Simplified corporate financing
4.8
on App Store
4.7
on Play Store
4.6
on Trustpilot
Selected offers for flexible financing
Apply for a business loan fast - 100% online with minimal red tape
Get a decision in 48 hours
Funds will be transferred directly into your Qonto account
Financing at your fingertips

In the Financing section of your Qonto app, select the partner best suited to your borrowing needs.
Give permission for your Qonto data to be securely transferred to our financing partner.
Get the funds directly in your Qonto account once your application has been approved*.
Get to know our partners
We select our financing partners carefully, each of whom specializes in the needs of SMEs and the self-employed.

Loans for SMEs and micro-enterprises doing online trade
Finance your business with revenue-based repayments.

Dynamic financing for SMEs
100% flexible and instant credit lines you can access in a few clicks.

Simple and secure financing for digital businesses
Easy to access funding for online businesses, e-commerce entrepreneurs or scaling SaaS companies.
The business loan that suits you
Handpicked
Digital-first
Personal
Business-friendly
Cover your daily expenses
Finance your operating expenses and improve company liquidity.
Boost your business growth
Support your international expansion plans for sustainable growth.
Stay protected against the unexpected
Master daily business challenges and handle unforeseen expenses with ease.

Cover your daily expenses
Finance your operating expenses and improve company liquidity.
Boost your business growth
Support your international expansion plans for sustainable growth.
Stay protected against the unexpected
Master daily business challenges and handle unforeseen expenses with ease.

Qonto, the pro account that boosts your business

Mastercard business cards
Compatible with Apple Pay and Google Pay, choose the cards you need: physical, virtual or temporary.

Team budgets
Accountant, manager, employee...give them exactly the limits and access rights they need.

Invoicing
Get paid faster with Qonto’s invoicing tool and save precious time on your supplier invoice management.
Frequently asked questions about corporate financing
What is a corporate loan?
What are the different types of corporate loans?
What documents are required to apply for a business loan with Qonto’s partners?
How long will it take to pay off my loan?
How do I find the right business loan?
What is the corporate interest rate?
What kind of collateral is required for a business loan?
What is the procedure for applying for a business loan?
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