Let AI take the grind out of finance

The Operator handles the finance tasks that eat your time: paying suppliers in bulk, creating cards for your team, sending invoices etc. You describe what you need, it prepares everything, and you approve before anything moves. The Analyst answers questions about your past and existing finances — spending by category, balance, cash flow shifts, top transactions — directly from your Qonto data. Just ask. 

No. The agents never act on their own. The Operator prepares and proposes — you review and confirm. Every transfer, every invoice, every card is triggered by you. Nothing moves without your go-ahead, and you can always see exactly what's about to happen before it does.

Your financial data never leaves Europe, never reaches AI providers, and never trains AI models. Qonto AI only reads what it needs to answer your question — nothing more.

The Collector is coming soon — it will automatically track your outstanding invoices and flag when action is needed, so nothing slips through the cracks. Other AI products will come before the end of the year. Share your feedback in the product and you'll be among the first to access what we build next.