Drive your business, pilot your finances

  1. Pay & get paid quicker with instant SEPA transfers.
  2. Send & receive funds in 25 currencies across 58 countries.
  3. Centralize customer & supplier invoices & track payments.

  4. 7-day-a-week human customer support. There when you need it, as soon as you need it.

Try it free for 30 days.
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Over 500,000 companies trust Qonto

The perfect addition for SMEs at all stages of growth

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Priority support

Get expert, human customer support. On hand when you need it, 7 days a week.

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Seamless integrations

Boost existing workflows with financial tools that slot in with the ones you already use.

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Reliable reporting

Go digital & avoid errors. Always-accurate snapshots of your business’ finances. 

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Qonto's a DATEV marketplace interface partner and has TÜV certification.

Smart tools to drive your business

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Do business across borders

Pay & get paid faster, in Europe and beyond. Get your money where it needs to go - wherever your partners are based.

  1. International SWIFT transfers in over 25 currencies.
  2. Instant SEPA transfers of up to €30,000 & direct debits.
  3. Flexible loans from €500 to €1 million.

Keep control over spending

Your spending at a glance. Set up user roles for your employees & configure payment limits in line with their needs & yours.

  1. Smart company cards with personalized spending rules.
  2. Up-to-the-minute budget overviews.
  3. Custom card settings & spend approval flows.

Automate time-consuming tasks

Ditch the manual work. Delegate to Qonto & win back time for your finance team to focus on their strategic role.

  1. GoBD-compliant expense receipts that hold the same legal weight as their paper counterparts.
  2. Accelerated data transfer with VAT & payment information detection.
  3. Auto reminders for missing receipts: save 5 hours a month.

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Track client & supplier invoices

Our built-in invoicing feature helps you get paid faster. And our financial tools save you time on supplier invoices.

  1. Quotes & one-off or recurring invoices issued in 29 currencies.
  2. Simplified invoice collection & scheduled supplier payments.
  3. Real-time monitoring of payment dates & progress.

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Get your books balanced quicker

Easy & secure data exports. Centralize all your external bank & payment service transactions & sync to your accountant’s preferred tool.

  1. 30+ integrations for optimized accounting & financial management.
  2. Custom data exports in the right format for your accounting tool.
  3. Real-time monitoring of payment dates, inflows & outflows.

30+ integrations that slot seamlessly into your existing workflow

Coming soon: new features for your business account

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Approval workflows

Create custom, multi-layer workflows to save time & enhance your control over spending.

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SEPA direct debit collection

Collect your customers' payments straight from their bank account & automate when and how you get paid.

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Pay later

Get up to €10,000 immediately to pay supplier invoices up front, then pay us back in 3 monthly installments.

Ready to pilot your business to success?

The leading online business account for paying and getting paid quickly and easily. 
With integrations tailored to SMEs, and smart tools for total control and visibility over financial data.

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