Online business banking comparator
Compare Qonto and other business banking services. Comparison was made on March 4, 2022.
Qonto’s online business account
- Simple finance management, 100% online
- A German IBAN in around 10 minutes
- Up to 5 Mastercard business cards included
- Worldwide money transfers (SEPA and SWIFT)
- VIP customer service by email, chat or phone
The all-in-one account that boosts your business
Company formation
Monthly pricing
From €9
From €6
Card payments
In euros
Unlimited
Unlimited
Card payments
Outside the EUR zone
From 0% to 2%
2 %
Card payment limits
Up to €200,000
Up to €40,000
Google Pay / Apple Pay
-
Cash withdrawal fees
Free, or €1
Free, or 2.5%
Cash withdrawal amount limits
Up to €15,000
€3,000
SEPA transactions
In euros
International transfers
Outgoing via SWIFT
1%
-
International transfers
Incoming via SWIFT
Solo: €5 Standard & Premium: free
-
Direct debits
SEPA basis and company direct debits
Card types
Your choice of: Mastercard debit Mastercard world Business debit
Business Mastercard (Debit)
Customer service
Response within 15 minutes
N/A
Sub-accounts
-
Certification of digital documents
GoBD-compliant
-
DATEV interface
-
Account overdraft
-
-
German IBAN
Integrated accounting tool
Company formation
Monthly pricing
From €9
From €6
From €2
Card payments
Unlimited
Unlimited
Unlimited
Card payments
From 0% to 2%
2 %
1.7%
Card payment limits
Up to €200,000
Up to €40,000
Up to €50,000
Google Pay / Apple Pay
-
Cash withdrawal fees
Free, or €1
Free, or 2.5%
€2
Cash withdrawal amount limits
Up to €15,000
€3,000
€3,000
SEPA transactions
International transfers
1%
-
1.5%
International transfers
Solo: €5 Standard & Premium: free
-
-
Direct debits
SEPA basis and company direct debits
Card types
Your choice of: Mastercard debit Mastercard world Business debit
Business Mastercard (Debit)
Visa Business
(Debit)
Customer service
Response within 15 minutes
N/A
N/A
Sub-accounts
-
-
Certification of digital documents
-
-
DATEV interface
-
-
Account overdraft
-
-
-
German IBAN
Integrated accounting tool