The preferred payment method for businesses
Many companies offer virtual bank cards to their employees. It allows managers to set spend limits to better track expenses.
Indeed, virtual accounts offer a clear advantage since they’re often paired with modern management tools. This gives you the ability to view your balance at any given moment.
Some businesses turn to virtual cards in order to simplify the process of verifying and saving receipts. Having every transaction linked to a receipt makes spending easier to track and organize.
With Qonto you get a 100% online business account with a number of features included in your plan. Give your teams more freedom when making purchases by giving them access to online payment cards all while keeping full control of your budget.
The rise in cybercrime has pushed many online merchants to opt into the 3D-Secure system. And yet, their security remains at risk, especially with the rise in phishing attacks.
Thankfully virtual cards are changing the game on that front, as they offer increased security for those who surf the web. Card payment limits as well as expiration dates are completely within your control.
With the Qonto virtual payment card, you can change the spend limit whenever, from wherever. You also get notifications as soon as a payment is processed, so you can stay in control of your finances.
These features significantly reduce the risk of having funds taken from your account if ever your bank details fall into the wrong hands. You can even instantly block your virtual card if you notice suspicious activity on your account.
More peace of mind
Living in an increasingly digital world means living with an increased risk of card fraud. There’s always chance you might lose your physical card, and the risk is even greater if you’re issuing dozens (if not more) of cards for your employees.
If you lose you card, or suspect that it may be being used fraudulently, it’s often recommended that you report your physical card as lost or stolen (article in French). But before resorting to this rather inconvenient step, Qonto gives you the option to block your card from your app, so you can make sure it isn’t just misplaced. That way you can either unblock it or order a new one if necessary.
Regain your peace of mind with a virtual card. And never have to fear losing your money online ever again.