Business banking accounts comparator

Compare Qonto with other traditional banking services.
Comparison made on August 1, 2019.

30 days free trial - Commitment-free

BNP

BRED

Crédit Mutuel

Société Générale

Qonto

BNP

BNP

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BRED

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Crédit Mutuel

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Société Générale

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BNP

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BRED

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Crédit Mutuel

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Société Générale

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Accounts

Legal forms

SAS, SASU, SARL, EURL, SC, micro-entreprises, professions libérales

SAS, SASU, SARL, EURL, SC, micro-entreprises, professions libérales and associations

SAS, SASU, SARL, EURL, SC, micro-entreprises, professions libérales and associations

SAS, SASU, SARL, EURL, SC, micro-entreprises, professions libérales and associations

SAS, SASU, SARL, EURL, SC, micro-entreprises, professions libérales and associations

Monthly pricing

From €9

(excl. VAT)

From €19

(excl. VAT)

From €30

(excl. VAT)

From €13

(excl. VAT)

From €24

(excl. VAT) or all included for €36 with Jazz Pro

Bank fees

Free

Bank fees

Bank fees

Bank fees

Bank fees

Turnover fee

No turnover fee

From 0.06%

per turnover

From 0.06% to 0.20%

per turnover

Maximum of 0.20%

per turnover

From 0.20%

per turnover

Bank overdraft granted

Help for bank switch

Legal forms

Legal forms

SAS, SASU, SARL, EURL, SC, micro-entreprises, professions libérales

SAS, SASU, SARL, EURL, SC, micro-entreprises, professions libérales and associations

SAS, SASU, SARL, EURL, SC, micro-entreprises, professions libérales and associations

SAS, SASU, SARL, EURL, SC, micro-entreprises, professions libérales and associations

SAS, SASU, SARL, EURL, SC, micro-entreprises, professions libérales and associations

Monthly pricing

Monthly pricing

From €9

(excl. VAT)

From €19

(excl. VAT)

From €30

(excl. VAT)

From €13

(excl. VAT)

From €24

(excl. VAT) or all included for €36 with Jazz Pro

Bank fees

Bank fees

Free

Bank fees

Bank fees

Bank fees

Bank fees

Turnover fee

Turnover fee

No turnover fee

From 0.06%

per turnover

From 0.06% to 0.20%

per turnover

Maximum of 0.20%

per turnover

From 0.20%

per turnover

Bank overdraft granted

Bank overdraft granted

Help for bank switch

Help for bank switch

Customer service and online banking

Customer support

Answering in less than 15 minutes

N/A

N/A

N/A

N/A

Online banking service

Included

From €150

per year

From €15

per year

From €36

per year

From €21

per month

Customer support

Customer support

Answering in less than 15 minutes

N/A

N/A

N/A

N/A

Online banking service

Online banking service

Included

From €150

per year

From €15

per year

From €36

per year

From €21

per month

Payment methods

Card type

Debit Mastercard card

Visa card or Mastercard

instant debit card

Visa card or Mastercard

instant debit card

Visa card or Mastercard

instant debit card

Visa card or Mastercard

instant debit card

Card price

From 1 card included

€57

per year

From €48

per year

From €20

per year

€52

per year

Google Pay / Apple Pay

Apple Pay only

Apple Pay only

Apple Pay only

Check cashing

Maximum of
€10.000

per month

Checkbook

Free

Free

Free

Free

Card type

Card type

Debit Mastercard card

Visa card or Mastercard

instant debit card

Visa card or Mastercard

instant debit card

Visa card or Mastercard

instant debit card

Visa card or Mastercard

instant debit card

Card price

Card price

From 1 card included

€57

per year

From €48

per year

From €20

per year

€52

per year

Google Pay / Apple Pay

Google Pay / Apple Pay

Apple Pay only

Apple Pay only

Apple Pay only

Check cashing

Check cashing

Maximum of
€10.000

per month

Checkbook

Checkbook

Free

Free

Free

Free

Easy accounting

Receipt certification and archiving

New Receipts digitized on Qonto hold the same value as their paper version, thanks to probative value certification. In a simple scan, you are covered in case of control.

Automatic VAT detection

New

Receipt certification and archiving

New Receipts digitized on Qonto hold the same value as their paper version, thanks to probative value certification. In a simple scan, you are covered in case of control.

Receipt certification and archiving

New Receipts digitized on Qonto hold the same value as their paper version, thanks to probative value certification. In a simple scan, you are covered in case of control.

Automatic VAT detection

New

Automatic VAT detection

New

What is your perfect banking service for your SME?

Elect the perfect business banking service with a comparator

Compare customer supports

Know your business needs

Estimate the cost of your business account

HSBC Business, BNP Paribas Professionnels, Crédit Mutuel Professionnels... All traditional banks provide services for businesses. But traditional banks are catched up by new online banking services.

Business finance management solutions provide similar services (business cards, IBAN, international payments, debits, transfers...) with great customer supports.

Customer supports are not always displayed in banking comparators. But it's an important criteria to open a business account. For a business, it's mandatory to get quick answers.

A banking comparator is an effective tool to analyze banking services, but additional research has to be done. A bank account has to fit perfectly your business needs and expectations.

Banking needs are differents from one company to another. Your legal form has to guide your choice. Your needs may also change depending on the evolution of your company.

Pay attention to choose a bank or an online business acccount which will be able to support you in the future.

To evaluate the cost of different accounts, compare the fees of each one. Those fees may differ dramatically from one bank to another.
You can also read some customers' opinion on internet. Thanks to it you'll have a clear opinion of each business banking account.

What is your perfect banking service for your SME?

Elect the perfect business banking service with a comparator

HSBC Business, BNP Paribas Professionnels, Crédit Mutuel Professionnels... All traditional banks provide services for businesses. But traditional banks are catched up by new online banking services.

Business finance management solutions provide similar services (business cards, IBAN, international payments, debits, transfers...) with great customer supports.

Compare customer supports

Customer supports are not always displayed in banking comparators. But it's an important criteria to open a business account. For a business, it's mandatory to get quick answers.

A banking comparator is an effective tool to analyze banking services, but additional research has to be done. A bank account has to fit perfectly your business needs and expectations.

Know your business needs

Banking needs are differents from one company to another. Your legal form has to guide your choice. Your needs may also change depending on the evolution of your company.

Pay attention to choose a bank or an online business acccount which will be able to support you in the future.

Estimate the cost of your business account

To evaluate the cost of different accounts, compare the fees of each one. Those fees may differ dramatically from one bank to another.
You can also read some customers' opinion on internet. Thanks to it you'll have a clear opinion of each business banking account.

Ready?

Are you ready to open a professional account for your company ?
Whether you are a self-employed contractor or a small business with a team,
Qonto is the business account that you need!