Business banking account comparator

Compare Qonto with traditional banking services. Comparison made April 4, 2022.

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Legal forms

Einzelunternehmen, Kapitalgesellschaften, Personengesellschaften
Gewerbetreibende, Einzelunternehmen, Freiberufler, GmbH, OHG, UG

Monthly Pricing (excl. VAT)

From €9
From €9.90/month

SEPA transfers

Up to 1000 included
Up to 750 included

Business card fees

1, 2, 5 or 15 cards included (depending on the selected plan)
Up to 2 cards included

Card types

Debit Mastercard
Commerzbank Girocard

Online banking service

Included
Included

Account overdraft

-
✔️

German IBAN

Yes
Yes

Customer service

Your answer in 15 minutes
N/A
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Which is the perfect business banking service for your SME?

Business account comparator: find the perfect business account for you

Commerzbank, Postbank, Sparkasse... all traditional banks provide services for businesses. But these days traditional banks are getting disrupted by the competition of new online banking services.

Online business finance management solutions provide similar services (business cards, IBAN, international payments, direct debits, transfers...) with the added bonus of great customer support.

Compare customer support

You won’t always find a category for customer support in banking comparators, but it's an important factor when you're choosing a business account. After all, a business needs quick answers.

A banking comparator is an effective tool for analyzing banking services, but additional research is also required. A bank account has to fit your business needs and expectations perfectly.

What are your business needs?

Banking needs vary from one company to another. Your company's legal form should guide your choice. Your needs may also change depending on how your company evolves.

Make sure you choose a bank or online business account that’s able to support you now - and in the future.

How much could one spend on a business account?

Start off by comparing each bank’s fees. These may differ dramatically from one bank to another.

You might also find it useful to read customer opinions and reviews online. By doing that, you'll have a clear understanding of each business account package.

Ready? Let’s Go.

Need a business account? From self-employed workers to small business owners managing a team - Qonto is the all-in-one finance management tool for all types of enterprises.
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