Optimize expense management as a team

Let teamwork save you time! Allow your teams to manage their own payments, cards and budgets without giving up your visibility of the bigger picture. Save precious time and boost efficiency thanks to collaborative expense management.

Simplify finance management with business team accounts


Team spirit

Peace of mind

Provide cards & manage payment limits

Tailor Mastercards to your employees' needs

Use physical and virtual cards for recurring expenses or Instant cards for occasional ones.

Real-time control of spend and payment limits

Adjust the limits and permissions of each card in real time: per month, per day and even per transaction.

The pro account that boosts your business

Assign budgets and track spending team-by-team

Categorize your expenses in advance using multiple accounts. Assign a budget per team, per project, per customer or supplier.

Pre-defined access rights let you delegate with peace of mind

Accountant, manager, employee...give them exactly the limits and access rights they need.

Boost your efficiency by empowering your managers

We've made delegating as easy and efficient as possible by creating specific access rights for your managers. Put them in charge of their team spend, while you maintain a bird's eye view of your company expenses.

Trusted by 350.000 companies

4,8 on Apple store 4,7 on Play Store

We have several bank cards today and at any time on the application I can block a card and unblock it. Everything is set up according to need, I know who paid how much at what time."

Thomas Kowalczyk — CEO at Ent.Kow

With Qonto, there is something for everyone

CEO/Business Owner

Free yourself from administrative tasks while keeping control of your finances


Enjoy greater visibility over your finances by optimizing payment tracking and team budget management

Office Manager

Purchase independently on your company's behalf, so you can focus on well-being at work

Team Manager

Gain efficiency and independence by directly managing your team's finances and payment cards


No more expense reports! Safely spend company money on the job without ever having to pay from your own pocket


Boost efficiency by accessing your clients' accounts at any time and exporting transactions, receipts, labels and VAT directly into your accounting tools

Qonto, the all-in-one current account to manage all your finances

A complete business account

Benefit from a digital and transparent business account with an unlimited and real-time transaction history.

All the payment methods you need

Cards, transfers, direct debits, mobile payments with Apple Pay and Google Pay... and much more!

Save 4 hours per month on your bookkeeping

Automate your bookkeeping process. Because, after all, who likes paper receipts and manual reconciliation?

Open an account now

Open a professional account with Qonto.
We support you in your change of account.

Frequently Asked Questions

How do we certify digitized receipts?

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