Finance tools to keep your cash flowing

Team spending, expenses, tax prep — your Qonto business account keeps you in control of what matters.

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Qonto is an official DATEV partner and TÜV-certified.

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Human support in English

Reach us 24/7 by email, chat, or phone — we're here to help.

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Connected to how you work

Sync your financial data with the tools you already use: DATEV, Lexware, and more.

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Top-rated product

Qonto is one of the highest-rated tools for expense & spend management.

Financial tools built for your business

Create, send, get paid — all in one place.

Keep your cash flow under control with real-time analysis and forecasts.

Receipts and reimbursements — managed digitally by your whole team.

Your preferred tools, seamlessly connected to your Qonto business account.

Connect Qonto directly with DATEV and other tools to automate your processes.

Smart business banking made simple — Mastercards included.

Receipt management

Scan your receipts with the mobile app and store them in full GoBD compliance.

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DATEV integration

Connect directly to DATEV and securely sync your financial data. 

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Accountant access

Grant your accountant direct, read-only access to your documents.

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Cash flow management

Take control of your cash flow with real-time insights, automatic categorization, and Google Sheets integration. Everything you need to make confident decisions.

Invoicing

Compliant e-invoices

Meet every legal requirement — effortlessly.

Payment links

Give your customers an easier way to pay invoices. Simple, secure.

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Custom design

Customize invoices with your branding and logos.

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Auto-matching

Payments are automatically matched with corresponding invoices.

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Manage incoming invoices

Centralized and automated — from import to payment.

Built to connect

Connect Qonto to your accounting and productivity tools to keep your financial data synced automatically. No manual exports. No manual data entry.

Expense Management

Manage budgets

Create sub-accounts with dedicated IBANs to filter your spend by team, by project or by expense category

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Virtual Cards

Give your teams autonomy all while staying in control of your expenses by ordering virtual cards instantly.

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Expense reimbursement

Your employees submit receipts digitally and get reimbursed faster with instant receipt processing.

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Pay & get paid

Pay however you want: Mastercard, instant or international transfer, Apple Pay, Google Pay. And get paid just as easily via POS terminal, Tap to Pay, or payment link.

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