Transparent pricing for all.

Online business finances with no hidden fees.

Paid Monthly
Paid Yearly
(save up to 20%)

Business

€99

/month (excl. VAT)

Billed annually at
€1,428 €1,188
SAVE €240/YEAR BY PAYING ANNUALLY

Team spend & expense management tools plus a dedicated Key Account Manager.

Take a free 30-day trial

Invoicing & Expense Management

Access for 10 users + 1 Accountant

Then €5 per month for each extra user.

Integrated invoicing & supplier payments

Get paid faster and pay your suppliers on time thanks to a centralized tool for all the quotes and invoices you send and receive.

Automated bookkeeping tools

Digitized & certified receipts, automatic receipt attachment, auto-detection of VAT and supplier data, automated categorization of spending items and more.

NEW
Expense reports

Centralize team expense claims and reimbursement requests. Track and approve requests in a single click for fast reimbursement.

Customizable payment permissions and controls

Delegate with control thanks to customized access and payment permissions for each team member

NEW
 Secured EBICS protocol

(France only) Set up an EBICS connexion between Qonto and your preferred ERP or treasury tool to manage banking, accounting and payment data all in one place.

Advanced dashboard

Enjoy at-a-glance visibility over your finances and insights into your cash flow. In real time and on the go.

Business Account & Cards

10 x One Card business Mastercards + unlimited virtual cards and temporary cards

- Payment limit of €20,000/month.
- ATM cash withdrawal limit of €1,000/month.
- Expand your limits with premium cards: Plus Card, Metal X Card on demand.

500 transfers or direct debits/month

- Free Instant SEPA transfers included (€0.25 fixed fee for each additional transfer).
- International SWIFT transfers available in 25 currencies from €5/transfer.

1 account + 9 sub-accounts

Sub-accounts with their own IBANs to help you separate budgets, cashflows, taxes, spending categories etc.

80+ exclusive partner integrations

Get all our standard integrations to automate bookkeeping, accounting, cashflow analysis and productivity. Plus, access exclusive integrations, including Stripe, Google Drive, DATEV, Dropbox, Tiime, Pennylane, Quickbooks and more.

Priority 7-day-a-week support

By phone, email or chat.

Dedicated Key Account Manager

Your own personal customer service rep for whenever you have questions.

Enterprise

€249

/month (excl. VAT)

Billed annually at
€3,588 €2,988
SAVE €600/YEAR BY PAYING ANNUALLY

The complete package for larger teams, with advanced tools & our highest limits.

Take a free 30-day trial

Invoicing & Expense Management

Access for 30 users + 1 Accountant

Then €5 per month for each extra user.

Integrated invoicing & supplier payments

Get paid faster and pay your suppliers on time thanks to a centralized tool for all the quotes and invoices you send and receive.

Automated bookkeeping tools

Digitized & certified receipts, automatic receipt attachment, auto-detection of VAT and supplier data, automated categorization of spending items and more.

NEW
Expense reports

Centralize team expense claims and reimbursement requests. Track and approve requests in a single click for fast reimbursement.

Customizable payment permissions and controls

Delegate with control thanks to customized access and payment permissions for each team member

NEW
 Secured EBICS protocol

(France only) Set up an EBICS connexion between Qonto and your preferred ERP or treasury tool to manage banking, accounting and payment data all in one place.

Advanced dashboard

Enjoy at-a-glance visibility over your finances and insights into your cash flow. In real time and on the go.

Business Account & Cards

30 x One Card business Mastercards + unlimited virtual cards and temporary cards

- Payment limit of €20,000/month.
- ATM cash withdrawal limit of €1,000/month.
- Expand your limits with premium cards: Plus Card, Metal X Card on demand.

1,000 transfers or direct debits/month

- Free Instant SEPA transfers included (€0.25 fixed fee for each additional transfer).
- International SWIFT transfers available in 25 currencies from €5/transfer.

1 account + 24 sub-accounts

Sub-accounts with their own IBANs to help you separate budgets, cashflows, taxes, spending categories etc.

80+ exclusive partner integrations

Get all our standard integrations to automate bookkeeping, accounting, cashflow analysis and productivity. Plus, access exclusive integrations, including Stripe, Google Drive, DATEV, Dropbox, Tiime, Pennylane, Quickbooks and more.

Priority 7-day-a-week support

By phone, email or chat.

Dedicated Key Account Manager

Your own personal customer service rep for whenever you have questions.

Build your own

Custom plan

Tell us what you need to manage your company finances. We’ll make it happen.

Take a 30-day free trial

Let’s build the perfect plan for your business.

Payment methods & premium cards that adapt to your activity

A la carte invoice & expense management features

As many transfers & direct debits as you need

The volume of users & sub-accounts that fits your company size

Slick app

A simple, smart, all-in-one app with industry-best ratings. So you can always keep track of your finances.

Rapid support

Your questions answered by our team via chat, email or phone. Any day of the year.

Always secure

From Strong Customer Authentification to 3D Secure, we use the most advanced methods to protect your money.

Regulated

Qonto is industry licensed, regulated and compliant. Your funds are secure & safeguarded.

4.8

on App Store

4.7

on Play Store

4.6

on Trustpilot

Loved & trusted. 400,000 times and counting.
Loading...

Frequently Asked Questions

Is Qonto a bank?

What are the advantages of the Qonto service?

Who can open a Qonto account?

Are there any fees or commissions in addition to the monthly subscription?

How do international payments work?

What are considered 'special operations'?

Ready? Sign up in minutes.

Qonto’s goal is to protect what’s most precious to entrepreneurs: their time, energy and focus. We've made signing up quick and easy, so you can see exactly what we mean...