Invest your business cash surplus. No fuss. Just guaranteed returns.
Grow your business' cash surplus with flexible investments. Open a business savings account in just a few clicks and manage what you invest directly through Qonto.
Investments that make your cash work, earn and grow.

Term deposits


Crypto savings accounts
A business savings account that's stable and secure.
Expertise
Secured funds
100% online
Your yield is guaranteed
Define the length of time you want to invest your money. Your interest rate is fixed according to that duration, for the whole deposit period. So you always know what your business savings account will yield.
Your patience reaps rewards
The longer the investment period, the higher the interest rate. You can open several Term Deposit accounts for a completely customized strategy that keeps your cash growing.
You retain access to your funds
If you need your money before the end of your fixed term, you can withdraw it with no added fee and within 3 days for deposits under €1.000.000.

Open and manage your Term Deposit in just a few clicks
Define the amount and the time period
Your investment will be transferred automatically once you've approved your business savings account.
Start growing your cash
Your Term Deposit starts working within days. For deposits under €1.000.000, you can withdraw your funds if needed in under 3 days anytime. And with no fees.
Manage your investment from your Qonto app
You can check your yield and the duration of your deposit from your computer or smartphone.
Make the most of our partners' expertise

My Money Bank

Cashbee
Get started with no stress
Invest with peace of mind: with Coinhouse’s Crypto Savings Account, you get an interest rate that’s guaranteed for 3 months.
Access to expert guidance
Coinhouse advisors can guide you in selecting the right investment strategy for your situation.

Qonto, the all-in-one account for your finances

A complete business account.

The payment methods you need day to day.
