What is an international bank transfer?

An international transfer is a cashless payment transaction in which money is transferred to a foreign account. These international transfers can be made in Euros, but also in currencies specific to each country.

How can I send money overseas?

If you want to make international transfers, you first need a bank account from which to send funds. Using a digital account to make international payments saves you both time and money.

What information do I need when making an international transfer?

You’ll need to have the following recipient details handy: • First and Last name; • Company address; • International Bank Account Number (IBAN) or account number; • International Bank Identifier Code (BIC) (N/A for SEPA transfers).

How long will my transfer take to process?

On average, once you submit your international bank transfer, it takes five days for the funds to arrive in the recipient’s account. For more details, click here.

What options does Qonto offer for international payments?

This article covers the two ways you can make international payments with Qonto: SEPA transfers and SWIFT transfers.

Which countries are supported for international money transfers?

You can send money to almost any country in the world. Here’s a full list, along with a list of supported currencies.

Send international transfers to 58 countries

It’s here: lightning-fast SWIFT transfers in up to 25 different currencies with no hidden fees.

Use international money transfers to put your cash where it serves your business best.

Open an account

Compare plans

Try it 30 days for free. Cancel anytime.

Over 450,000 companies trust Qonto

4.8

on App Store

4.7

on Play Store

4.7

on Trustpilot

Over 450,000 companies trust Qonto

Your money, worldwide.

Your Qonto account makes it easy to send your money internationally.

Pay globally

International payments with Qonto

Fair fees

With Qonto you pay only 2% with the One Card, 1% with the Plus Card - or even 0% with our exclusive X Card!

Fast processing

A foreign bank transfer can take up to five working days.

White Ui Topic Highlight Advanced International Transfers XCard

International payments with Qonto

Fair fees

With Qonto you pay only 2% with the One Card, 1% with the Plus Card - or even 0% with our exclusive X Card!

Fast processing

A foreign bank transfer can take up to five working days.

See Pricing

See how it works

Currencies supported by Qonto

Different ways to pay, with Qonto

31f484a6 9d7c 4da1 9c8a c4b8b3f76e22 purple cards article cards

Business Mastercards

Order and create cards as needed for you and your team. Physical or virtual - the choice is yours.

SEPA transfers

Send and receive transfers in a flash anywhere in the SEPA zone. Anytime. in less than 10 seconds.

59a8d62b c901 4a62 b7ac 4aa80d702a42 purple cards article sumup

Apple Pay and Google Pay

Your contactless solution for seamless in-store purchases. Simply tap - and pay.

See payment methods

Recognized for quality

Qonto is a TÜV-certified, multi-year Fintech Germany Award winner that recently ranked 1st place for the German B2B award in 2022.

619a3852 8824 457c 85db 36e1545be7ac grey logos topic highlight advanced awards

Recognized for quality

Qonto is a TÜV-certified, multi-year Fintech Germany Award winner that recently ranked 1st place for the German B2B award in 2022.

International SWIFT payments in 3 steps

Transfer money abroad in just a few clicks. All you need is your computer or smartphone.

Log in to your account

Then go to Transfers, click +Make transfer and then select International transfer in foreign currency.

Enter the payment details

First you’ll need the recipient's last name, first name and IBAN. Next, select the country of the recipient's bank and the currency to send the funds in. Finally, enter the amount and payment memo.

Attach a receipt

So our team can approve your transfer as soon as possible.

Log in to your account

Then go to Transfers, click +Make transfer and then select International transfer in foreign currency.

Enter the payment details

First you’ll need the recipient's last name, first name and IBAN. Next, select the country of the recipient's bank and the currency to send the funds in. Finally, enter the amount and payment memo.

Attach a receipt

So our team can approve your transfer as soon as possible.

Log in to your account

Then go to Transfers, click +Make transfer and then select International transfer in foreign currency.

Enter the payment details

First you’ll need the recipient's last name, first name and IBAN. Next, select the country of the recipient's bank and the currency to send the funds in. Finally, enter the amount and payment memo.

Attach a receipt

So our team can approve your transfer as soon as possible.

Open an account

Ready? Let’s go.

Whether it's to examine the specific needs of your business, or to go over the benefits of Qonto's tools and features, we're here for you.

Open an account

Contact our team

Send international transfers to 58 countries

Your money, worldwide.

Versatile

Transparent

Secure

Fair fees

Fast processing

Fair fees

Fast processing

Currencies supported by Qonto

Different ways to pay, with Qonto

Business Mastercards

SEPA transfers

Apple Pay and Google Pay

Recognized for quality

Recognized for quality

International SWIFT payments in 3 steps

Log in to your account

Enter the payment details

Attach a receipt

Log in to your account

Enter the payment details

Attach a receipt

Log in to your account

Enter the payment details

Attach a receipt

Ready? Let’s go.

FAQs - International money transfers

What is an international bank transfer?

How can I send money overseas?

What information do I need when making an international transfer?

How long will my transfer take to process?

What options does Qonto offer for international payments?

Which countries are supported for international money transfers?

Möchten Sie zu Deutsch wechseln?