Open Europe’s no. 1 online business account

  1. Open a business bank account with a German IBAN in 10 minutes.
  2. Physical & virtual company cards, SEPA real-time and international transfers included.
  3. Integrated bookkeeping & interfaces with DATEV, sevdesk, and more.
  4. Flexible & customized business loans.
  5. Personal customer support 7 days a week.
30-day free trial. Cancel anytime.
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Europe’s leading business account. 500,000+ companies trust Qonto.

Flexible payment methods included in your business account

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SEPA instant transfers

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SWIFT transfers

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Apple Pay & Google Pay

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Mobile payment terminals

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Customized corporate loans

  1. Flexible financing between €500 and €1 million.
  2. Receive a reply within 48 hours.
  3. Have funds paid directly into your account.
  4. Individual conditions and terms from 1 to 12 months

The right plan for every company. Your business bank account, at a fair price

Small businesses

Medium-sized businesses

Self-employed & Micro-enterprises

Company Creators

Customer support that’s there for you - anywhere, 7/7

  1. Available 7 days a week, via chat, email, or phone.
  2. Over 10,000 5-star reviews on Trustpilot.
  3. Among the highest customer satisfaction in the banking sector.
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A business bank account - and so much more

Invoice management

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Expense management

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Bookkeeping

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Integrations

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Creating your own business?

How to open a business bank account

No appointments, no time-consuming bureaucracy. Open your business account online and get your German IBAN in around 10 minutes.

Open your account in approx. 10 minutes

Fill out some information on you, your company, and its partners.

We verify your identity

Submit a valid proof of identity and confirm your identity through a quick online identification video call.

Your account is open & your IBAN is ready

Choose the corporate card that suits your needs, get your German IBAN, and start using your business account.

You’re in safe hands

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Safely stored data

Storage and protection of your data under GDPR and SSL-encryption.

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Secure transactions

Thanks to 3D-Secure and double authentication.

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Deposit protection

Deposits covered up to €100,000 by the FGDR.

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Licensed institution

Qonto is a payment institution, supervised and regulated by the ACPR.

FAQs about opening your business bank account

What is a business bank account?

What does a business account cost?

How do I open a business bank account online?

What are the benefits of a Qonto business bank account?

What documents do I need to open a business account?

Do I have to keep a separate business bank account?

How long does it take to open a business account with Qonto?

Can I open a company account outside Germany?

Ready to open your Qonto business bank account?

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