Simplify finance and accounting management

A unique account to manage your business finances and optimize your accounting

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An account that means business

  1. Get a local IBAN and make instant SEPA transfers in just a few clicks
  2. Mastercard cards, plus any payment methods you need on a daily basis
  3. Unlimited transaction history, updated in real time
  4. No hidden fees, no transfer commissions

You're in good hands

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Your funds are secure

Funds are safeguarded by our business partner Crédit Mutuel Arkéa
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Regulated by the ACPR

Qonto is a payment institution regulated by the ACPR attached to the Banque de France
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100% online

The only French business account to own its banking platform and carry out current transactions for its clients

Bookkeeping on autopilot

Receipt scanning

Centralized invoices

Linked accounts

Bookkeeping tools

No more missing receipts

Scan your paper receipts and store them online. Pre-select the right VAT rates to save time on bookkeeping.

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Centralize your invoices

Import your supplier invoices to Qonto for greater visibility. Never miss another payment deadline.

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Put an end to app-switching

Safely sync your bank accounts and payment services and pilot all your finances without leaving Qonto.

Stay in your accountant’s good books

Give your accountant “read-only” access or export your transactions and receipts in real-time to your accounting tool.

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Save time on expense reports

Autonomous teams

Autonomous teams

Order Mastercard cards for your team members and stop having to deal with expense refunds.

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Stay in control of your expenses

Stay in control of your expenses

Set transaction limits for each of your cards. You can keep track of all related expenses in real time.

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Start managing your cash flow

  1. Monitor your inflows and outflows to stay ahead of potential shortfalls.
  2. Generate financial forecasts based on Qonto data in just one click.  
  3. Group all your invoices, subscriptions, and withdrawals in a single dashboard.

  4. Set up custom categories to sort your transactions with precision.  

Pay and get paid with Qonto

Efficient invoicing

Create, share and track your customer invoices in just a few clicks. Get paid, fast.

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Process supplier invoices effortlessly

View payment deadlines at a glance and streamline the supplier payments thanks to pre-filled transfer forms.

Easily switch your business account

  1. To switch your business account with no stress, try the first-ever bank mobility service for professionals.
  2. Enjoy dedicated support at every step of the process, for a simple and fast transition.
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Trusted by 500,000 companies

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Pay as you grow

Essential

Starting from

€49

/month (excl. VAT)

Simplified banking for teams, with built-in spend management, bookkeeping and cash flow tools.

1-month free trial

Business

Starting from

€99

/month (excl. VAT)

An integrated finance management solution that adapts to your workflows, with exclusive support.

1-month free trial

Enterprise

Starting from

€199

/month (excl. VAT)

The ultimate finance workspace for teams, with the highest limits and exclusive support.

1-month free trial

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Add-ons

Take your plan further

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