Simplified corporate financing

Explore financing options directly from your Qonto app and take advantage of flexible loans between €500 and €1 million. Apply now and receive the money in your account in just a few days.



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Selected offers for flexible financing

  1. Apply for a business loan fast - 100% online with minimal red tape

  2. Get a decision in 48 hours

  3. Funds will be transferred directly into your Qonto account

Financing at your fingertips

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In the Financing section of your Qonto app, select the partner best suited to your borrowing needs.


Give permission for your Qonto data to be securely transferred to our financing partner.


Get the funds directly in your Qonto account once your application has been approved*.

*Within a few days

Get to know our partners

We select our financing partners carefully, each of whom specializes in the needs of SMEs and the self-employed.

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Loans for SMEs and micro-enterprises doing online trade

Finance your business with revenue-based repayments.

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Dynamic financing for SMEs

100% flexible and instant credit lines you can access in a few clicks.

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Simple and secure financing for digital businesses

Easy to access funding for online businesses, e-commerce entrepreneurs or scaling SaaS companies.

The business loan that suits you

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Our financing partners are customer centric, transparent, digital-first, and hands on. That’s why we’ve chosen them.

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Apply for financing while saving on paperwork: get started and finalize your application online.

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You’re more than ‘just a number’. Our partners are dedicated to understanding your needs and more than happy to answer your questions.

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Designed for SMEs and the self-employed, our partners increase your chances of obtaining funds. Securing funding shouldn’t be so difficult.

Finance your daily tasks and long-term projects

Cover your daily expenses

Boost your business growth

Stay protected against the unexpected

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Qonto, the pro account that boosts your business

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Mastercard business cards

Compatible with Apple Pay and Google Pay, choose the cards you need: physical, virtual or temporary.

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Team budgets

Accountant, manager, employee...give them exactly the limits and access rights they need.

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Get paid faster with Qonto’s invoicing tool and save precious time on your supplier invoice management.

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Frequently asked questions about corporate financing

What is a corporate loan?

What are the different types of corporate loans?

What documents are required to apply for a business loan with Qonto’s partners?

How long will it take to pay off my loan?

How do I find the right business loan?

What is the corporate interest rate?

What kind of collateral is required for a business loan?

What is the procedure for applying for a business loan?

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