Loans from €1,000
up to 24-month terms
Online registration - receive your loan confirmation within 24 hours
Free yourself from piles of documents and endless personal guarantees. We analyze your past transactions automatically when we assess your application.
Get your initial response instantly. Once we’ve approved your application, your money is on its way to you.
Centralize your finances: use your Qonto app to complete the application and receive the funds directly in your Qonto account.
You’ve been a Qonto customer for at least 3 months
Your business earnings exceed €10,000 per year
Your company is registered in Germany
For loans exceeding €10,000, you’ll need to provide your BWA and SuSa of the current and previous two years