What exactly is a business account for a GmbH?

The Qonto business account is a current account specifically designed for companies like GmbHs or GmbH & Co., AGs and KGs. Just as with a personal current account, you can make and receive payments, only business accounts generally come with additional services that help support the company’s day-to-day finance management.

What documents do I need to open a Qonto account for my GmbH?

To open a business account with Qonto, you need the following information: legal name; type of company (legal form); registration date; your Handelregisternummer (trade register number); your Handelsregisterauszug (trade register excerpt); your VAT number (optional). Additionally, for identification purposes we’ll need you to perform a video identification test via our partner, IDnow, where a consultant will check your identification documents online in real-time.

Do I need to open a business account for my GmbH?

For most entrepreneurs it makes sense to open a business account for their company, if only to keep personal and business finances separate. Not only does it prevent any misattributions of funds, but come tax declaration time it makes it that much easier to outline your business’ financial activity, as well as provide justification when necessary. However, if you’re looking to or have already set up a GmbH, there is a legal obligation to open an associated business account for it.

When signing up for Qonto, how does the transition from “In Foundation” to ” Foundation of a limited liability company” affect my account?

If you open a Qonto account for a GmbH in foundation or UG in foundation, you have 10 weeks time to send us your Handelsregisterauszug (trade register excerpt). Once you have received your Handelsregisterauszug (trade register excerpt), please upload your it to your Qonto account. We will check the it as soon as possible and activate your account so that you have a fully usable online business account.

Which options of business accounts are available for GmbH?

Qonto offers three plan “levels” by company size. For GmbHs, we offer the following plans: SMEs and Startups Essential €29/month (excl. VAT) Business €99/month (excl. VAT) Enterprise €249/month (excl. VAT) Every plan comes with a current account, an associated physical Mastercard One Card, digital receipt storage, and top-rated customer support. For a full breakdown of what’s included in each plan, click here.

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Make the most out of your Qonto account with a German IBAN, integrated invoice management, bookkeeping and spend management tools. With a range of payment options like transfers in up to 32 different currencies, as well as physical and virtual cards all included in your plan.

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Create cards and users as needed with individual permissions

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Attach GoBD-compliant receipts to transactions. Categories and notes, too.

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Delegate tasks to your team with the Manager role

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Set aside funds for taxes or future projects, or easily separate team expenses with additional sub-accounts

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What our customers are saying

“We’re glad that we took the step to Qonto. Their customer relations are great and our feedback is taken seriously and implemented. In autumn 2020 we asked for a DATEV interface - in April 2021 the integration went live. Which bank can claim to be able to implement proposals so quickly?”

Anna Rosinski -, Office Manager Außenwirtschaftsbüro Rosinski KG

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At Qonto, you can adjust or cancel your plan directly from your app. Try it free for 30 days and see for yourself.

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