Manage expenses, payments, company cards and sub-accounts all from your Qonto app. Save time and energy - so you can focus on propelling your company forward.
Make the most out of your Qonto account with a German IBAN, integrated invoice management, bookkeeping and spend management tools. With a range of payment options like transfers in up to 32 different currencies, as well as physical and virtual cards all included in your plan.
The Qonto business account is a current account designed with companies like GbRs in mind. Just as with a personal current account, you can make and receive payments, only business accounts generally come with additional services that help support the company’s day-to-day finance management.
For most entrepreneurs it makes sense to open a business account for their company, if only to keep personal and business finances separate. Not only does it prevent any misattributions of funds, but come tax declaration time it’s that much easier to outline your business’ financial activity, as well as provide justification when necessary.
If you’re looking to or have already set up a GbR, there is no legal obligation to open an associated business account. However, we highly recommend opening a business bank account to make the process of keeping your bookkeeping in order easier for you.
To open a business account with Qonto, you need the following information:
legal name;
type of company (legal form);
registration date;
your Steuernummer;
type of business activity;
industry;
partnership agreement or trade license;
Additionally, for identification purposes we’ll need you to perform a video identification test via our partner, IDnow, where a consultant will check your identification documents online in real-time.
Qonto offers three plan “levels” by company size. For GbRs, we offer the following plans:
SMEs and Startups
Essential
€49/month (excl. VAT)
Business
€99/month (excl. VAT)
Enterprise
€199/month (excl. VAT)
Every plan comes with a current account, an associated physical Mastercard One Card, digital receipt storage, and top-rated customer support. For a full breakdown of what’s included in each plan, click here.
You can upgrade or downgrade your Qonto plan anytime via your desktop or mobile app. Simply login, click Settings & Tools, then Account settings, then Price plan details to make any changes.
While opening a GbR is a common solution for those looking to make additional income on the side or try out a new business idea, it doesn’t have to be expensive. Qonto plans for GbRs start at €49 per month.
