Open your business account online

The all-in-one account you can open in about 10 minutes

Mastercards, instant SEPA transfers, direct debits, and much, much more…

Invoices. Bookkeeping. Expenses. All in one place.

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30-day free trial. Cancel anytime.

Over 350.000 companies trust Qonto

4,8 on Apple store 4,7 on Play Store 4,6 on Trustpilot

The banking advantages of an online business account

Unlimited transaction history and real-time expense tracking

Real-time expense tracking

Customizable debit cards

Worldwide transactions

7-day-a-week customer support

Recognized for quality

Qonto is a TÜV-certified, multi-year Fintech Germany Award winner that recently ranked 1st place for the German B2B award in 2022.

You’re in good hands

Secure funds

Guaranteed deposits

Secure transactions

Data protection

Payment methods that get the job done.

Instant SEPA transfers

Expand your business with SWIFT transfers and Instant SEPA transfers. Enjoy fast transfers with no hidden fees.


Control your cash flow with multiple sub-accounts. They even get their own dedicated IBAN.

Customizable cards

Set payment limits and parameters for your physical and virtual debit cards.

Expense management

Delegate your spend management to select team members with the Manager role.


Your favorite business management tools, now synched with your Qonto account.

Bookkeeping tools

Digitize your receipts, send automatic reminders and Accountant access. Paperwork? Handled.

Compare business accounts

While we can’t choose the right plan for you, we can certainly make it easier. Compare our offers with those of traditional banks to find the right fit.

A payment method for every occasion.

Business Mastercards

Physical cards, virtual cards, or even our premium metal X Card: the choice is yours.

Contactless mobile payments

With Apple Pay or Google Pay and you can make purchases anywhere with your smartphone. Just tap and go.

See card options

X Card: set your sights higher

Discover our exclusive metal card. Spend up to €200,000 per month with no foreign transaction fees when you spend abroad. With premium insurance and special offers like airport lounge access and concierge service all included.

Open a business account in 3 simple steps


Enter your basic details


Let us check your ID


Your account is open

FAQs about opening your account

What is a business account?

Your Qonto business account

What does a business account cost?

How do I open a business account online?

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