Banks and providers now offer a wide range of business accounts.
You can use the following criteria as a guide when comparing business accounts:
Which bank offers the cheapest business account?
What services do banks offer for what fees? Which functions do you need - and to what extent? Accordingly, these services should not cause you high costs at your traditional or online bank (for example, bookings with or without vouchers). Some fintechs offer specific price plans for entrepreneurs that flexibly adapt to the development phases of your business. Also for sole proprietors and self-employed there are often tailored service packages at reasonable fees.
Important for interested founders, self-employed professionals and entrepreneurs is the transparency of the fees for account management. At Qonto, you can choose between three different plans starting at 9 euros per month, with no hidden fees. Up to 5 Mastercard credit cards and, within a certain limit, paperless bookings are included in the package.
Businesses in formation: Some banks and online providers target founders with a specific offer that includes the deposit of the share capital in the case of corporations - such as a GmbH.
Which bank is the best for a business account in terms of payment cards?
Is a free debit or credit card included in the offer? Can I withdraw cash? These are also important criteria when choosing a suitable provider. Our comparison table can help you with this.
Which corporate account offers the best customer support?
Customer service is another criterion when comparing the various business banking offers. How easily can you reach the support of the respective bank - and how quickly do you receive a response?
What additional services does the business account offer?
A business account often differs from a private checking account in terms of functions that are geared to the needs of companies. Therefore, pay attention to the range of services for financial management and accounting when you open an account for your business.
For example, Qonto lets you manage your finances quickly and easily via the app. In addition, Qonto offers digital accounting tools. Other pluses include simplified invoicing tools, real-time notifications, and custom tags.