Business banking account comparator

Compare traditional business banking solutions and
neobanking solutions.

30 days free trial - Commitment-free

Several banking options for businesses


Choosing where you should open your business account is an important choice deserving a
thorough analysis. Researches can be time consuming for entrepreneurs. Qonto wants to
help you choose the best option, whether you are a business owner, a finance director,
or a treasurer. That's why we designed two comparators for business accounts.

Traditional business banking solutions

Find here below our selection of business bank accounts listed in the banking solutions comparator:


Crédit Agricole Pro
Société Générale Pro
HSBC Pro
BRED Pro
CIC Pro
BNP Pro LCL Pro

Online business accounts or neobanks

Find here below our selection of mobile and online banks for professionals:


Qonto Shine
Revolut
N26
Anytime
iBanFirst
Monabanq
Boursorama

What is our business banks account
comparator about?


To help you with your choice, we designed a comparator taking the following criteria into account

Know more about transfers and debits

Know what kind of legal forms is accepted

Assess the quality of customer service

Compare all the current business accounts

Discover the selection of business payment cards

Compare accounting integrations

Before opening a business bank account, a business owner should compare the number of transfers and debits included in the selected plan. Are the fees included or are they going to generate extra-cost? Are they interchange fees?

One should also be aware of the different types of debits that are offered. For instance, some neobanks do not allow B2B SEPA direct debit, even if this format is compulsory to pay taxes to the government.

Some banks or neobanks do not accept all legal forms. Some financial institutions are more adapted to micro-entrepreneurs, other to shared capital companies. This last choice implies to deposit the company's share capital in bank or neobank.

Therefore, the company's legal form is an essential criterium when it comes to comparing several business banking options.

Traditional banks usually require users to physically come to the bank to open an account, while a neobank is more convenient as the account opening can be done online.

Therefore, a business owner should always analyse the feedback regarding the quality of a bank/neobank customer service (how long does it take to get an answer to one's requests?).

Entrepreneurs should know what type of bank details they will receive from their future bank. How fast is the IBAN sent to the client? While it usually takes more time with traditional banks, with neobanks it's a matter of hours!

However, some neobanks are only able to deliver a foreign IBAN, which can make things complicated in France (to pay taxes for example).

Entrepreneurs should compare the services provided alongside their payment card. The payment and withdrawal limits deserve a particular attention! Also, the extra-fees billed when international payments are made can be substantial.

One should choose between different types of Visa or Mastercard cards. There are different types of cards: prepaid, debit (which usually comes with insurances services) or credit cards.

Some business accounts make accounting easier and help business owners drive their company's financial life. The 'expenses' add-ons and the number of accounting tools integrations should be analyzed thoroughly when comparing business bank accounts.

Some business accounts allow business owners to invite accountants as members, which allow them to export the transaction history autonomously, for instance.

Know more about transfers and debits

Before opening a business bank account, a business owner should compare the number of transfers and debits included in the selected plan. Are the fees included or are they going to generate extra-cost? Are they interchange fees?

One should also be aware of the different types of debits that are offered. For instance, some neobanks do not allow B2B SEPA direct debit, even if this format is compulsory to pay taxes to the government.

Know what kind of legal forms is accepted

Some banks or neobanks do not accept all legal forms. Some financial institutions are more adapted to micro-entrepreneurs, other to shared capital companies. This last choice implies to deposit the company's share capital in bank or neobank.

Therefore, the company's legal form is an essential criterium when it comes to comparing several business banking options.

Assess the quality of customer service

Traditional banks usually require users to physically come to the bank to open an account, while a neobank is more convenient as the account opening can be done online.

Therefore, a business owner should always analyse the feedback regarding the quality of a bank/neobank customer service (how long does it take to get an answer to one's requests?).

Compare all the current business accounts

Entrepreneurs should know what type of bank details they will receive from their future bank. How fast is the IBAN sent to the client? While it usually takes more time with traditional banks, with neobanks it's a matter of hours!

However, some neobanks are only able to deliver a foreign IBAN, which can make things complicated in France (to pay taxes for example).

Discover the selection of business payment cards

Entrepreneurs should compare the services provided alongside their payment card. The payment and withdrawal limits deserve a particular attention! Also, the extra-fees billed when international payments are made can be substantial.

One should choose between different types of Visa or Mastercard cards. There are different types of cards: prepaid, debit (which usually comes with insurances services) or credit cards.

Compare accounting integrations

Some business accounts make accounting easier and help business owners drive their company's financial life. The 'expenses' add-ons and the number of accounting tools integrations should be analyzed thoroughly when comparing business bank accounts.

Some business accounts allow business owners to invite accountants as members, which allow them to export the transaction history autonomously, for instance.