Optimize expense management as a team

Let teamwork save you time! Allow your teams to manage their own payments, cards and budgets without giving up your visibility of the bigger picture. Save precious time and boost efficiency thanks to collaborative expense management.

Features adapted to all your needs

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Payment limits

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Team budgets

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No more tracking down missing receipts

Simplify finance management with business team accounts

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Control your budgets with ease: enjoy full visibility and set the rules yourself
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Team spirit

Empower your employees with team budgets and the means of payment they need
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Peace of mind

Worry less about expenses: delegate management to your teams, within the boundaries you set
Provide cards & manage payment limits

Tailor Mastercards to your employees' needs

Real-time control of spend and payment limits

The pro account that boosts your business

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Assign budgets and track spending team-by-team

Categorize your expenses in advance using multiple accounts. Assign a budget per team, per project, per customer or supplier.
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Pre-defined access rights let you delegate with peace of mind

Accountant, manager, employee...give them exactly the limits and access rights they need.
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Boost your efficiency by empowering your managers

We've made delegating as easy and efficient as possible by creating specific access rights for your managers. Put them in charge of their team spend, while you maintain a bird's eye view of your company expenses.



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Over 400 000 companies trust Qonto

With Qonto, there is something for everyone

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CEO/Business Owner

Free yourself from administrative tasks while keeping control of your finances
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Enjoy greater visibility over your finances by optimizing payment tracking and team budget management
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Office Manager

Purchase independently on your company's behalf, so you can focus on well-being at work
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Team Manager

Gain efficiency and independence by directly managing your team's finances and payment cards
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No more expense reports! Safely spend company money on the job without ever having to pay from your own pocket
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Boost efficiency by accessing your clients' accounts at any time and exporting transactions, receipts, labels and VAT directly into your accounting tools
Try for free

Qonto, the all-in-one current account to manage all your finances

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A complete business account

Benefit from a digital and transparent business account with an unlimited and real-time transaction history.
Discover the business account
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All the payment methods you need

Cards, transfers, direct debits, mobile payments with Apple Pay and Google Pay... and much more!
See payment methods
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Save 4 hours per month on your bookkeeping

Automate your bookkeeping process. Because, after all, who likes paper receipts and manual reconciliation?
Simplify bookkeeping

Open an account now

Open a professional account with Qonto.
We support you in your change of account.

Frequently Asked Questions

How do we certify digitized receipts?

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