Invest your business cash surplus. No fuss. Just guaranteed returns.

Grow your business' cash surplus with flexible investments. Open a business savings account in just a few clicks and manage what you invest directly through Qonto.

Investments that make your cash work, earn and grow.

Term deposits

Get a guaranteed, fixed return and a one-stop-shop to manage your investment, all through Qonto.
Open an account

Securities accounts

Play the financial markets. No need to be an expert trader.
Open an account

Crypto savings accounts

Invest in crypto currencies that are pegged to the euro or US dollar and get a guaranteed return for 3 months.
Open an account

A business savings account that's stable and secure.


Our partners are French savings agents, licensed by the ACPR and the Banque de France.

Secured funds

Your funds are protected according to the applicable rules and regulations.

100% online

Forget paperwork. Automate your process.
Term Deposits: know exactly how much you'll earn. In advance.

Your yield is guaranteed

Your patience reaps rewards

You retain access to your funds

Open and manage your Term Deposit in just a few clicks


Define the amount and the time period


Start growing your cash


Manage your investment from your Qonto app

Make the most of our partners' expertise

My Money Bank

My Money Bank is our banking partner and is a French credit institution certified by the ACPR.
Discover My Money Bank


Cashbee is our technical partner and simplifies the process for opening a My Money Bank Term Deposit account. Cashbee is certified as a payment institution by the ACPR and as a banking and insurance broker by ORIAS.
Discover Cashbee
Add crypto assets to your investment portfolio

Get started with no stress

Access to expert guidance

Qonto, the all-in-one account for your finances

A complete business account.

Enjoy a transparent online business account. With all the payment methods you need.
Find out more

The payment methods you need day to day.

Payment cards, instant SEPA transfers, direct debits, mobile payments with Apple Pay and Google Pay...and many more besides.
See our payment methods

Fly through admin. Breeze through accounting.

Automate your bookkeeping. Because nobody likes managing paper receipts.
Get your accounting done faster

Ready for faster finances?

Open a business account with Qonto. We'll even help you switch your accounts.