Qonto, a business account for SMEs and freelancers

Qonto meets the needs of all businesses, no matter their legal form. With a Qonto online business account, you’ll find all the payment services proposed by traditional legacy banks.

Why our customers’ opinions matter

Our customers’ advice is essential and helps us to improve every day. We collect the advice of our clients on a daily basis to ensure that our service always meets your needs. That's why we're interested in your advice and feedback on your Qonto account. It helps us provide the best service. Feel free to share your testimonials and opinions about Qonto!

Much more than a professional bank account

Qonto allows you to manage your company's day-to-day banking by offering all the features you need: transfers, direct debits, payment methods (including virtual and physical cards). Managing your company's finances has never been easier. The best part? Our ultra-reactive customer service, which answers all your questions in less than 15 minutes.

Qonto. Your finances are in safe hands.

Qonto is a regulated payment institution that’s subject to supervision by the BaFin and the ACPR in Germany. It’s the European market leader in financial management for SMEs and the self-employed. Qonto is an official DATEV marketplace interface partner, and has been certified with the renowned TÜV test mark for software quality.

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+75 NPS

Higher satisfaction rates in the banking sector

Over 500,000 companies trust Qonto.

4.8

on App Store

4.7

on Play Store

4.8

on Trustpilot

Over 500,000 companies trust Qonto.

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Your satisfaction is our seal of approval

We're a member of the Next 40 index of the most promising French Tech startups.
We have an NPS (Net Promoter Score) of more than 70.
We're the leading European business finance solution for SMEs and the self-employed.
In 2022, we joined forces with German fintech champion Penta to become Germany’s market leader.

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A partner you can rely on

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Interface Partner

Qonto became a DATEV Marketplace interface partner in 2023.

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TÜV Certificate

Qonto became TÜV-certified for software quality in 2022.

Awards

Qonto has won both the Fintech Germany and B2B Germany awards.

We come highly recommended

Our customers say it best

1 of 4

“ I can say with conviction that the decision to switch to Qonto was one of the best decisions for our financial management. Qonto has simplified our payment transactions and given us total control over our finances.”

Marc Peter Dauter

MD Le Wagon GmbH

2 of 4

“I would recommend Qonto to anyone looking for a simple, modern, financial solution. I sought a straightforward business account with just one point of contact - and Qonto has delivered. ”

Madeleine von Hohenthal

Co-founder Bracenet & Tatzenstreu

3 of 4

“The decision to choose Qonto was very easy for us. Qonto offers the most, and best, features at an attractive price. The ability to upload receipts and automatically assign them to transactions means we’re able to optimize...”

Samuel Wölfl

MD App Innovators

4 of 4

“Qonto is the fast, reliable, scalable banking solution we've been looking for. We manage all of our finances in the Qonto app. The dashboard shows our cash flow and expenses, and the easy-to-understand interface helps me m...”

Ege Gündüz

Co-founder & CEO liftOS

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Championing people, protecting the environment.

A better world is everyone’s business. At Qonto, we understand we have a part to play in building a more sustainable planet and a fairer society.

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Global financial solutions, with German expertise

Qonto's mission is to help you invest your time and energy in your core business. More than 1,600 Qontoers work together on a daily basis to develop the financial solutions of tomorrow - for start-ups, self-employed people, and SMEs in Germany and across Europe.

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