your clients' inbox for immediate action.

Share payment links via WhatsApp for quick payments from clients who prefer mobile communication.

Social media

Distribute payment requests through social channels for easy access, meeting your clients on the platforms they use the most.

Qonto's competitive pricing with 0 monthly fees

Create payment links in seconds with professional payment requests that establish credibility. Simple, transparent pricing

% fees

on the first €1,000 collected

.4% + €0.25

for consumer cards

.2% + €0.25

for business cards

Customizable, faster, smarter payments

Link customization

Faster payments

Automatic reconciliation

Tailor payment links to your clients' needs

Customize your payment experience with multiple payment methods including credit cards, Apple Pay, and PayPal to match client preferences and boost conversion rates.

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Get paid 5x faster with integrated payment links

86% of invoices with payment links show improved payment times - reducing the average delay before you get paid - strengthening your professional cash flow.