Self-employment registration that's simple & swift
- Ready for self-employment? Register for free and get your Finanzamt tax ID with no fuss.
- Guided sign-up in English – 100% online, with clear & jargon-free explanations.
- Open a business account stacked with tools to manage invoicing, expenses and bookkeeping.
Four easy steps to self-employment
Fill out the online form
Complete all the information the tax office (Finanzamt) need - with straightforward guidance available in English.
Open a business account
Open a Qonto business account online and test all features for 30 days for free and without obligation.
Upload your tax ID
The tax office will send you your tax ID number by post - usually within 4-8 weeks.
You're in business!
With your account activated, you're free to start your self-employment journey.
Fill out the online form
Complete all the information the tax office (Finanzamt) need - with straightforward guidance available in English.
Open a business account
Open a Qonto business account online and test all features for 30 days for free and without obligation.
Upload your tax ID
The tax office will send you your tax ID number by post - usually within 4-8 weeks.
You're in business!
With your account activated, you're free to start your self-employment journey.

Why a business account is a game changer
- Boost efficiency: Enjoy seamless invoicing, receipt handling, & expense management.
- Clarify finances: Keep personal & business funds separate, and keep control.
- Get a professional edge: Gain client & partner trust with a dedicated business account.
The ideal account for your self-employment journey
- Instant set up: Use virtual payment cards & a free physical Mastercard to manage your expenses.
- Hassle-free billing: Generate & dispatch client invoices and receive e-invoices directly in Qonto.
- Streamlined receipt handling: Receipts are automatically linked to transactions.
- Flawless bookkeeping: Connect DATEV & additional tools for easy-breezy pre-accounting.
The business account that gets finance jobs done – starting at €9/month
Basic
Starting at
€9
/month (excl. VAT)
A business account with essential invoicing capabilities to make managing daily finances a breeze.
- 1x One Card Mastercard + add more cards as needed
- 30 instant SEPA transfers and outgoing direct debits monthly
- 1 account with DE-IBAN
- Try Qonto free for 30 days
Smart
Starting at
€19
/month (excl. VAT)
An advanced business account with performance dashboards, integrated invoicing and bookkeeping.
- 1x One Card Mastercard + add more cards as needed
- 60 instant SEPA transfers and outgoing direct debits monthly
- 1 main account & 1 sub-account with DE-IBANs
- Try Qonto free for 30 days
Premium
Starting at
€39
/month (excl. VAT)
- 1 x One Card Mastercard + add more cards as needed
- 100 instant SEPA transfers and outgoing direct debits monthly
- 1 main account & 4 sub-accounts with DE-IBANs
- Try Qonto free for 30 days

Find a tax advisor from our network
We help you find the right tax advisors or accountants for your business, individually tailored to your industry and needs.
Hear from our customers
Hear from our customers



Simple online self-employment registration. The way it should be.
Register yourself as self-employed and get your business off the ground with a Qonto business account.