Payments built for growing businesses
All your payment needs covered, all your financial tools connected. Make your money go further with Qonto.
Qonto is an official DATEV partner and TÜV-certified.
Pay & get paid with Qonto
Get business Mastercards for you and your team, equipped with custom permissions and limits.
Send and receive transfers worldwide via Wise and manage outgoing direct debits.
Pay on the go with Apple Pay and Google Pay using your Qonto cards - whether online or in-store.
Give your customers an easier way to pay — via POS terminal, Tap to Pay, or payment link.
Customized company cards on every plan
Withdraw up to €1,000 per month and make payments up to €20,000. Card insurance is included.
With double limits and insurance guarantees, withdraw up to €2,000 per month and pay up to €40,000. Also available as a credit card.
The metal X Card pushes your payment limits higher and your options wider, even abroad. Withdraw up to €15,000 per month, spend up to €200,000. No fees on payments.
Ideal for online payments and regular expenses. Quick to order, instantly available in your smartphone wallet.
Move your money faster, worldwide
Human support in English
SWIFT transfers in foreign currencies
Transfer money to 130+ countries and in 30+ currencies, supported by Wise.
Instant transfers within the SEPA area
Make real-time transfers up to €50,000 within the SEPA zone. Free and unlimited when sent between Qonto accounts.
Set up outgoing SEPA direct debits
Set up outgoing SEPA direct debits
Pay your suppliers on time, every time.
Set up repeat transfers only once.
See all your outgoings in one place.
Financing to fuel your business
Financing to fuel your business
Get instant funds to settle your invoices and pay back in 3 instalments.
Find long-term, large-sum financing through our extensive partner network.
Enjoy a fast-tracked process: no paperwork, no waiting weeks for an answer.
Get paid in a flash
Use Tap to Pay to accept contactless payments on your iPhone or Android smartphone.
Add a payment link to your invoices to give your customers an even easier way to pay online.
Business trust that wins awards.
Ready? Get started today.
We've got your back when it comes to finance management and accounting - so you have more time for what matters: your business.
30-day free trial. Cancel anytime.
