The finance solution that energizes SMEs and freelancers.
Qonto is a Payment Institution regulated, approved licensed and supervised by the French Autorité de Contrôle Prudentiel et de Résolution (ACPR), under the registration number 16958. The entirety of the funds deposited by our customers is safeguarded in compliance with the relevant legislation. A part of these funds is held by our banking partners Crédit Mutuel Arkéa or Natixis. In the case of bankruptcy of Crédit Mutuel Arkéa or Natixis, the deposits are covered by the French Fonds de Garantie des Dépôts et de Résolution (FGDR) to a limit of €100,000. The remaining part of the funds is invested in eligible short-term monetary funds.