Your payment methods. Secure, flexible, efficient.
Discover Qonto’s full range of payment methods that help motor your business. Both in Germany and worldwide.
Qonto. Your reliable partner.
Qonto is a DATEV marketplace interface partner, and has been certified with the TÜV SÜD test mark for user software.
Stay in control of your spending with Qonto’s payment methods.
Business Mastercards
Customizable to your needs: set limits and manage permissions in real-time.
Learn moreTransfers and direct debits
Send and receive transfers worldwide. Powered by Wise. Manage outgoing direct debits simply and automatically.
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Apple Pay & Google Pay
Use Google Pay and Apple Pay with your Qonto cards. Make fast and simple payments online and in-person.
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Smart Payment Terminal
Offer your customers easy payment options – via POS, Tap to Pay, or payment link.
Discover Get PaidCustom cards for everyone, whichever option you choose
With insurance to cover you when you need it.
The best of Mastercard Business
- Contactless payments of up to €50
- 3D-Secure protection: 3DS2 technology ensures payment safety
- Customisable PIN code:easily accessible in-app
- Block your card instantly: it only takes one click to secure your account
Send and receive payments worldwide
Instant SEPA payments
Make and receive payments in the SEPA zone instantly. Are your clients also Qonto customers? Transfers between Qonto accounts are fast, free, and unlimited.
Non-SEPA transfers
Open up to the world: send and receive international transfers to over 130 countries and in over 30 currencies through our partner Wise.
Pay salaries all at once
Upload your payroll from your accounting software directly to your Qonto business account. Confirm up to 400 transfers with just one click.
Instant SEPA payments
Make and receive payments in the SEPA zone instantly. Are your clients also Qonto customers? Transfers between Qonto accounts are fast, free, and unlimited.
Non-SEPA transfers
Open up to the world: send and receive international transfers to over 130 countries and in over 30 currencies through our partner Wise.
Pay salaries all at once
Upload your payroll from your accounting software directly to your Qonto business account. Confirm up to 400 transfers with just one click.
Set up SEPA direct debits
Pay your suppliers on time, every time.
Reclaim your time spent preparing manual payments.
- Centralize all your payments in a single interface.
Financing to fuel your business
- Get instant funds to finance your invoice payments with Qonto’s own Pay later solution.
- Find longer-term, larger sum financing offers through our network of specialist partners.
- Enjoy a fast-tracked process: no red tape, no paperwork, no waiting weeks for an answer.
Get paid fast, anywhere you go
Mobile Payment Terminal
Accept card payments from your clients and receive the money in your Qonto account within 24 business hours.
Tap to Pay
Use Tap to Pay to accept contactless payments on your iPhone or Android smartphone.
Payment Links
Accelerate client payments using invoices with embedded payment links.
Mobile payments. No cards required.
Thanks to Apple Pay and Google Pay, you can pay on the go with your smartphone. It’s safe and lightning-fast.