Fast loans for your business

Need financing to grow your business? With Qonto and iwoca, you can apply online and receive confirmation for your loan within 24 hours.

No-fuss credit with Qonto + iwoca

Get the expertise of iwoca, one of Europe’s leading lending platforms
With Qonto and iwoca you’ll get minimal bureaucracy and no wasted time

Custom-fit loans for your business

Loans from €1,000
up to 24-month terms
Online registration - receive your loan confirmation within 24 hours
Fast, simple & 100% online financing

No more red tape

Apply in minutes, get your confirmation within 24 hours

Manage everything via Qonto

Get a first response right away


Complete your application in a few minutes


Get an initial response within 24 hours


Receive your money in 48 hours

How you can benefit from our loan offer with iwoca

You’ve been a Qonto customer for at least 3 months
Your business earnings exceed € 22,000 per year
Your company is registered in Germany
For loans exceeding €15,000, you’ll need to provide your BWA and SuSa of the current and previous two years

Not a Qonto customer yet?

Qonto is the 100% online, all-in-one account that simplifies your finances

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