

Find the best plan for your business
From €9/month. No hidden fees.Test drive all our plans for free to find the best fit for your business.
Basic
€9
/month (excl. VAT)
€9
Smart
€19
/month (excl. VAT)
€19
Premium
€39
/month (excl. VAT)
€39
Slick app
Rapid support
Always secure
Regulated
350,000 customers. Their ratings say it all.
4.8 on App Store
4.7 on Play Store
4.6 on Trustpilot
Compare our plans
Business Account & Cards
Invoice management
Bookkeeping & Reporting
Customer Care
Business Account & Cards
Accounts
Create sub-accounts, each with their own IBANs, to separate your budgets, activities, taxes etc.
1
2
5
Physical cards
Customize your business Mastercards in real time: One Card (included in your plan), Plus Card or Metal X Card.



1
One Card (included)

1
One Card (included)

1
One Card (included)

Virtual cards
Make online payments with virtual cards and use them in-store with Apple Pay and Google Pay.
€2/month per card
Unlimited
Unlimited
SEPA transfers & direct debits
Manage transfers & direct debits in the Qonto app. Transactions beyond those included in the plans will be billed at €0.40 per transfer.
Then €0.40 for each additional transfer
30/month
60/month
100/month
Instant outgoing SEPA transfers
The funds in your beneficiary’s account within 10 seconds. Transfers beyond those included in the plans will be billed at €0.40 per transfer.
Apply to all transfers included in the plan, then €0.40 for each additional transfer
Incoming SWIFT transfers
Receive international payments directly into your Qonto account in 17 currencies.
€5/transfer
€5/transfer
€5/transfer
Outgoing SWIFT transfers
Make international payments directly from your Qonto app in 17 currencies.
1% + €5 fixed fee/transfer
0.9% + €5 fixed fee/transfer
0.8% + €5 fixed fee/transfer
Bulk transfers
Combine volume transfers such as salaries or invoices to make up to 400 payments at once
Invoice management
NEW
All-in-one Invoicing tool
Create, send, track & centralize invoices, both payable and receivable, directly from the app.
Supplier invoice management
Import your supplier invoices to keep a close eye on due dates, pay in just a few clicks and avoid late payment penalties.
Bookkeeping & Reporting
Accountant access
Simplify your accounting by granting dedicated read-only access to your accountant.
Digital receipts
Upload your receipts to the app; we’ll match them automatically to the right transactions so they’re digitized & legally compliant.
Digitized & Certified
Digitized & Certified
Receipts forward
Forward your receipts to Qonto by email and we'll match them automatically to the right transactions.
Custom labels
Automate your accounting by adding labels to your transactions (such as client code, country, team names, projects etc.).
Supplier management
Categorize your suppliers and automatically add a specific VAT rate.
Dashboard
Precise cash flow insights thanks to indicator charts and real-time inflow/outflow tracking. Access customizable filters with the advanced dashboard.
Advanced
Advanced
Connect integrations
Put your finance management on autopilot: connect Qonto to your favorite apps and accounting software
ConnectPlus
ConnectPlus
Fast API connectivity
Everything you need to automate your business, from API to data retrieval & payment execution.
Customer Care
7-day-a-week support. By chat, phone or email
7-day-a-week support.
Priority support
Frequently Asked Questions
Is Qonto a bank?
What are the advantages of the Qonto service?
Who can open a Qonto account?
Are there any fees or commissions in addition to the monthly subscription?
How do international payments work?
What are special operations?
Ready? Sign up in minutes.
Qonto’s goal is to protect what’s most precious to entrepreneurs: their time, energy and focus. We've made signing up quick and easy, so you can see exactly what we mean...
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