Find it hard to diversify your savings? Your bank account might have spaces or separate accounts, but it’s never enough for all the little things: groceries, bills, dinners out, weekend trips—not the big savings, but the dozens of little ones. HyperJar addresses this problem by allowing you to place your money in ‘jars’ designated for certain things. So, you’ll have a jar for your fuel, daily shopping, upcoming dinner with friends, etc. While these general jars don’t pay any interest on your individual jars, you can link the app with specific retailers. So if you’re booking accommodation for a holiday with Hotels.com, you can put money away in a jar linked to Hotels.com and generate a hefty 4.8% interest rate on those savings for your holiday. If you’re saving for a trip with friends or settling a bill afterwards, you can share jars with friends who also have the account. Potential drawbacks: limited amount of retailers with which to earn from savings.