Create your account in 10 minutes
Once we confirm your ID, your account is open
Order your first card in a flash
Spend up to €200,000 per month, per card
Free corporate cards included in all our plans
Customer support 7 days a week
Pay securely online and in-store with physical and virtual cards
Monthly payment limits up to €60,000
Transparent pricing - no hidden fees
Card type
Price
Payment limit
per calendar month
Cash withdrawal limit
per calendar month
Number of free cash withdrawals
then €2 excl. tax for each extra withdrawal
Foreign exchange commission
outside the Euro zone
Compatible with Apple Pay/Google Pay
Flight delayed? Lost your luggage? Our payment cards give you insurance that protects you against these mishaps as well as any risks to your business. When the going gets tough, we’ve got your back.
Block and unblock corporate cards in just a few clicks
Set payment limits and track your expenses in real-time
Approve transactions directly from the app - all backed by 3-D Secure technology
Spend up to €60,000 per month
0 foreign transaction fees
A sleek, 17-gram metal card with a unique design
Travel secure with premium insurance
Concierge service and lounge access included
Create your account in 10 minutes
Once we confirm your ID, your account is open
Order your first card in a flash
Qonto’s cash withdrawal cards aren’t exactly like credit cards. While they allow you to withdraw cash from ATMs, you won’t be able to exceed the set limit. You can set this limit on a weekly or monthly basis - depending on your preferences - to help you better manage your budgets.
Every Qonto plan comes with at least one physical One Card included. That said, you can always upgrade or request additional cards for an additional fee:
One Card
Free and included in your account package.; then €5/month excl. tax for every additional card beyond the number included in your plan.
Plus Card
€6/month (excl. tax)
X Card
€20/month (excl. tax)
Qonto cards are secured with 3-D Secure technology. 3-D Secure requires at least two separate verification methods from you (the user) across multiple devices. This help us make sure that it’s actually you using your card and, conversely, to better identify any potential fraudulent activity on your account.
If you suspect your card information may have fallen into the wrong hands, you can easily block your card directly from your Qonto account.
Qonto provides its users with debit cards, not credit cards. While credit card users are issued a line of credit from a financial institution which they are expected to pay interest on, debit cards draw funds directly from your account. With Qonto cards, you can assign different accounts or ‘multi-accounts’ from which each card will withdraw money.
Qonto offers three different types of debit cards:
One Card
Plus Card
X Card
Qonto also offers virtual cards (included in most plans, or for €2/month excl. tax). Virtual cards allow you to spend up to €20,000 per calendar month.
There are also Qonto Flash cards, which are “temporary” virtual cards. Ideal for one-off team expenses, you can set a specific budget or limit its use to a specific category, like team lunches or travel expenses.
Company payment cards are cards issued by the company to employees for business-related expenses. The company can manage these cards by setting spending limits, managing access and permissions, and blocking them whenever needed. This helps eliminate the need for team members to collect and submit receipts for reimbursement from the finance team.
When you make a payment with your card, key details about your transaction are sent to and approved by different institutions. The payment is first sent to the acquirer for approval, then is sent onto the card issuing bank. The payment can either be rejected due to insufficient funds or a blocked account, or the bank will send an approval back to the acquirer, and the transaction is completed.