The all-in-one account you can open in about 10 minutes
Mastercards, instant SEPA transfers, direct debits, and much, much more…
Invoices. Bookkeeping. Expenses. All in one place.
Unlimited transaction history and real-time expense tracking
Real-time expense tracking
Customizable debit cards
Worldwide transactions
7-day-a-week customer support
Qonto is a TÜV-certified, multi-year Fintech Germany Award winner that recently ranked 1st place for the German B2B award in 2022.
While we can’t choose the right plan for you, we can certainly make it easier. Compare our offers with those of traditional banks to find the right fit.
Physical cards, virtual cards, or even our premium metal X Card: the choice is yours.
With Apple Pay or Google Pay and you can make purchases anywhere with your smartphone. Just tap and go.
Discover our exclusive metal card. Spend up to €200,000 per month with no foreign transaction fees when you spend abroad. With premium insurance and special offers like airport lounge access and concierge service all included.
No need for an appointment—it’s all online.
Open your digital business account and receive your IBAN in 10 minutes.
01
Fill out some basic information about you and your company.
02
Upload your ID and we’ll make sure everything is in order.
03
You now have an IBAN and can start ordering cards straight away. Get ready to start saving time and money with no hidden fees. If you need to transfer your existing bank account, we’ll be more than happy to help with that.
A business account is an account provided by a banking or payment institution designed to simplify financial management for Freelancers, SMEs, Startups, and Associations.
Qonto’s business account offers many advantages:
Qonto offers three plan “levels”, according to company size:
Freelancers
Basic €9/month (excl. VAT)
Smart €19/month (excl. VAT)
Premium €39/month (excl. VAT)
SMEs and Startups
Essential
€29/month (excl. VAT)
Business
€99/month (excl. VAT)
Enterprise
€249/month (excl. VAT)
Every plan comes with a current account with an associated physical Mastercard One Card, digital receipt storage, and top-rated customer support. For a full breakdown of what’s included in each plan, click here.
Opening a business account with Qonto can be done in three steps:
01 Enter your details
Fill out some basic information about you and your company.
02 Let us verify your ID
Upload your ID and we’ll make sure everything is in order.
03 Your account is open
You can now start ordering cards and making transfers.