What is an international bank transfer?

An international transfer is a cashless payment transaction in which money is transferred to a foreign account. These international transfers can be made in euros, but also in currencies specific to each country.

How can I send money overseas?

If you want to make international transfers, you first need a bank account from which to send funds. Using a digital account to make international payments saves you both time and money.

What information do I need when making an international transfer?

You’ll need to have the following recipient details handy: • First and Last name; • Company address; • International Bank Account Number (IBAN) or account number; • International Bank Identifier Code (BIC) (N/A for SEPA transfers).

How long will my transfer take to process?

It depends on the currency. Each currency is processed at a different speed, depending on the networks orchestrating the transfer. For more details, click here.

What options does Qonto offer for international payments?

This article covers the two ways you can make international payments with Qonto: SEPA transfers and SWIFT transfers.

Which countries are supported for international money transfers?

You can send money to almost any country in the world. Here’s a full list, along with a list of supported currencies.

International transfers to over 130 countries from your business account

Send international payments in over 30 currencies, powered by our partner Wise. Grow your business beyond borders, whilst reducing costs.

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Your money, worldwide.

Your Qonto account makes it easy to send your money internationally.

Pay globally

Versatile

At the office. On the go. Make FX transfers from just about anywhere.

Transparent

Every Qonto plan has a flat 1% outgoing international transfer fee.

Secure

Your transactions are protected according to the highest security standards at all times.

Go global thanks to a business account with international transfers

Transfer funds in over 30 different currencies to over 130 countries. Powered by Wise.
Enjoy fair and transparent fees.
Receive international transfers to your business account (€5 per incoming transfer, regardless of the amount).
Send euros or US dollars to any country, conveniently via SWIFT.
Track your international transfers in real time.