Tap to Pay on iPhone

With Tap to Pay on iPhone and Qonto, you can accept all types of in-person, contactless payments right on your iPhone—from physical debit and credit cards to Apple Pay and other digital wallets—no extra terminals or hardware needed. It's easy, secure, and private.

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Our competitive Pricing

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.8%

for EU cards on Premium & Enterprise plans

Up to 30% lower than standalone providers' 1.65-1.75% rates

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Saved

Reduce fees to as low as 0.8% with our Premium & Enterprise plans

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Next business day settlement

Funds available in your account the next business day, not days

How it works

Accept payments in a few simple steps

Open the Qonto app on your iPhone and enter the purchase amount

Show your iPhone to the customer so they can proceed with the payment 

Your customer holds their card or device at the top of your iPhone, over the contactless symbol

When you see the "Done" checkmark, the transaction's complete. With Qonto, reconciliation happens automatically.

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Built-in security

Built-in iPhone security protects both you and your customers

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Transparent pricing

Clear 1.2% rate for EU cards with no hidden fees or surprises

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Automatic reconciliation

Transactions automatically sync with your account

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Experts are on hand, 7 days a week

No extra hardware needed

  1. Use the device you already own.
  2. Zero equipment investment necessary.
  3. Start accepting payments immediately.
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Private & secure

Start accepting payments today

Open your account & activate Tap to Pay on iPhone today. Start accepting professional payments in minutes.

Terms apply. Tap to Pay on iPhone requires a supported payment app and the latest version of iOS. Update to the latest version by going to Settings > General > Software Update. Tap Download and Install. Some contactless cards may not be accepted by your payment app. Transaction limits may apply. The Contactless Symbol is a trademark owned by and used with permission of EMVCo, LLC. Tap to Pay on iPhone is not available in all markets.

This solution's perfect for:

Learn more about Tap to Pay

What is Tap to Pay on iPhone?

Which iPhone models support Tap to Pay on iPhone?

Which payment methods can I accept with Tap to Pay on iPhone?

How secure is Tap to Pay on iPhone?

What are the transaction fees for Tap to Pay on iPhone?

How quickly will I receive funds in my account?

How do I set up Tap to Pay on iPhone?

Can I use Tap to Pay on iPhone without internet connection?

Is Tap to Pay on iPhone available in all countries?

How does Tap to Pay on iPhone integrate with my Qonto account?