Business online banking comparator

Compare Qonto and other online business banking services.
Comparison made on March 5, 2021.

30 days free trial - Commitment-free

Anytime

Boursorama

N26

Shine

Qonto

Anytime

Anytime

Compare

Boursorama

Compare

N26

Compare

Shine

Compare

Anytime

Compare

Boursorama

Compare

N26

Compare

Shine

Compare

Monthly pricing

From €9

(excl. VAT)

From €9,50

(inc. VAT)

From €9

(inc. VAT)

Free

From €3,90

(inc.VAT)

Capital Deposit

€50 alone

or included in yearly pack

€200

or included in a pack

From €30

(exc. VAT)

N/A

€69 alone

or included in a pack

IBAN

French IBAN

French or British IBAN

French IBAN

IBAN depending on market

French IBAN

Bank overdraft granted

Maximum of €2.500

Overdraft is possible

up to €10K for all German and Austrian customers

Legal forms

SAS, SASU, SARL, EURL, SC, micro-entreprises, professions libérales

SAS, SASU, SARL, EURL, SC, micro-entreprises, professions libérales and associations

Micro-entreprises

Freelancers

Micro-entreprises, EURL, EIRL, SASU, SARL, SAS

Monthly pricing

Monthly pricing

From €9

(excl. VAT)

From €9,50

(inc. VAT)

From €9

(inc. VAT)

Free

From €3,90

(inc.VAT)

Capital Deposit

Capital Deposit

€50 alone

or included in yearly pack

€200

or included in a pack

From €30

(exc. VAT)

N/A

€69 alone

or included in a pack

IBAN

IBAN

French IBAN

French or British IBAN

French IBAN

IBAN depending on market

French IBAN

Bank overdraft granted

Bank overdraft granted

Maximum of €2.500

Overdraft is possible

up to €10K for all German and Austrian customers

Legal forms

Legal forms

SAS, SASU, SARL, EURL, SC, micro-entreprises, professions libérales

SAS, SASU, SARL, EURL, SC, micro-entreprises, professions libérales and associations

Micro-entreprises

Freelancers

Micro-entreprises, EURL, EIRL, SASU, SARL, SAS

How does an online banking
comparator work?

Online banks and special features

Online banks and accounting services

Online banks and fees

Compare customer services of online banking services for professionals

Neobanks or banks don't own the same licences as traditional banks. However, they can offer similar services for a business bank account: payment cards, French IBAN, real time payments. They also have an edge: being digital only. You don't need to make an appointment to open a business account or to deposit your share capital. You can use the same services, but better!

Besides fees, you will also want to compare the bookkeeping services that online banks can provide. All entrepreneurs that have done accounting before will confirm it: it's an energy and time wasting task! Having the opportunity to execute it via a banking service will help you focus on your project.

To compare the bank fees is essential. Indeed, online banks don't offer the same price plans and they might differ a lot from one to another. Besides the opening fees, some extra-cost could apply for special features or options. A good indicator of your needs is the legal form of your company!

The customer service is key when talking about online banks. You have to make sure someone will be able to answer your questions when needed! To compare the different customer services, an entrepreneur can always check the review on the internet, but a qualitative comparator will help him to spot the best ones.

How does an online banking
comparator work?

Online banks and special features

Neobanks or banks don't own the same licences as traditional banks. However, they can offer similar services for a business bank account: payment cards, French IBAN, real time payments. They also have an edge: being digital only. You don't need to make an appointment to open a business account or to deposit your share capital. You can use the same services, but better!

Online banks and accounting services

Besides fees, you will also want to compare the bookkeeping services that online banks can provide. All entrepreneurs that have done accounting before will confirm it: it's an energy and time wasting task! Having the opportunity to execute it via a banking service will help you focus on your project.

Online banks and fees

To compare the bank fees is essential. Indeed, online banks don't offer the same price plans and they might differ a lot from one to another. Besides the opening fees, some extra-cost could apply for special features or options. A good indicator of your needs is the legal form of your company!

Compare customer services of online banking services for professionals

The customer service is key when talking about online banks. You have to make sure someone will be able to answer your questions when needed! To compare the different customer services, an entrepreneur can always check the review on the internet, but a qualitative comparator will help him to spot the best ones.

Ready?

Are you ready to open a professional account for your company ?
Whether you are a self-employed contractor or a small business with a team,
Qonto is the business account that you need!