Pay for what you need, no matter your legal form

Business banking and finance management for sole traders, freelancers and otherwise self-employed entrepreneurs. Also suitable for UG, GmbH or AG.

9€ /month (excl. VAT)
An online business account to handle your day-to-day finances efficiently.
Open an account
Try it for 30 days. For free. No obligations.
  • 1 user access and 1 business Mastercard
  • 30 SEPA transfers and direct debits per month
  • Customer service 7 days a week
39€ /month (excl. VAT)
The plan that includes all our features plus priority support
Open an account
Try it for 30 days. For free. No obligations.
  • 1 user access, 1 accountant access and 1 business Mastercard
  • 100 SEPA transfers and direct debits per month
  • Bookkeeping Pack
  • Invoicing tool
  • Advanced features
  • 7-day-a-week priority support

Included in all plans

Know your account history

Unlimited transaction history and account statements. Maintain total visibility over spending and revenue.

Stay in control of expenses

Monitor your expense items with real-time notifications via phone or email.

Essential templates

The essential templates and guides to establish your business.

Localize your business

Establish local roots for your business with a French, Italian, German or Spanish IBAN.

350,000 companies already trust Qonto.

Transfer your business account the same way you would with your personal bank. Your time is precious, paperwork isn’t. Let our team help you switch with zero fuss.

Boosting businesses. Today and tomorrow.




At your service

Compare subscriptions


/month (excl. VAT)


/month (excl. VAT)
The essentials

Physical cards

Personalize settings of your One card (included), Plus or X card depending on your needs


Carte One (incluse)


Carte One (incluse)

Compare our cards

Virtual cards

Make online payments with your virtual cards or pay in-store thanks to Apple Pay and Google Pay

€2 / month per card


Create several accounts with individual IBANs to separate your activities



SEPA transfers and direct debits

Manage your transfers and direct debits in one click and receive funds instantly, even on weekends, €0.40 charged for any extra in/outbound transaction

30 / month

60 / month

Outgoing instant SEPA transfers

Send money to your beneficiaries in just 10 seconds, with no extra fees compared to a normal SEPA transfer

Incoming SWIFT transfers

Receive international payments directly into your Qonto account


International SWIFT transfers

Make international payments directly from your Qonto app



Simplified accounting
Time savers
Customer support

View Qonto’s subscriptions, features, and cards - all in one PDF.

Frequently Asked Questions

Is Qonto a bank?

What are the advantages of using Qonto?

Who can open a Qonto account?

Are there any commissions in addition to the cost of the monthly subscription?

How do international payments work?

What are special operations?

Let’s get started


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Voilà! — Your account is open

Open an account
Try it for 30 days. For free. No obligations.
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