Use your Qonto card and earn a bonus!
- Open your account in 5 minutes
- Spend at least €800 per month with your card for 3 months
- Automatically receive your €250 bonus in the fourth month
Valid for new customers opening an account between 21.10.2026 and 30.11.2026.*
The all-in-one business account for your business
Open an account online
Open your Qonto account online in just a few steps.
Everything in one place
Manage your finances, accounting, invoices, and more — all in one app.
Efficient workflows
Take advantage of automated processes and smart integrations in the Qonto app.
Real-time overview
Keep track of your finances at all times with an intuitive interface.
Dedicated customer support
Top quality at transparent prices
Top quality at transparent prices
Top quality at transparent prices
Starter
Free, forever
€0
- 1 account with Dutch IBAN
- 1 virtual card (physical cards for a fee)
- 5 free transfers per month
Basic
From
€7
/month (excl. VAT)
- 1 account with a Dutch IBAN
- 1 physical Mastercard and 2 virtual cards
- 30 free transfers per month
Try free for 30 days
Smart
From
€15
/month (excl. VAT)
- 1 account and 1 sub-account with Dutch IBANs
- 2 physical Mastercards and 50 virtual cards
- 100 free transfers per month
Try free for 30 days
Premium
From
€25
/month (excl. VAT)
- Up to 5 accounts with Dutch IBAN
- 2 physical Mastercards + 50 virtual cards + 50 Instant cards
- 200 free transfers per month
Try free for 30 days
Essential
Starting from
€40
/month (excl. VAT)
5 physical Mastercard cards + 250 transfers & debits.
1-month free trial
Business
Starting from
€80
/month (excl. VAT)
10 physical Mastercard cards + 500 transfers & debits.
1-month free trial
Enterprise
Starting from
€160
/month (excl. VAT)
30 physical Mastercard card + 10,000 transfers & debits.
1-month free trial
€250 welcome bonus
Limited welcome bonus offer
Open your Qonto account between October 21 and November 30, 2026, spend at least €800 by card in each of your first 3 calendar months, and get a €250 welcome bonus, paid in the 4th month. Conditions apply.
€250 to kick-start your business
€250 to kick-start your business
- Whether you're a freelancer or running your own business: open your business account entirely online — no paperwork, no red tape.
- Our team of experts guides you every step of the way, with a dedicated point of contact.
- Then open your Qonto account and receive your €250 starting bonus.
Smart financial tools for your business
Create quotes and invoices instantly and manage them efficiently.
Manage receipts and reimbursements digitally in one place with your team.
Automate processes and connect directly to accounting tools.
Keep track of your liquidity at all times — with analyses and forecasts.
Deposit guarantee up to €100,000
EU regulated, operating under Dutch supervision
Top-level cybersecurity
