Business banking account comparator

Compare Qonto with other traditional banking services.
Comparison made on August 1, 2019.

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BNP

BRED

Crédit Mutuel

Société Générale

Qonto

BNP

BNP

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BRED

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Crédit Mutuel

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Société Générale

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BNP

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BRED

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Crédit Mutuel

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Société Générale

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Accounts

Legal forms

SAS, SASU, SARL, EURL, SC, micro-entreprises, professions libérales

SAS, SASU, SARL, EURL, SC, micro-entreprises, professions libérales and associations

SAS, SASU, SARL, EURL, SC, micro-entreprises, professions libérales and associations

SAS, SASU, SARL, EURL, SC, micro-entreprises, professions libérales and associations

SAS, SASU, SARL, EURL, SC, micro-entreprises, professions libérales and associations

Monthly pricing

From €9

(excl. VAT)

From €19

(excl. VAT)

From €30

(excl. VAT)

From €13

(excl. VAT)

From €24

(excl. VAT) or all included for €36 with Jazz Pro

Bank fees

Free

Bank fees

Bank fees

Bank fees

Bank fees

Turnover fee

No turnover fee

From 0.06%

per turnover

From 0.06% to 0.20%

per turnover

Maximum of 0.20%

per turnover

From 0.20%

per turnover

Bank overdraft granted

Help for bank switch

Legal forms

Legal forms

SAS, SASU, SARL, EURL, SC, micro-entreprises, professions libérales

SAS, SASU, SARL, EURL, SC, micro-entreprises, professions libérales and associations

SAS, SASU, SARL, EURL, SC, micro-entreprises, professions libérales and associations

SAS, SASU, SARL, EURL, SC, micro-entreprises, professions libérales and associations

SAS, SASU, SARL, EURL, SC, micro-entreprises, professions libérales and associations

Monthly pricing

Monthly pricing

From €9

(excl. VAT)

From €19

(excl. VAT)

From €30

(excl. VAT)

From €13

(excl. VAT)

From €24

(excl. VAT) or all included for €36 with Jazz Pro

Bank fees

Bank fees

Free

Bank fees

Bank fees

Bank fees

Bank fees

Turnover fee

Turnover fee

No turnover fee

From 0.06%

per turnover

From 0.06% to 0.20%

per turnover

Maximum of 0.20%

per turnover

From 0.20%

per turnover

Bank overdraft granted

Bank overdraft granted

Help for bank switch

Help for bank switch

Customer service and online banking

Customer support

Answering in less than 15 minutes

N/A

N/A

N/A

N/A

Online banking service

Included

From €150

per year

From €15

per year

From €36

per year

From €21

per month

Customer support

Customer support

Answering in less than 15 minutes

N/A

N/A

N/A

N/A

Online banking service

Online banking service

Included

From €150

per year

From €15

per year

From €36

per year

From €21

per month

Payment methods

Card type

Debit Mastercard card

Visa card or Mastercard

instant debit card

Visa card or Mastercard

instant debit card

Visa card or Mastercard

instant debit card

Visa card or Mastercard

instant debit card

Card price

From 1 card included

€57

per year

From €48

per year

From €20

per year

€52

per year

Google Pay / Apple Pay

Apple Pay only

Apple Pay only

Apple Pay only

Check cashing

Maximum of
€10.000

per month

Checkbook

Free

Free

Free

Free

Virtual Card

Disposable card

Card type

Card type

Debit Mastercard card

Visa card or Mastercard

instant debit card

Visa card or Mastercard

instant debit card

Visa card or Mastercard

instant debit card

Visa card or Mastercard

instant debit card

Card price

Card price

From 1 card included

€57

per year

From €48

per year

From €20

per year

€52

per year

Google Pay / Apple Pay

Google Pay / Apple Pay

Apple Pay only

Apple Pay only

Apple Pay only

Check cashing

Check cashing

Maximum of
€10.000

per month

Checkbook

Checkbook

Free

Free

Free

Free

Virtual Card

Virtual Card

Disposable card

Disposable card

Easy accounting

Receipt certification and archiving

New Receipts digitized on Qonto hold the same value as their paper version, thanks to probative value certification. In a simple scan, you are covered in case of control.

Automatic VAT detection

New

Receipt certification and archiving

New Receipts digitized on Qonto hold the same value as their paper version, thanks to probative value certification. In a simple scan, you are covered in case of control.

Receipt certification and archiving

New Receipts digitized on Qonto hold the same value as their paper version, thanks to probative value certification. In a simple scan, you are covered in case of control.

Automatic VAT detection

New

Automatic VAT detection

New

What is the perfect banking service for your SME?

Find the perfect business banking partner with a comparator

Compare customer support

Know your business needs

Estimate the cost of your business account

HSBC Business, BNP Paribas Professionnels, Crédit Mutuel Professionnels... All traditional banks provide services for businesses. But traditional banks are being disrupted by new online banking services.

Online business finance management solutions provide similar services (business cards, IBAN, international payments, debits, transfers...) with the added bonus of great customer support.

Customer support is not always a filter you'll find in banking comparators but it's an important factor when you're choosing a business account. After all, a business needs quick answers.

A banking comparator is an effective tool for analyzing banking services, but additional research is also required. A bank account has to fit your business needs and expectations perfectly.

Banking needs are different from one company to another. Your company's legal form has to guide your choice. Your needs may also change depending on the evolution of your company.

Make sure you choose a bank or online business account that will be able to support you now but also in the future.

To evaluate the cost of different accounts, compare the fees of each one. These fees may differ dramatically from one bank to another.
You might also find it useful to read some customers' opinions and reviews online. By doing that, you'll have a clear idea of each business banking account.

What is the perfect banking service for your SME?

Find the perfect business banking partner with a comparator

HSBC Business, BNP Paribas Professionnels, Crédit Mutuel Professionnels... All traditional banks provide services for businesses. But traditional banks are being disrupted by new online banking services.

Online business finance management solutions provide similar services (business cards, IBAN, international payments, debits, transfers...) with the added bonus of great customer support.

Compare customer support

Customer support is not always a filter you'll find in banking comparators but it's an important factor when you're choosing a business account. After all, a business needs quick answers.

A banking comparator is an effective tool for analyzing banking services, but additional research is also required. A bank account has to fit your business needs and expectations perfectly.

Know your business needs

Banking needs are different from one company to another. Your company's legal form has to guide your choice. Your needs may also change depending on the evolution of your company.

Make sure you choose a bank or online business account that will be able to support you now but also in the future.

Estimate the cost of your business account

To evaluate the cost of different accounts, compare the fees of each one. These fees may differ dramatically from one bank to another.
You might also find it useful to read some customers' opinions and reviews online. By doing that, you'll have a clear idea of each business banking account.

Ready?

Are you ready to open a business account for your company?
Whether you're a self-employed worker or a small business with a team,
Qonto is the business account that you need.