Optimize expense management as a team
Let teamwork save you time! Allow your teams to manage their own payments, cards and budgets without giving up your visibility of the bigger picture. Save precious time and boost efficiency thanks to collaborative expense management.
Features adapted to all your needs
Simplify finance management with business team accounts
Provide cards & manage payment limits
Tailor Mastercards to your employees' needs
Use physical and virtual cards for recurring expenses or Flash cards for occasional ones.
Real-time control of spend and payment limits
Adjust the limits and permissions of each card in real time: per month, per day and even per transaction.
The pro account that boosts your business
Assign budgets and track spending team-by-team
Categorize your expenses in advance using multiple accounts. Assign a budget per team, per project, per customer or supplier.
Pre-defined access rights let you delegate with peace of mind
Accountant, manager, employee...give them exactly the limits and access rights they need.
Boost your efficiency by empowering your managers
We've made delegating as easy and efficient as possible by creating specific access rights for your managers. Put them in charge of their team spend, while you maintain a bird's eye view of your company expenses.
Trusted by 300,000 companies
"We have several bank cards today and at any time on the application I can block a card and unblock it. Everything is set up according to need, I know who paid how much at what time."
With Qonto, there is something for everyone
CEO/Business Owner
Free yourself from administrative tasks while keeping control of your finances
CFO
Enjoy greater visibility over your finances by optimizing payment tracking and team budget management
Office Manager
Purchase independently on your company's behalf, so you can focus on well-being at work
Team Manager
Gain efficiency and independence by directly managing your team's finances and payment cards
Employee
No more expense reports! Safely spend company money on the job without ever having to pay from your own pocket
Accountant
Boost efficiency by accessing your clients' accounts at any time and exporting transactions, receipts, labels and VAT directly into your accounting tools
Qonto, the all-in-one current account to manage all your finances
A complete business account
Benefit from a digital and transparent business account with an unlimited and real-time transaction history.
All the payment methods you need
Cards, transfers, direct debits, mobile payments with Apple Pay and Google Pay... and much more!
Save 4 hours per month on your bookkeeping
Automate your bookkeeping process. Because, after all, who likes paper receipts and manual reconciliation?
Open an account now
Open a professional account with Qonto.
We support you in your change of account.
Frequently Asked Questions
How do we certify digitized receipts?
Probative value certification guarantees that your digital receipts hold the same value as the paper originals once you submit them on Qonto.
In the event of an audit, you will be able to provide authenticated digital receipts and invoices to allow the relevant authorities.
How does it work?
You just made a new purchase? Grab your phone and attach a picture of your payment receipt to this new transaction.
Once you've taken the picture, your receipt gets certified: thanks to our expert partner, we automatically create an electronic signature and a digital stamp. You'll also be able to get the exact date and time of the certification.
After the receipt is certified, we store it according to the European eIDAS regulation. The document is then secure and available for an unlimited time. In the event of an audit, you can find it at any time and easily by exporting your transactions.