Boss your expenses, directly from your account

Efficient finance management that lightens your daily workload. Run your business spending at a glance, wherever you are.

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Try it free for 30 days.

Simplify finance management with business team accounts


Team spirit

Peace of mind

Delegate finance safely to your teams

Customize permissions for each user

Make your teams more efficient and autonomous with our customized roles: Admin, Manager & Employee.

Configure each individual role

Set personalized payment limits and give managers rights to approve their own teams’ spending requests.

Approve when on the move

Keep full control over business expenses on-the-go with a simple, efficient approval flow.

Discover roles

Business spend management that works for you

Manage budgets with multi-accounts

Create sub-accounts with dedicated IBANs to filter your spend by team, by project or by expense category.

Make business travel smoother

Streamline your teams’ business travel expenses with tailored payment methods and well-defined limits.

Digitize your business expenses

No more chasing up missing paper receipts; collect them automatically with a photo from your smartphone.

Trusted by 350,000 companies

4.8 on Apple store 4.7 on Play Store

We have several bank cards today and at any time on the application I can block a card and unblock it. Everything is set up according to need, I know who paid how much at what time."

Thomas Kowalczyk — CEO at Ent.Kow

With Qonto, there is something for everyone

CEO/Business Owner

Free yourself from administrative tasks while keeping control of your finances


Enjoy greater visibility over your finances by optimizing payment tracking and team budget management

Office Manager

Purchase independently on your company's behalf, so you can focus on well-being at work

Team Manager

Gain efficiency and independence by directly managing your team's finances and payment cards


No more expense reports! Safely spend company money on the job without ever having to pay from your own pocket


Boost efficiency by accessing your clients' accounts at any time and exporting transactions, receipts, labels and VAT directly into your accounting tools

Qonto, the all-in-one current account to manage all your finances

A complete business account

Benefit from a digital and transparent business account with an unlimited and real-time transaction history.

All the payment methods you need

Cards, instant SEPA transfers, direct debits, mobile payments with Apple Pay and Google Pay... and much more!

Save 4 hours per month on your bookkeeping

Automate your bookkeeping process. Because, after all, who likes paper receipts and manual reconciliation?

Open an account now

Open a business account with Qonto.
We'll help you switch accounts with minimum fuss.

Frequently Asked Questions

How do we certify digitized receipts?