4.8
on 5
Personalize your plan with add-ons
Add-ons give you access to advanced financial tools beyond what’s included in your core plan. Choose from the four optional packages below to get more of the features you need.

Accounts Receivable
Put your invoicing on auto-pilot
Set up automated recurring invoices, payment reminders, advanced customization, and unlimited digital signatures, so you can get paid like clockwork.
Standard Accounts Receivable features
- Get paid fast with unlimited invoice creation & multiple payment options
- Get paid easily by direct debit, transfer, or integrated card processing
- Keep clients happy with centralized customer data & organized service catalogs
- Get paid automatically with recurring invoices, payment reminders, and unlimited e-signatures
- Create professional invoices with advanced customization and branded templates
- Save time & scale with seamless project management integrations
Cash Flow Management
Turn financial data into actionable insights
Stay one step ahead to spot problems and opportunities early, with predictive cash flow analytics, real-time alerts and automatic transaction categorization.
Standard Cash Flow features
- Get a clear view of your cash flow with categorized transactions and easy-to-read charts
- Prepare for tax season with automated VAT calculations
- Understand your spending with past transaction analysis and customizable categories
- Build intelligent forecasts with Excel imports, AI-powered predictions, and scenario planning
- Stay ahead of cash crunches with automated alerts and upcoming transaction management
- Be prepared for anything with multi-scenario forecasts
Expense & Spend Management
Make expense management easier
Set custom approval rules, team budgets, and permissions that give your team autonomy while keeping you in control of company spending.
Standard Expense & Spend Management features
- Stop chasing receipts with transaction matching and reminders for missing receipts
- Control team spending with customizable card limits and real-time tracking
- Simplify reimbursements with unlimited team members and one-click submissions
- Give managers the control you choose with sub-account access & custom approval permissions
- Assign cards with confidence with unlimited virtual cards & advanced spending controls by category
- Automate your operations with recurring subscription management
Free for 1 month, then €69/month (excl. VAT)
Accounts Payable
Go from ‘accounts payable’ to ‘accounts paid’
Automatically upload supplier invoices, create custom approval rules, and connect to your ERP for smooth supplier management - from receipt to payment.
Standard Accounts Payable features
- Move past manual data entry: let Qonto automatically detect the payment status of each invoice
- Streamline invoice processing with automated document matching & centralized supplier management
- Keep your books tax-season ready with bulk invoice uploads & exports to accounting software
- Create approval workflows that get invoices straight to the right people
- Connect your whole tech stack with ERP integrations to your external tools & automated supplier invoice uploads
- Give your business room to scale with automatic invoice imports & budget management
Free for 1 month, then €29/month (excl. VAT)
Time is money. Our customers save both.

€51,000
in benefits over three years

50 %
faster invoice collection

2 hours/week
saved on expense processing
2025 commissioned study conducted by Forrester Consulting. These results are for a composite organization based on interviewed customers.
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