Register as self-employed for free, in plain English

Guided registration with the tax office (Finanzamt)
Free

Guided registration with the tax office (Finanzamt)
Free

  1. Simplified online tax ID forms
  2. Explanations in clear English
  3. No need to sign up with ELSTER
  4. Free trial of our business account
Business account & money management tools
From €9/month (excl. VAT)

Business account & money management tools
From €9/month (excl. VAT)

  1. Manage business money separately
  2. Make & receive fast, easy payments
  3. Create & send invoices from the app
  4. Cut the time spent on finance admin

Qonto's business account plans

Basic

From

€9 

/month (excl. VAT)

Included in the Basic plan

  1. 1 account with German IBAN 
  2. 30 transfers or direct debits per month
  3. 1 business Mastercard
  4. Unlimited invoices

Smart

From

€19 

/month (excl. VAT)

Included in the Smart plan

  1. 1 account & 1 sub-account with German IBAN
  2. 60 transfers or direct debits per month
  3. 1 business Mastercard
  4. Unlimited invoices
  5. Accountant access

Premium

From

€39

/month (excl. VAT)

Included in the Premium plan
  1. 1 account and 4 sub-accounts with German IBAN
  2. 100 transfers or direct debits per month
  3. 1 business Mastercard
  4. Unlimited invoices
  5. Accountant access
  6. Unlimited team members

Four easy steps to self-employment

Fill out the online form

Complete all the information the tax office (Finanzamt) need - with straightforward guidance available in English.

Open a business account

Open a Qonto business account online and test all features for 30 days for free and without obligation.

Upload your tax ID

The tax office will send you your tax ID number by post - usually within 4-8 weeks.

You're in business!

With your account activated, you're free to start your self-employment journey.

All your business finances in just one platform

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Business account

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Integrated invoicing

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Receipt collection

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Tax return

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Integrations

A business account you’ll love using

  1. Opening your account is fast, simple and 100% online

  2. All accounts come with a German IBAN and free Mastercard included

  3. Virtual and physical cards allow you to handle expenses easily

  4. A real-time overview of all transactions gives you full account visibility

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All your invoicing, in one place

  1. Create quotes and cost estimates directly in the Qonto app

  2. Convert them into billable invoices in one click

  3. Embed payment links to help clients pay you faster

  4. Centrally manage and track all invoices

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Simplify the paperwork whenever you spend

  1. Just scan and upload receipts via your app on mobile

  2. Qonto automatically matches receipts to their corresponding transactions

  3. Archive all receipts in full compliance with GoBD

  4. Prepare your accounting in just a few clicks

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Automate filing your tax returns

  1. With our NORMAN integration, your tax returns will be filled out automatically

  2. Create income tax, profit and loss and VAT statements quickly and easily

  3. Qonto will automatically recognize your income and expenses

  4. Payments can be transmitted directly from your Qonto account

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Automations that do jobs for you

  1. Direct connections to DATEV, sevdesk, and Lexware (available from the Smart Plan)

  2. Automatic transfer of all bookkeeping data

  3. No more manual data entry needed

  4. Smoother collaboration with your tax office

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Ready to be your own boss?

Register as self-employed with the German tax office.

Our customers say it best

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Frequently Asked Questions

Why choose Qonto when registering as self-employed?

Why do I need to register my self-employment with the tax office?

Why should I open a business account before receiving the tax number?

What happens if I haven't received my tax number after 30 days?

What happens if a freelance activity is not registered?

What does it cost to register as self-employed?

How quickly can I get a self-employed tax ID?