Online business banking comparator
Compare Qonto and other online business banking services.
Comparison made on March 4, 2022.
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Accounts
Cards
Transfers and direct debits
Checks
Easy accounting
Monthly pricing
From €9
(excl. VAT)
From €9.50
(inc. VAT)
From €9
(inc. VAT)
Capital Deposit
€69 alone
or included in yearly pack
€200
or included in a pack
From €30
(exc. VAT)
IBAN
IBAN depending on market: FR, IT, ES, DE
French or British IBAN
French IBAN
Bank overdraft granted
-
-
Maximum of
€2,500
€2,500
Legal forms
SAS, SASU, SARL, EURL, SC, micro-entreprises, professions libérales, and associations
SAS, SASU, SARL, EURL, SC, micro-entreprises, professions libérales and associations
Micro-entreprises
Help for bank switch
-
-
Cards
Type of card provided
Debit Mastercard card
Debit Mastercard card
Visa Premier card or Visa Classic card
Card transactions in euros
Unlimited
Unlimited
Unlimited
Non-euro card payment
Free
with the X card
€0
per transaction
1.94%
per transaction
ATM withdrawal
Free
with the X card or €1 per withdrawal (with the One Card)
€2
per withdrawal
Free
ATM withdrawal limits
Up to €3,000 per card
per calendar month with the X Card
€5,000
per month
€920
on 7 rolling days
Payment limits
Up to €200,000 per card
per calendar month with the X Card
€30,000 per month
with a limit 5,000€ per day
€3,000
per calendar month
Google Pay / Apple Pay
-
Card reader
1.75% on transaction amount
+ €19 for card reader (to pay once) with Zettle
1.50% on transaction amount
+ €19 for card reader (to pay once)
1.75% on transaction amount
+ €19 for card reader (to pay once) with Zettle
Virtual card
-
-
Disposable card
-
-
Transfers and direct debits
In/out SEPA transfers in euros
Outgoing SEPA transfers in foreign currencies
Between 0.70% and 0.90%
per transfer (18 currencies)
From 0.70%
+ €2.50 per transfer
0.1%
(minimum transfer amount of €20)
Incoming SEPA transfers in foreign currencies
Free
Bank fees
0.1%
(minimum transfer amount of €20)
Debits
SEPA debits
+ B2B SEPA debits included
€2
per SEPA debit mandate
Included
Checks
Checkbook
-
-
Check cashing
Maximum amount per check
No limitation
€6,250
No limitation
Easy accounting
NEW
Receipt certification and archiving
Receipts digitized on Qonto hold the same value as their paper version, thanks to probative value certification. In a simple scan, you are covered in case of control.
-
NEW
Automatic VAT detection
-
NEW
Invoicing
-
-
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Ready?
Are you ready to open a business account for your company?
Whether you're a self-employed contractor or a small business with a team,
Qonto can provide the business account you need.
Whether you're a self-employed contractor or a small business with a team,
Qonto can provide the business account you need.