Company creation made fast and simple
Register as self-employed for free, in plain English
Want to be your own boss? Get up and running fast as a freelancer (Freiberufler) or sole trader (Gewerbetreibende).
Free
Guided registration with the tax office (Finanzamt)
Free
- Simplified online tax ID forms
- Explanations in clear English
- No need to sign up with ELSTER
- Free trial of our business account
From €9/month (excl. VAT)
Business account & money management tools
From €9/month (excl. VAT)
- Manage business money separately
- Make & receive fast, easy payments
- Create & send invoices from the app
- Cut the time spent on finance admin
Qonto's business account plans
Basic
From
€9
/month (excl. VAT)
- 1 account with German IBAN
- 30 transfers or direct debits per month
- 1 business Mastercard
- Unlimited invoices
Smart
From
€19
/month (excl. VAT)
Included in the Smart plan
- 1 account & 1 sub-account with German IBAN
- 60 transfers or direct debits per month
- 1 business Mastercard
- Unlimited invoices
- Accountant access
Premium
From
€39
/month (excl. VAT)
- 1 account and 4 sub-accounts with German IBAN
- 100 transfers or direct debits per month
- 1 business Mastercard
- Unlimited invoices
- Accountant access
- Unlimited team members
Four easy steps to self-employment
Fill out the online form
Complete all the information the tax office (Finanzamt) need - with straightforward guidance available in English.
Open a business account
Open a Qonto business account online and test all features for 30 days for free and without obligation.
Upload your tax ID
The tax office will send you your tax ID number by post - usually within 4-8 weeks.
You're in business!
With your account activated, you're free to start your self-employment journey.
Fill out the online form
Complete all the information the tax office (Finanzamt) need - with straightforward guidance available in English.
Open a business account
Open a Qonto business account online and test all features for 30 days for free and without obligation.
Upload your tax ID
The tax office will send you your tax ID number by post - usually within 4-8 weeks.
You're in business!
With your account activated, you're free to start your self-employment journey.
All your business finances in just one platform
A business account you’ll love using
Opening your account is fast, simple and 100% online
All accounts come with a German IBAN and free Mastercard included
-
Virtual and physical cards allow you to handle expenses easily
A real-time overview of all transactions gives you full account visibility

All your invoicing, in one place
Create quotes and cost estimates directly in the Qonto app
Convert them into billable invoices in one click
Embed payment links to help clients pay you faster
Centrally manage and track all invoices

Simplify the paperwork whenever you spend
Just scan and upload receipts via your app on mobile
Qonto automatically matches receipts to their corresponding transactions
Archive all receipts in full compliance with GoBD
Prepare your accounting in just a few clicks

Automate filing your tax returns
With our NORMAN integration, your tax returns will be filled out automatically
Create income tax, profit and loss and VAT statements quickly and easily
Qonto will automatically recognize your income and expenses
Payments can be transmitted directly from your Qonto account

Automations that do jobs for you
Direct connections to DATEV, sevdesk, and Lexware (available from the Smart Plan)
Automatic transfer of all bookkeeping data
No more manual data entry needed
Smoother collaboration with your tax office

Ready to be your own boss?
Register as self-employed with the German tax office.
Our customers say it best
Our customers say it best


