Online business banking comparator

Compare Qonto and other business banking services. Comparison was made on March 4, 2022.

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4.8

apple

on App Store

4.7

play_store

on Play Store

4.7

trustpilot

on Trustpilot

Over 400 000 companies trust Qonto

Qonto’s online business account

  1. Simple finance management, 100% online
  2. A German IBAN in around 10 minutes
  3. Up to 5 Mastercard business cards included
  4. Worldwide money transfers (SEPA and SWIFT)
  5. VIP customer service by email, chat or phone

The all-in-one account that boosts your business

Iconography Fast

Fast

Open your account in a few minutes, without an appointment and totally online.
Iconography Transparent

Fair

Total account transparency. No hidden fees, guaranteed.
Iconography Flexibility

Flexible

Choose the account plan that fits your business model.
Iconography Customer Service

Available

We’re here to help. Our customer service team is available 7 days a week.

Holvi
Finom
Fyrst

Company formation



Einzelunternehmen (e.K / e.Kfm / e.Kfr), GmbH, GmbH i.G., gGmbh, UG, UG i.G., gUG, AG, AG & Co KG, GmbH & Co. KG, AG & Co oHG, UG & Co. KG, oHG, GmbH & Co. oHG, KG, KGaA, GbR


Einzelunternehmen, Gewerbe, Freiberufler:innen, GmbH in Gründung, GmbH, UG in Gründung, UG


Einzelunternehmen, Freiberufler, Gewerbe, Kleinunternehmer


Gewerbetreibende, Freiberufler, GmbH, GmbH i.G., UG, UG i.G., GbR, GmbH & Co.KG, OHG, KG

Monthly pricing


From €9

From €6

From €2

(From €0 for more than €300 transaction volume)

From €0

Card payments

In euros

Unlimited

Unlimited

Unlimited

Unlimited

Card payments

Outside the EUR zone

From 0% to 2%

Per Transaction (Card type depending)

2 %

per transaction

1.7%

per transaction

1,85 %

per transaction

Card payment limits

Up to €200,000

per card, per calendar month

Up to €40,000

per month

Up to €50,000

per month

Up to €2,000

per month

Google Pay / Apple Pay


-

-

Cash withdrawal fees


Free, or €1

(Card type depending)

Free, or 2.5%

(Plan depending)

€2

Free

Cash withdrawal amount limits


Up to €15,000

per card / per calendar month

€3,000

per card / per 30 day period

€3,000

per card / per day

€3,000

per day

SEPA transactions

In euros

International transfers

Outgoing via SWIFT

1%

per transaction

-

1.5%

per transaction

-

International transfers

Incoming via SWIFT

Solo: €5 Standard & Premium: free

per transaction

-

-

1,5%

per transaction

Direct debits

SEPA basis and company direct debits

From €0

Card types

Your choice of: Mastercard debit Mastercard world Business debit

Business Mastercard (Debit)

Visa Business

(Debit)

Visa Business

(Debit)

Customer service

Response within 15 minutes

via email, chat, or telephone

N/A

N/A

N/A

Sub-accounts

-

-

Certification of digital documents

GoBD-compliant

-

-

-

DATEV interface

-

-

Account overdraft

-

-

-

German IBAN

Integrated accounting tool

-

How do online banking comparators work?

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Compare customer services of online business banking platforms

Ready?

Are you ready to open a business account for your company? Whether you're a self-employed contractor or a small business with a team, Qonto can provide the business account you need.

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