Your sole proprietor business account, boosted.

Save time and simplify your day-to-day business finances with Qonto’s tools and integrations created with solo enterprises like yours in mind.

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30-day free trial.

Trusted by 350.000 businesses

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An all-in-one toolkit for sole proprietors

Make the most of your Qonto account with a German IBAN, bookkeeping tools, sub-accounts and integrated invoice management. All with a range of payment options like physical and virtual cards as well as international transfers in up to 32 different currencies. Always fairly priced, always 100% secure.

You’re in good hands

Always up to standard

Data protection

Secure funds

Guaranteed deposits

Advanced accounting

Bookkeeping in a flash

Connect Qonto to your favorite accounting software in seconds

Give your accountant dedicated “read-only” access for even more autonomy

Admin made easy

Automated transaction synchronisation with lexoffice, sevDesk, and many more

Simplified tax filing for sole proprietors through direct integration with DATEV Unternehmen online

Connect your tools Simplified bookkeeping

Stay organized with sub-accounts

Easily move funds between accounts

Set aside funds for tax payments

Keep expenses separate for efficient bookkeeping

Set up instant SEPA transfers and direct debits on any sub-account

With you every step of the way

At Qonto, your account evolves with you. Upgrade or adjust your plan anytime from your app. Always 100% transparent and fair pricing.

Join Qonto in 3 steps


Open your sole proprietor business account in about 10 minutes


Once your account is verified, your IBAN is ready


All set - you can send your first payment

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30-day free trial.

What exactly is a business account for sole proprietors?

What are the benefits of a Qonto business account?

What kind of documents do I need to open an account with Qonto?

Do I need to own a business account as a sole proprietor?

Which kind of plans are available for sole proprietors?

When do I need a business account?

How fast can I open a business account with Qonto?

How does IDnow VideoIdent and my personal verification work?

Ready? Let’s go.

Whether it's to examine the specific needs of your solo business, or to go over the benefits of Qonto's tools and features, we're here for you.

30-day free trial.

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