Drive your business, own your finances

Pay and get paid faster, in Europe and beyond. Get your money where it needs to go - wherever your partners are based.

1. International transfers to 150+ countries, powered by Wise.
2. Instant SEPA transfers of up to €100,000 and outgoing direct debits.
3. Flexible loans from €500 to €1 million.

Your spending at a glance. Set up user roles for your employees and configure payment limits in line with their needs and yours.

1. Smart company cards with personalized spending rules.
2. Up-to-the-minute budget overviews.
3. Create multi-layer approval workflows for custom amounts. 
   

Ditch the manual work. Delegate to Qonto and free up time for your finance team to focus on their strategic role.

1. GoBD-compliant expense receipts that hold the same legal weight as their paper counterparts.
2. Accelerated data transfer with VAT and payment information detection.
3. Auto reminders for missing receipts: save 5 hours a month.

Our built-in invoicing feature helps you get paid faster, while our expense tools save you time on supplier invoices.
1. Quotes and one-off or recurring invoices issued in 29 currencies.
2. Simplified invoice collection and scheduled supplier payments.
3. Real-time monitoring of payment dates and progress.

Easy and secure data exports. Centralize all your external bank and payment service transactions and sync to your accountant’s preferred tool.

1. 30+ integrations for optimized accounting and financial management.
2. Custom data exports in the right format for your accounting tool.

3. Real-time monitoring of payment dates, inflows, and outflows.