Finance tools to keep your cash flowing
Team spending, expenses, tax prep — your Qonto business account keeps you in control of what matters.

Qonto is an official DATEV partner and TÜV-certified.


Human support in English
Reach us 24/7 by email, chat, or phone — we're here to help.

Connected to how you work
Sync your financial data with the tools you already use: DATEV, Lexware, and more.

Top-rated product
Qonto is one of the highest-rated tools for expense & spend management.
Financial tools built for your business
Accounting
Receipt management
Scan your receipts with the mobile app and store them in full GoBD compliance.

DATEV integration
Connect directly to DATEV and securely sync your financial data.

Accountant access
Grant your accountant direct, read-only access to your documents.

Cash flow management
Cash flow management
Take control of your cash flow with real-time insights, automatic categorization, and Google Sheets integration. Everything you need to make confident decisions.
Invoicing
Compliant e-invoices
Meet every legal requirement — effortlessly.
Payment links
Give your customers an easier way to pay invoices. Simple, secure.


Custom design
Customize invoices with your branding and logos.

Auto-matching
Payments are automatically matched with corresponding invoices.

Manage incoming invoices
Centralized and automated — from import to payment.
Built to connect
Connect Qonto to your accounting and productivity tools to keep your financial data synced automatically. No manual exports. No manual data entry.
Expense Management
Manage budgets
Create sub-accounts with dedicated IBANs to filter your spend by team, by project or by expense category

Virtual Cards
Give your teams autonomy all while staying in control of your expenses by ordering virtual cards instantly.

Expense reimbursement
Your employees submit receipts digitally and get reimbursed faster with instant receipt processing.

Pay & get paid
Pay however you want: Mastercard, instant or international transfer, Apple Pay, Google Pay. And get paid just as easily via POS terminal, Tap to Pay, or payment link.









