Invest your business cash surplus. No fuss. Just guaranteed returns.
Grow your business' cash surplus with flexible investments. Open a business savings account in just a few clicks and manage what you invest directly through Qonto.
Investments that make your cash work, earn and grow.
Get a guaranteed, fixed return and a one-stop-shop to manage your investment, all through Qonto.
A business savings account that's stable and secure.
Our partners are French savings agents, licensed by the ACPR and the Banque de France.
Your funds are protected according to the applicable rules and regulations.
Forget paperwork. Automate your process.
Term Deposits: know exactly how much you'll earn. In advance.
Your yield is guaranteed
Your patience reaps rewards
You retain access to your funds
Make the most of our partners' expertise
My Money Bank
My Money Bank is our banking partner and is a French credit institution certified by the ACPR.
Cashbee is our technical partner and simplifies the process for opening a My Money Bank Term Deposit account. Cashbee is certified as a payment institution by the ACPR and as a banking and insurance broker by ORIAS.
Add crypto assets to your investment portfolio
Get started with no stress
Access to expert guidance
Qonto, the all-in-one account for your finances
A complete business account.
Enjoy a transparent online business account. With all the payment methods you need.
The payment methods you need day to day.
Payment cards, instant SEPA transfers, direct debits, mobile payments with Apple Pay and Google Pay...and many more besides.