All your business finances. In one app.
Business Account & Cards
Invoice Management
Expense & Spend Management
Bookkeeping & Reporting
Qonto. Certified and award-winning.
Qonto is TÜV-certified for software quality, is a two-time winner of the Fintech Germany award and placed 1st in the German B2B award.
Whatever your size, sector or stage of growth.
Get started
All your finance modules in one app.
We have a range of price plans to match your needs, so you can start small and scale up.
PAYMENTS
Account
Business IBANs to pay and get paid
PAYMENTS
Cards
Physical and virtual. Apple Pay and G-Pay.
PAYMENTS
SEPA
Instant SEPA, transfers and direct debits
PAYMENTS
SWIFT
Wire money in 18 currencies
PAYMENTS
Payment terminals
With SumUp for your point of sale
FINANCE
Financing
Loan solutions from our partners’ hub
Supplier Invoices
Import and automate to pay your suppliers on time
Invoicing
Create and send client invoices, track payments and set alerts
Integrations
Sync tools to auto-match receipts to transactions
Multi-accounts
Separate budgets per expense, card or user
Roles & Access
Set roles for admin, employee, accountant
Agile Permissions
Customize permissions for each role and user
Expense control
Set specific limits on cards and transfers
Travel expenses
Mileage budgeting and reimbursement
Bulk transfers
Initiate hundreds of transfers at once
Approval flow
Enable card and transfers requests
Integrations
Sync tools to auto-match receipts
Receipt management
Digitize paper receipts and upload on-the-go to the app
Automated bookkeeping
Auto VAT entry, auto data/supplier input, custom labels
Accountant access & exports
Accountant view to easily share your financial data
Customizable Dashboard
Quick-view balance, cash-flow history and financial reporting
Fast API Connectivity
Everything from API to data retrieval and payment execution
Bookkeeping Integrations
Sync to DATEV, lexoffice plus other accounting tools and platforms
Loved & trusted. 350,000 times and counting
Your questions answered within minutes.
When it comes to customer service, the reviews and ratings of our 350,000+ clients do the talking for us. We answer our customers in 5 languages, 7 days a week.
Learn more
Your account is secure and safe.
As Qonto is a licensed Payment Institution, your funds are fully safeguarded by law. Your account and operations are protected, from 3D-Secure to Strong Customer Authentification technologies.
Learn moreSign up in minutes. Join the movement.
Möchten Sie zu Deutsch wechseln?
Möchten Sie diese Webseite auf Deutsch ansehen?