Spend smarter, we've got your back

What if managing your business spending was no longer a headache? Keep control of your payments and manage your budgets in real time, while giving more autonomy to your teams.

30 days free trial - Commitment-free

No more bad surprises

Control your spending in advance by configuring your payment methods

Follow your transactions in real time with custom notifications

Assign budgets to your teams with multiple accounts

Delegate transfer initiation, leaving you to simply validate them

The only business account that makes you spend smarter


Keeping control of your budget has never been so simple; enjoy complete and real-time visibility on your spending


To keep an eye on your payments or to allocate a budget with limits, just set the parameters that suit your needs


Manage your spending with peace of mind: pre-set your limits, then leave the rest to your teams

Your corporate spend is safe, so you can get back to business

Control your budget by configuring your payment methods

Withdrawal caps and payment limits: adapt card permissions in real time, per month, per day or even per transaction.

Always stay up to date thanks to real-time notifications

You can receive a notification for each expense thanks to custom alerts with Zapier and Integromat.

Allocate budgets and categorize your expenses

With multi-accounts, your expenses are categorized in advance. Allocate a budget per team, per project, but also per customer or supplier.

Empower your teams, free up your schedule

Give your teams autonomy, give yourself a break!

Bring your teams onboard in just a few clicks and give them virtual or physical cards with custom budgets.

Your teams initiate transfers; you only approve them

Let your teams prepare the transfers to save you precious time

The icing on the cake: your teams will love it too!

An experience so intuitive that your teams will thank you for it.

Qonto, the all-in-one current account to manage all your finances

A complete business account

Benefit from a digital and transparent business account with an unlimited and real-time transaction history.

All the payment methods you need

Cards, transfers, direct debits, mobile payments with Apple Pay and Google Pay... and much more!

Save 4 hours per month on your bookkeeping

Automate your bookkeeping process. Because, after all, who likes paper receipts and manual reconciliation?

Frequently Asked Questions

How do we certify digitized receipts?

Probative value certification guarantees that your digital receipts hold the same value as the paper originals once you submit them on Qonto.

In the event of an audit, you will be able to provide authenticated digital receipts and invoices to allow the relevant authorities.

How does it work?

You just made a new purchase? Grab your phone and attach a picture of your payment receipt to this new transaction.

Once you've taken the picture, your receipt gets certified: thanks to our expert partner, we automatically create an electronic signature and a digital stamp. You'll also be able to get the exact date and time of the certification.

After the receipt is certified, we store it according to the European eIDAS regulation. The document is then secure and available for an unlimited time. In the event of an audit, you can find it at any time and easily by exporting your transactions.