Drive your business, pilot your finances
- Pay & get paid quicker with instant SEPA transfers.
- Send & receive funds in 25 currencies between 130+ countries.
Centralize customer & supplier invoices & track payments.
7-day-a-week human customer support. There when you need it, as soon as you need it.
Try it free for 30 days.
Loved & trusted. 500,000 times and counting.
Loved & trusted. 500,000 times and counting.
The perfect addition for SMEs at all stages of growth
Priority support
Seamless integrations
Reliable reporting
Certification
Smart tools to drive your business
Do business across borders
Pay & get paid faster, in Europe and beyond. Get your money where it needs to go - wherever your partners are based.
- International transfers to 130+ countries, powered by Wise.
- Instant SEPA transfers of up to €50,000 & direct debits.
- Flexible loans from €500 to €1 million.
Keep control over spending
Your spending at a glance. Set up user roles for your employees & configure payment limits in line with their needs & yours.
- Smart company cards with personalized spending rules.
- Up-to-the-minute budget overviews.
- Create multi-layer approval workflows for custom amounts.
Automate time-consuming tasks
Ditch the manual work. Delegate to Qonto & win back time for your finance team to focus on their strategic role.
- GoBD-compliant expense receipts that hold the same legal weight as their paper counterparts.
- Accelerated data transfer with VAT & payment information detection.
- Auto reminders for missing receipts: save 5 hours a month.
Track client & supplier invoices
Our built-in invoicing feature helps you get paid faster. And our financial tools save you time on supplier invoices.
- Quotes & one-off or recurring invoices issued in 29 currencies.
- Simplified invoice collection & scheduled supplier payments.
- Real-time monitoring of payment dates & progress.
Get your books balanced quicker
Easy & secure data exports. Centralize all your external bank & payment service transactions & sync to your accountant’s preferred tool.
- 30+ integrations for optimized accounting & financial management.
- Custom data exports in the right format for your accounting tool.
Real-time monitoring of payment dates, inflows & outflows.
15,000+ integrations that slot seamlessly into your existing workflow
Our customers say it best
“I would recommend Qonto to anyone looking for a simple, modern financial solution. With Qonto it's simple and clear. It's my straightforward business account”
Madeleine von Hohenthal
,Co-founder @ Tatzenstreu
“Qonto is the fast, reliable, scalable banking solution we were looking for. We manage all our finances in the Qonto app. The dashboard shows our cash flow and expenses, and the easy-to-understand user interface helps me manage my finances on the go.”
Ege Gündüz, CEO @ liftOS
“I can say with conviction that switching to Qonto was one of the best decisions for our financial management. Qonto has simplified our payments and given us complete control over our finances.”
Marc Peter Dauter
,MD @ Le Wagon Germany
“Super service, a strong presence in Germany and Europe, and simply a great product.”
Hans-Peter Frank
,Country Manager, Germany @ Fleet
Coming soon: new features for your business account
SEPA direct debit collection
E-Invoicing
Ready to pilot your business to success?
The leading online business account for paying and getting paid quickly and easily.
With integrations tailored to SMEs, and smart tools for total control and visibility over financial data.
Qonto is ranked among the top-rated companies on OMR and G2.